Iloan.Rules/src/iLoan.Rules.Web/Domain/Data/rules.json
2024-07-08 16:30:42 +02:00

23520 lines
836 KiB
JSON

{
"$id": "1",
"$values": [
{
"$id": "2",
"ID": 1,
"RuleName": "Applicant mismatch",
"Source": "AggregatedData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": "Review the application details and decide whether to proceed with the received data or request the co-applicant to share data again",
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvragers komen niet overeen",
"DutchTriggerReason": null,
"DutchSuggestedResolution": "Controleer de gegevens van de aanvraag en bepaal of de aanvragers verder kunnen gaan met de gedeelde gegevens, of dat de medeaanvrager opnieuw gegevens dient te verzamelen.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant(s) that the application can only be made with his or her partner. Request government data to allow the applicant(s) to retry, proceed with the received data or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager(s) dat de aanvraag alleen met de partner kan worden gedaan. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen, ga verder met ontvangen data of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "3",
"$values": [
{
"$id": "4",
"ID": 1,
"RuleID": 1,
"CoreRule": {
"$ref": "2"
},
"Property": "AggregatedData[*].ApplicantMismatch",
"Comparison": "IsNot",
"Value": "NoMismatch",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "5",
"$values": []
}
},
{
"$id": "6",
"ID": 2,
"RuleName": "Financial situation is not complete",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "(Mortgages|Rental|Utility|Food|Cash Withdrawals)",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Financi\u00EBle situatie is niet compleet",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "(Hypotheek|Huur|Nutsuitgaven|Eten|Geldopname)",
"RuleExplanation": "Verify if all bank accounts are shared in the bank data (PSD2). Not all bank accounts might be shared, as there are no bank transactions for income, living expenses, utilities, cash withdrawals or food. If needed, request additional bank accounts. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer of alle bankrekeningen zijn gedeeld in de rekeninginformatie (PSD2). Mogelijk zijn niet alle bankrekeningen gedeeld, omdat er geen banktransacties voor inkomen, woonlasten, nutsbedrijven, geldopnames of voedsel. Indien nodig, vraag extra bankrekeningen op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "7",
"$values": [
{
"$id": "8",
"ID": 2,
"RuleID": 2,
"CoreRule": {
"$ref": "6"
},
"Property": "DeviationDetailsByCategory[Mortgages].CountLastMonth",
"Comparison": "Is",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "9",
"ID": 171,
"RuleID": 2,
"CoreRule": {
"$ref": "6"
},
"Property": "DeviationDetailsByCategory[Rental].CountLastMonth",
"Comparison": "Is",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "10",
"ID": 172,
"RuleID": 2,
"CoreRule": {
"$ref": "6"
},
"Property": "DeviationDetailsByCategory[Utility Expenses].CountLastMonth",
"Comparison": "Is",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "11",
"ID": 173,
"RuleID": 2,
"CoreRule": {
"$ref": "6"
},
"Property": "DeviationDetailsByCategory[Food].CountLastMonth",
"Comparison": "Is",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "12",
"ID": 174,
"RuleID": 2,
"CoreRule": {
"$ref": "6"
},
"Property": "DeviationDetailsByCategory[Cash Withdrawals].CountLastMonth",
"Comparison": "Is",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "13",
"$values": [
{
"$id": "14",
"ID": 5,
"RuleID": 2,
"CoreRule": {
"$ref": "6"
},
"Operator1": "(1 OR 2) OR 3 OR 4 OR 5",
"Update": 0
}
]
}
},
{
"$id": "15",
"ID": 3,
"RuleName": "Number of cash deposits exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Cash deposits",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal geldstortingen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Geldstorting",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "16",
"$values": [
{
"$id": "17",
"ID": 3,
"RuleID": 3,
"CoreRule": {
"$ref": "15"
},
"Property": "DeviationDetailsByCategory[Cash Deposits].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "2",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "18",
"$values": []
}
},
{
"$id": "19",
"ID": 5,
"RuleName": "Number of cash withdrawals exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Cash withdrawals",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal geldopnames is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Geldopname",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "20",
"$values": [
{
"$id": "21",
"ID": 5,
"RuleID": 5,
"CoreRule": {
"$ref": "19"
},
"Property": "DeviationDetailsByCategory[Cash Withdrawals].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "22",
"$values": []
}
},
{
"$id": "23",
"ID": 7,
"RuleName": "Requested loan amount is higher than VKM",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review and correct the affordability details, provide an alternative offer or reject the application",
"TriggerReason": "We have identified that the applicant(s) do not have sufficient affordability for the current financing offer.",
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Gevraagde bedrag is hoger dan de bestedingsruimte",
"DutchTriggerReason": "We hebben vastgesteld dat de aanvrager(s) onvoldoende bestedingsruimte heeft voor het huidige financieringsaanbod.",
"DutchSuggestedResolution": "Beoordeel en corrigeer de gegevens in Bestedingsruimte, geef een alternatief aanbod of wijst de aanvraag af.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the affordability. Inform the applicant(s) that the requested total amount is higher than the loan capacity (VKM). The affordability might increase when a co-applicant is added. Adjust the offer, adjust the affordability or reject the application.",
"DutchRuleExplanation": "Controleer de bestedingsruimte. Informeer de aanvrager(s) dat het gevraagde leenbedrag hoger is dan de leencapaciteit (VKM). De bestedingsruimte kan mogelijk worden verhoogd door het toevoegen van een medeaanvrager. Verander het aanbod, verander de bestedingsruimte of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "24",
"$values": [
{
"$id": "25",
"ID": 7,
"RuleID": 7,
"CoreRule": {
"$ref": "23"
},
"Property": "AffordabilityOutputs[$].VKMActualAndDuration",
"Comparison": "IsNot",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "26",
"ID": 351,
"RuleID": 7,
"CoreRule": {
"$ref": "23"
},
"Property": "LoanDetails[$].Amount",
"Comparison": "GreaterThan",
"Value": "AffordabilityOutputs[$].VKMActualAndDuration",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "27",
"$values": [
{
"$id": "28",
"ID": 31,
"RuleID": 7,
"CoreRule": {
"$ref": "23"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "29",
"ID": 8,
"RuleName": "Applicant has multiple incomes including employment",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "ApplicantMultipleIncomes",
"DutchRuleName": "Aanvrager heeft meerdere inkomens waaronder uit dienstverband",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Calculate the net income from employment (manually) from the SV income to take it into account for the affordability. The net income from employment cannot be calculated automatically, when there are other net incomes (such as from social security or pension). If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Bereken het netto inkomen uit dienstverband (handmatig) op basis van het SV inkomen om het mee te kunnen nemen in de bestedingsruimte berekening. Het netto inkomen uit dienstverband kan niet automatisch worden berekend van het SV inkomen, als er andere netto inkomens zijn (zoals uit een uitkering of pensioen). Indien nodig, verander het Inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "30",
"$values": [
{
"$id": "31",
"ID": 8,
"RuleID": 8,
"CoreRule": {
"$ref": "29"
},
"Property": "Applicants[0].ActiveIncomes[*].IsEmployment",
"Comparison": "Is",
"Value": "False",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "32",
"ID": 368,
"RuleID": 8,
"CoreRule": {
"$ref": "29"
},
"Property": "Applicants[0].ActiveIncomes[*].IsEmployment",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "33",
"$values": [
{
"$id": "34",
"ID": 34,
"RuleID": 8,
"CoreRule": {
"$ref": "29"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "35",
"ID": 9,
"RuleName": "Co-applicant has multiple incomes including employment",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "CoApplicantMultipleIncomes",
"DutchRuleName": "Medeaanvrager heeft meerdere inkomens waaronder uit dienstverband",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Calculate the net income from employment (manually) from the SV income to take it into account for the affordability. The net income from employment cannot be calculated automatically, when there are other net incomes (such as from social security or pension). If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Bereken het netto inkomen uit dienstverband (handmatig) op basis van het SV inkomen om het mee te kunnen nemen in de bestedingsruimte berekening. Het netto inkomen uit dienstverband kan niet automatisch worden berekend van het SV inkomen, als er andere netto inkomens zijn (zoals uit een uitkering of pensioen). Indien nodig, verander het Inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "36",
"$values": [
{
"$id": "37",
"ID": 9,
"RuleID": 9,
"CoreRule": {
"$ref": "35"
},
"Property": "Applicants[1].ActiveIncomes[*].IsEmployment",
"Comparison": "Is",
"Value": "False",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "38",
"ID": 369,
"RuleID": 9,
"CoreRule": {
"$ref": "35"
},
"Property": "Applicants[1].ActiveIncomes[*].IsEmployment",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "39",
"$values": [
{
"$id": "40",
"ID": 35,
"RuleID": 9,
"CoreRule": {
"$ref": "35"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "41",
"ID": 10,
"RuleName": "Credit registration at BKR is in arrears (A)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR heeft een achterstand (A)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the in Arrears (A) credit registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de achterstand (A) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "42",
"$values": [
{
"$id": "43",
"ID": 10,
"RuleID": 10,
"CoreRule": {
"$ref": "41"
},
"Property": "DueDiligenceBKRAgreements[*].IsRecoveredFromCodeA",
"Comparison": "Is",
"Value": "False",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "44",
"$values": []
}
},
{
"$id": "45",
"ID": 11,
"RuleName": "Number of arrears registered at BKR exceeds threshold",
"Source": "DueDiligence",
"DefaultThreshold": 5,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal achterstanden geregistreerd bij BKR is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the in Arrears (A) credit registration(s) in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de achterstand (A) kredietregistratie(s) in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "46",
"$values": [
{
"$id": "47",
"ID": 14,
"RuleID": 11,
"CoreRule": {
"$ref": "45"
},
"Property": "DueDiligenceBKRSummaries[*].NumberOfAgreementsWithArrears",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "48",
"$values": []
}
},
{
"$id": "49",
"ID": 12,
"RuleName": "Number of potential private loans exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 5,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "(Loans private|Interest|Recurring personal counterparty|Terugkerende transactie)",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal potenti\u00EBle onderhandse leningen is hoger dan drempelwaarde",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "(Onderhandse lening|Rente|Natuurlijk persoon)",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "50",
"$values": [
{
"$id": "51",
"ID": 13,
"RuleID": 12,
"CoreRule": {
"$ref": "49"
},
"Property": "DeviationDetailsByFlag[Natural Person].HasRecurringTransactions",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "52",
"ID": 196,
"RuleID": 12,
"CoreRule": {
"$ref": "49"
},
"Property": "DeviationDetailsByFlag[Natural Person].NumberOfRecurringTransactions",
"Comparison": "GreaterThan",
"Value": "1",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "53",
"$values": [
{
"$id": "54",
"ID": 11,
"RuleID": 12,
"CoreRule": {
"$ref": "49"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "55",
"ID": 13,
"RuleName": "Number of student loans exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 2,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Aantal DUO-leningen is hoger dan drempelwaarde",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "56",
"$values": [
{
"$id": "57",
"ID": 15,
"RuleID": 13,
"CoreRule": {
"$ref": "55"
},
"Property": "Applicants[*].StudentLoans",
"Comparison": "GreaterThan",
"Value": "2",
"ValueIsProperty": false,
"ReturnCount": true,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "58",
"$values": []
}
},
{
"$id": "59",
"ID": 14,
"RuleName": "Applicant is not meeting minimum age",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "Age",
"DutchRuleName": "Aanvrager voldoet niet aan de minimum leeftijd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that he or she does not meet the minimum age requirements. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager dat hij of zij niet voldoet aan de vereisten voor de minimum leeftijd. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "60",
"$values": [
{
"$id": "61",
"ID": 17,
"RuleID": 14,
"CoreRule": {
"$ref": "59"
},
"Property": "Applicants[0].Age",
"Comparison": "LowerThan",
"Value": "18",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "62",
"$values": []
}
},
{
"$id": "63",
"ID": 47,
"RuleName": "Applicants\u0027 addresses do not match",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "De adressen van de aanvragers komen niet overeen",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant(s) that the application can only be made with his or her partner. If the applicants are living together, then request them to update the data in the BRP through the municipality. Request government data to allow the applicant(s) to retry, proceed with the received data or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager(s) dat de aanvraag alleen met de partner kan worden gedaan. Als de aanvragers samenwonen, verzoek hun dan om de gegevens in het BRP door de gemeente bij te laten werken. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen, ga verder met ontvangen data of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "64",
"$values": [
{
"$id": "65",
"ID": 16,
"RuleID": 47,
"CoreRule": {
"$ref": "63"
},
"Property": "AggregatedData[*].AddressMatch",
"Comparison": "Is",
"Value": "Mismatch",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "66",
"$values": []
}
},
{
"$id": "67",
"ID": 48,
"RuleName": "Applicant has multiple current addresses",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review the address details and verify with the applicant which address is correct, and review if incorrect data has been provided by Ockto.",
"TriggerReason": "We have identified that the applicant has multiple current addresses.",
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "AddressMultipleCurrent",
"DutchRuleName": "Aanvrager heeft meerdere adressen",
"DutchTriggerReason": "We hebben vastgesteld dat de aanvrager op meerdere adressen staat ingeschreven.",
"DutchSuggestedResolution": "Controleer de adresgegevens van de klant en stel vast welk adres correct is. Controleer of Ockto het adres in het juiste formaat heeft doorgegeven.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that he or she can only be registered on one address in the BRP. Request the applicant to update the data in the BRP through the municipality. Request government data to allow the applicant(s) to retry or reject the application. If this is not the case then there might be a data aggregation issue. Create a support ticket with Ockto.",
"DutchRuleExplanation": "Informeer de aanvrager(s) dat hij of zij slechts op een adres ingeschreven kan staan in the BRP. Verzoek de aanvrager om de gegevens in het BRP door de gemeente bij te laten werken.Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen of wijs de aanvraag af. Als dit niet het geval is, dan is er mogelijk een probleem bij het verzamelen van de data. Maak een support ticket aan bij Ockto. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "68",
"$values": [
{
"$id": "69",
"ID": 19,
"RuleID": 48,
"CoreRule": {
"$ref": "67"
},
"Property": "Applicants[0].HasMultipleAddresses",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "70",
"$values": []
}
},
{
"$id": "71",
"ID": 49,
"RuleName": "Applicant has no active pension accrual via employer",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "PensionAccrual",
"DutchRuleName": "Aanvrager heeft geen actieve pensioenopbouw via de werkgever",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the pension contribution in the personal data (UWV). The applicant has no active pension accrual. A flat rate calculation has been used to calculate the pension contribution. If needed, adjust the pension contribution in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bijdrage pensioenpremie in de persoonsgegevens (UWV). De aanvrager bouwt geen pensioen op. Er is een forfaitaire berekening gebruikt om de pensioenbijdrage te berekenen. Indien nodig, verander de bijdrage pensioenpremie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "72",
"$values": [
{
"$id": "73",
"ID": 20,
"RuleID": 49,
"CoreRule": {
"$ref": "71"
},
"Property": "Applicants[0].HasActivePensionAccrual",
"Comparison": "IsNot",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "74",
"$values": []
}
},
{
"$id": "75",
"ID": 50,
"RuleName": "Applicant does not have a current address",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review the address details and verify with the applicant what the current address is, and review if incorrect data has been provided by Ockto.",
"TriggerReason": "We have identified that the applicant does not have a current address, which is required to be able to perform due diligence checks.",
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "AddressNoCurrent",
"DutchRuleName": "Aanvrager heeft geen adres",
"DutchTriggerReason": "We hebben vastgesteld dat de aanvrager niet geregistreerd staat op een adres. Het adres is nodig voor het kunnen uitvoeren van de toetsen binnen Klantonderzoek.",
"DutchSuggestedResolution": "Controleer de adresgegevens en stel vast op welk adres de aanvrager woont. Controleer of Ockto de adresgegevens correct heeft doorgegeven.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that he or she needs to be registered on a residential address in the BRP. Request the applicant to update the data in the BRP through the municipality. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager dat hij of zij op een woonadres ingeschreven moet staan in het BRP. Verzoek de aanvrager om de gegevens in het BRP door de gemeente bij te laten werken. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "76",
"$values": [
{
"$id": "77",
"ID": 21,
"RuleID": 50,
"CoreRule": {
"$ref": "75"
},
"Property": "Applicants[0].Addresses[@].ActualityType",
"Comparison": "DoesNotContain",
"Value": "Present",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "78",
"$values": []
}
},
{
"$id": "79",
"ID": 51,
"RuleName": "Number of notary payments exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 1,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Notary",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal notarisbetalingen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Notaris",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "80",
"$values": [
{
"$id": "81",
"ID": 22,
"RuleID": 51,
"CoreRule": {
"$ref": "79"
},
"Property": "DeviationDetailsByCategory[Notaries].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "82",
"$values": []
}
},
{
"$id": "83",
"ID": 52,
"RuleName": "Applicant has Sanction hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een sanctielijst hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the Sanction hit in due diligence (BKR). If needed, request assistance from a user with permission to unblock. Unblock the application and accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de sanctie hit in klantonderzoek (BKR). Indien nodig, vraag ondersteuning van een gebruiker met permissie om te deblokkeren. Deblokkeer de aanvraag en accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "84",
"$values": [
{
"$id": "85",
"ID": 23,
"RuleID": 52,
"CoreRule": {
"$ref": "83"
},
"Property": "DueDiligencePeople[0].HasSANHit",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "86",
"$values": []
}
},
{
"$id": "87",
"ID": 53,
"RuleName": "Applicant has PEP hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een PEP hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the PEP hit in due diligence (BKR). If needed, request assistance from a user with permission to unblock. Unblock the application and accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de PEP hit in klantonderzoek (BKR). Indien nodig, vraag ondersteuning van een gebruiker met permissie om te deblokkeren. Deblokkeer de aanvraag en accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "88",
"$values": [
{
"$id": "89",
"ID": 24,
"RuleID": 53,
"CoreRule": {
"$ref": "87"
},
"Property": "DueDiligencePeople[0].HasPEPHit",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "90",
"$values": []
}
},
{
"$id": "91",
"ID": 54,
"RuleName": "Applicant has EVA hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een EVA hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the EVA hit in due diligence (BKR). If needed, request assistance from a user with permission to unblock. Unblock the application and accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de EVA hit in klantonderzoek (BKR). Indien nodig, vraag ondersteuning van een gebruiker met permissie om te deblokkeren. Deblokkeer de aanvraag en accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "92",
"$values": [
{
"$id": "93",
"ID": 25,
"RuleID": 54,
"CoreRule": {
"$ref": "91"
},
"Property": "DueDiligencePeople[0].HasEVAHit",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "94",
"$values": []
}
},
{
"$id": "95",
"ID": 55,
"RuleName": "Mortgage arrears registered at BKR (HY)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Hypotheekachterstand geregistreerd bij BKR (HY)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the mortgage arrears registered at BKR (HY) in due diligence. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de hypotheekachterstand geregistreerd bij BKR (HY) in klantonderzoek. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "96",
"$values": [
{
"$id": "97",
"ID": 26,
"RuleID": 55,
"CoreRule": {
"$ref": "95"
},
"Property": "DueDiligenceBKRAgreements[*].AgreementType",
"Comparison": "Is",
"Value": "HY",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "98",
"$values": []
}
},
{
"$id": "99",
"ID": 56,
"RuleName": "Applicant has VIS hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een VIS hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the VIS hit in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de VIS hit in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "100",
"$values": [
{
"$id": "101",
"ID": 27,
"RuleID": 56,
"CoreRule": {
"$ref": "99"
},
"Property": "Applicants[0].IdentificationDocuments[*].HasVISMatch",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "102",
"$values": []
}
},
{
"$id": "103",
"ID": 58,
"RuleName": "Outstanding debt registered at BKR (RO)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR heeft een restant obligo (RO)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the outstanding debit registered at BKR (RO) in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de restant obligo (RO) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "104",
"$values": [
{
"$id": "105",
"ID": 29,
"RuleID": 58,
"CoreRule": {
"$ref": "103"
},
"Property": "DueDiligenceBKRAgreements[*].AgreementType",
"Comparison": "Is",
"Value": "RO",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "106",
"$values": []
}
},
{
"$id": "107",
"ID": 59,
"RuleName": "Debt settlement registered at BKR (SR)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Schuldregeling geregistreerd bij BKR (SR)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the debt settlement registration (SR) in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de schuldregeling (SR) registratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "108",
"$values": [
{
"$id": "109",
"ID": 30,
"RuleID": 59,
"CoreRule": {
"$ref": "107"
},
"Property": "DueDiligenceBKRAgreements[*].AgreementType",
"Comparison": "Is",
"Value": "SR",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "110",
"$values": []
}
},
{
"$id": "111",
"ID": 60,
"RuleName": "Debt remediation credit registered at BKR (SK)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Saneringskrediet geregistreerd bij BKR (SK)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the debt remediation credit registered at BKR (SK) in due diligence. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het saneringskrediet geregistreerd bij BKR (SK) in klantonderzoek. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "112",
"$values": [
{
"$id": "113",
"ID": 31,
"RuleID": 60,
"CoreRule": {
"$ref": "111"
},
"Property": "DueDiligenceBKRAgreements[*].AgreementType",
"Comparison": "Is",
"Value": "SK",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "114",
"$values": []
}
},
{
"$id": "115",
"ID": 61,
"RuleName": "Debt relief support registered at BKR (SH)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Schuldhulp geregistreerd bij BKR (SH)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the debt relief support (SH) registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de schuldhulp (SH) registratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "116",
"$values": [
{
"$id": "117",
"ID": 32,
"RuleID": 61,
"CoreRule": {
"$ref": "115"
},
"Property": "DueDiligenceBKRAgreements[*].AgreementType",
"Comparison": "Is",
"Value": "SH",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "118",
"$values": []
}
},
{
"$id": "119",
"ID": 62,
"RuleName": "Mortgage expenses not regular",
"Source": "Transactions",
"DefaultThreshold": 30,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Mortgage",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Hypotheeklasten niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Hypotheek",
"RuleExplanation": "Verify the mortgage expenses in the bank data (PSD2). If needed, adjust the gross housing expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de hypotheeklasten in de rekeninginformatie (PSD2). Indien nodig, verander de bruto woonlasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "120",
"$values": [
{
"$id": "121",
"ID": 33,
"RuleID": 62,
"CoreRule": {
"$ref": "119"
},
"Property": "DeviationDetailsByCategory[Mortgages].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "20",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "122",
"$values": []
}
},
{
"$id": "123",
"ID": 63,
"RuleName": "Rent expenses not regular",
"Source": "Transactions",
"DefaultThreshold": 30,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Rental",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Huurlasten niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Huur",
"RuleExplanation": "Verify the rent expenses in the bank data (PSD2). If needed, adjust the gross housing expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de huurlasten in de rekeninginformatie (PSD2). Indien nodig, verander de bruto woonlasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "124",
"$values": [
{
"$id": "125",
"ID": 34,
"RuleID": 63,
"CoreRule": {
"$ref": "123"
},
"Property": "DeviationDetailsByCategory[Rental].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "20",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "126",
"$values": []
}
},
{
"$id": "127",
"ID": 64,
"RuleName": "Partner alimony payments not regular",
"Source": "Transactions",
"DefaultThreshold": 30,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Alimony",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Partneralimentatie lasten niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Alimentatie",
"RuleExplanation": "Verify the partner alimony expenses in the bank data (PSD2). If needed, adjust the partner alimony expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de partneralimentatie lasten in de rekeninginformatie (PSD2). Indien nodig, verander de partneralimentatie lasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "128",
"$values": [
{
"$id": "129",
"ID": 35,
"RuleID": 64,
"CoreRule": {
"$ref": "127"
},
"Property": "DeviationDetailsByCategory[Partner Alimony].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "130",
"$values": []
}
},
{
"$id": "131",
"ID": 65,
"RuleName": "DUO expenses not regular",
"Source": "Transactions",
"DefaultThreshold": 30,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "DUO",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "DUO kosten niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "DUO",
"RuleExplanation": "Verify the DUO expenses in the bank data (PSD2). If needed, adjust the DUO expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de DUO kosten in de rekeninginformatie (PSD2). Indien nodig, verander de DUO kosten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "132",
"$values": [
{
"$id": "133",
"ID": 36,
"RuleID": 65,
"CoreRule": {
"$ref": "131"
},
"Property": "DeviationDetailsByCategory[DUO].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "10",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "134",
"$values": []
}
},
{
"$id": "135",
"ID": 66,
"RuleName": "Amount of gambling expenses are increasing",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Gambling",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag goktransacties neemt toe",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Gokken",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "136",
"$values": [
{
"$id": "137",
"ID": 37,
"RuleID": 66,
"CoreRule": {
"$ref": "135"
},
"Property": "DeviationDetailsByCategory[Gambling].SumIncreasing",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "138",
"$values": []
}
},
{
"$id": "139",
"ID": 67,
"RuleName": "Private lease expenses not regular",
"Source": "Transactions",
"DefaultThreshold": 30,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Private Lease",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Private lease lasten niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Private Lease",
"RuleExplanation": "Verify the private lease expenses in the bank data (PSD2). If needed, adjust the private lease expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de private lease kosten in de rekeninginformatie (PSD2). Indien nodig, verander de private lease kosten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "140",
"$values": [
{
"$id": "141",
"ID": 38,
"RuleID": 67,
"CoreRule": {
"$ref": "139"
},
"Property": "DeviationDetailsByCategory[Private Lease].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "10",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "142",
"$values": []
}
},
{
"$id": "143",
"ID": 68,
"RuleName": "Partner alimony lower than previous month",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Alimony",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Partneralimentatie lasten lager dan vorige maand",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Alimentatie",
"RuleExplanation": "Verify the partner alimony expenses in the bank data (PSD2). If needed, adjust the partner alimony expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de partneralimentatie lasten in de rekeninginformatie (PSD2). Indien nodig, verander de partneralimentatie lasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "144",
"$values": [
{
"$id": "145",
"ID": 39,
"RuleID": 68,
"CoreRule": {
"$ref": "143"
},
"Property": "DeviationDetailsByCategory[Partner Alimony].SumLastMonthAbsolute",
"Comparison": "LowerThan",
"Value": "DeviationDetailsByCategory[Partner Alimony].SumTwoMonthsAgoAbsolute",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "146",
"$values": []
}
},
{
"$id": "147",
"ID": 69,
"RuleName": "Amount of gambling expenses exceed threshold",
"Source": "Transactions",
"DefaultThreshold": 250,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Gambling",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag goktransacties is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Gokken",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "148",
"$values": [
{
"$id": "149",
"ID": 40,
"RuleID": 69,
"CoreRule": {
"$ref": "147"
},
"Property": "DeviationDetailsByCategory[Gambling].SumLastMonth",
"Comparison": "GreaterThan",
"Value": "250",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "150",
"$values": []
}
},
{
"$id": "151",
"ID": 71,
"RuleName": "Amount of direct debit reversals exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 50,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Failed direct debit",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag storno\u2019s is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Stornering",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "152",
"$values": [
{
"$id": "153",
"ID": 42,
"RuleID": 71,
"CoreRule": {
"$ref": "151"
},
"Property": "DeviationDetailsByCategory[Failed Direct Debit].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "50",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "154",
"$values": []
}
},
{
"$id": "155",
"ID": 72,
"RuleName": "Number of direct debit reversals exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 3,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Failed direct debit",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal storno\u0027s is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Stornering",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "156",
"$values": [
{
"$id": "157",
"ID": 43,
"RuleID": 72,
"CoreRule": {
"$ref": "155"
},
"Property": "DeviationDetailsByCategory[Failed Direct Debit].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "3",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "158",
"$values": []
}
},
{
"$id": "159",
"ID": 73,
"RuleName": "Day care expenses not regular",
"Source": "Transactions",
"DefaultThreshold": 30,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Day Care Expenses Gross",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kinderdagopvangkosten niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Kosten kinderopvang",
"RuleExplanation": "Verify the day care expenses in the bank data (PSD2). If needed, adjust the day care expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de kinderdagopvangkosten in de rekeninginformatie (PSD2). Indien nodig, verander de kinderdagopvangkosten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "160",
"$values": [
{
"$id": "161",
"ID": 44,
"RuleID": 73,
"CoreRule": {
"$ref": "159"
},
"Property": "DeviationDetailsByCategory[Day Care Expenses Gross].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "162",
"$values": []
}
},
{
"$id": "163",
"ID": 74,
"RuleName": "DUO expenses lower than previous month",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "DUO",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "DUO kosten lager dan vorige maand",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "DUO",
"RuleExplanation": "Verify the DUO expenses in the bank data (PSD2). If needed, adjust the DUO expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de DUO kosten in de rekeninginformatie (PSD2). Indien nodig, verander de DUO kosten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "164",
"$values": [
{
"$id": "165",
"ID": 45,
"RuleID": 74,
"CoreRule": {
"$ref": "163"
},
"Property": "DeviationDetailsByCategory[DUO].SumLastMonthAbsolute",
"Comparison": "LowerThan",
"Value": "DeviationDetailsByCategory[DUO].SumTwoMonthsAgoAbsolute",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "166",
"$values": []
}
},
{
"$id": "167",
"ID": 75,
"RuleName": "Owners association (VvE) expenses not regular",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "VvE",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "VvE kosten niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "VvE",
"RuleExplanation": "Verify the owners association (VvE) expenses in the bank data (PSD2). If needed, adjust the owners association (VvE) expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de VvE kosten in de rekeninginformatie (PSD2). Indien nodig, verander de bruto woonlasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "168",
"$values": [
{
"$id": "169",
"ID": 46,
"RuleID": 75,
"CoreRule": {
"$ref": "167"
},
"Property": "DeviationDetailsByCategory[Owners Association (VvE)].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "20",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "170",
"$values": []
}
},
{
"$id": "171",
"ID": 76,
"RuleName": "Owners association (VvE) expenses lower than previous month",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "VvE",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "VvE kosten lager dan vorige maand",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "VvE",
"RuleExplanation": "Verify the owners association (VvE) expenses in the bank data (PSD2). If needed, adjust the owners association (VvE) expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de VvE kosten in de rekeninginformatie (PSD2). Indien nodig, verander de VvE kosten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "172",
"$values": [
{
"$id": "173",
"ID": 47,
"RuleID": 76,
"CoreRule": {
"$ref": "171"
},
"Property": "DeviationDetailsByCategory[Owners Association (VvE)].SumLastMonthAbsolute",
"Comparison": "LowerThan",
"Value": "DeviationDetailsByCategory[Owners Association (VvE)].SumTwoMonthsAgoAbsolute",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "174",
"$values": []
}
},
{
"$id": "175",
"ID": 77,
"RuleName": "Private loan payments not regular",
"Source": "Transactions",
"DefaultThreshold": 20,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Loans private",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Onderhandse lening lasten niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Onderhandse lening",
"RuleExplanation": "Verify the private loan expenses in the bank data (PSD2). If needed, adjust the private loan expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de onderhandse lening lasten in de rekeninginformatie (PSD2). Indien nodig, verander de onderhandse lening lasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "176",
"$values": [
{
"$id": "177",
"ID": 49,
"RuleID": 77,
"CoreRule": {
"$ref": "175"
},
"Property": "DeviationDetailsByCategory[Loans Private].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "20",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "178",
"$values": []
}
},
{
"$id": "179",
"ID": 78,
"RuleName": "Private loan expenses lower than previous month",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Loans private",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Onderhandse lening lasten lager dan vorige maand",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Onderhandse lening",
"RuleExplanation": "Verify the private loan expenses in the bank data (PSD2). If needed, adjust the private loan expenses in affordability. Accept the rule(s) to continue or reject the application. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de onderhandse lening lasten in de rekeninginformatie (PSD2). Indien nodig, verander de onderhandse lening lasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "180",
"$values": [
{
"$id": "181",
"ID": 48,
"RuleID": 78,
"CoreRule": {
"$ref": "179"
},
"Property": "DeviationDetailsByCategory[Loans Private].SumLastMonthAbsolute",
"Comparison": "LowerThan",
"Value": "DeviationDetailsByCategory[Loans Private].SumTwoMonthsAgoAbsolute",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "182",
"$values": []
}
},
{
"$id": "183",
"ID": 79,
"RuleName": "Reversed direct debits are increasing",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Failed Direct Debit",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal storno\u0027s neemt toe",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Stornering",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "184",
"$values": [
{
"$id": "185",
"ID": 50,
"RuleID": 79,
"CoreRule": {
"$ref": "183"
},
"Property": "DeviationDetailsByCategory[Failed Direct Debit].SumIncreasing",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "186",
"$values": []
}
},
{
"$id": "187",
"ID": 80,
"RuleName": "Applicant has CIR hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een CIR hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the CIR hit in due diligence (Rechtspraak.nl). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de CIR hit in klantonderzoek (Rechtspraak.nl). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "188",
"$values": [
{
"$id": "189",
"ID": 51,
"RuleID": 80,
"CoreRule": {
"$ref": "187"
},
"Property": "DueDiligencePeople[0].HasCIRHit",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "190",
"$values": []
}
},
{
"$id": "191",
"ID": 81,
"RuleName": "Number of bailif and/or debt collection payments exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 2,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Bailif",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal deurwaarder- en/of incassobetalingen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Deurwaarder",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "192",
"$values": [
{
"$id": "193",
"ID": 52,
"RuleID": 81,
"CoreRule": {
"$ref": "191"
},
"Property": "DeviationDetailsByCategory[Bailiff or Debt Collection].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "194",
"$values": []
}
},
{
"$id": "195",
"ID": 82,
"RuleName": "Total credit limit at BKR exceeds threshold",
"Source": "DueDiligence",
"DefaultThreshold": 150000,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Totale geregistreerde kredietlimiet bij BKR is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the total credit limit registered in due diligence (BKR). It might be the case that the credit registration(s) have not yet been updated or an existing own contract is refinanced. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de totaal geregistreerde kredietlimiet in klantonderzoek (BKR). Het kan zijn dat de kredietregistratie(s) nog niet is bijgewerkt of dat een eigen contract wordt overgesloten. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "196",
"$values": [
{
"$id": "197",
"ID": 54,
"RuleID": 82,
"CoreRule": {
"$ref": "195"
},
"Property": "DueDiligenceBKRSummaries[*].Sum",
"Comparison": "GreaterThan",
"Value": "150000",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "198",
"$values": []
}
},
{
"$id": "199",
"ID": 83,
"RuleName": "VIA contains bank accounts that are not shared through PSD2",
"Source": "CategorizedTransactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "BankAccountNotShared",
"DutchRuleName": "VIA bevat bankrekeningen die niet zijn gedeeld met PSD2",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the bank accounts in personal data (VIA) with the bank data (PSD2). Bank accounts might not be shared. If needed, request additional bank accounts. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bankrekeningen in de persoonsgegevens (VIA) met de rekeninginformatie (PSD2). Mogelijk zijn er bankrekeningen niet gedeeld. Indien nodig, vraag extra bankrekeningen op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "200",
"$values": [
{
"$id": "201",
"ID": 55,
"RuleID": 83,
"CoreRule": {
"$ref": "199"
},
"Property": "Assets[*].CollectedViaPSD2",
"Comparison": "Is",
"Value": "False",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "202",
"$values": []
}
},
{
"$id": "203",
"ID": 85,
"RuleName": "Number of cheque payments exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Cheque",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal chequebetalingen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Cheque",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "204",
"$values": [
{
"$id": "205",
"ID": 56,
"RuleID": 85,
"CoreRule": {
"$ref": "203"
},
"Property": "DeviationDetailsByCategory[Cheque].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "206",
"$values": []
}
},
{
"$id": "207",
"ID": 86,
"RuleName": "Credit registration at BKR is past theoretical end date",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR is voorbij de theoretische einddatum",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the credit registration end date in due diligence. It might be the case that the credit registration has not yet been updated or that the applicant(s) are in arrears. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de einddatum van de kredietregistratie in de klantonderzoek (BKR). Een oorzaak hiervan kan zijn dat de registratie nog niet is bijgewerkt of dat de aanvrager(s) in achterstand zijn. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "208",
"$values": [
{
"$id": "209",
"ID": 57,
"RuleID": 86,
"CoreRule": {
"$ref": "207"
},
"Property": "DueDiligenceBKRSummaries[*].NumberOfMaturedAgreements",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "210",
"$values": []
}
},
{
"$id": "211",
"ID": 87,
"RuleName": "Applicant is reported as deceased",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager is geregistreerd als overleden bij BKR",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the registration as deceased in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de registratie als overleden in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "212",
"$values": [
{
"$id": "213",
"ID": 58,
"RuleID": 87,
"CoreRule": {
"$ref": "211"
},
"Property": "DueDiligenceBKRPeople[0].BorrowerStatus",
"Comparison": "Is",
"Value": "Deceased",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "214",
"$values": []
}
},
{
"$id": "215",
"ID": 88,
"RuleName": "Applicant is reported as being unreachable",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager is geregistreerd als onbereikbaar bij BKR",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the registration as unreachable in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de registratie als onbereikbaar in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "216",
"$values": [
{
"$id": "217",
"ID": 59,
"RuleID": 88,
"CoreRule": {
"$ref": "215"
},
"Property": "DueDiligenceBKRPeople[0].BorrowerStatus",
"Comparison": "Is",
"Value": "CannotBeReached",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "218",
"$values": []
}
},
{
"$id": "219",
"ID": 89,
"RuleName": "More OA registrations than private lease expenses",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Private Lease",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "Meer OA registraties dan private lease kosten",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Private Lease",
"RuleExplanation": "Verify the private lease expenses in the bank data (PSD2) with due diligence data (OA registrations at BKR). Bank accounts might not be shared or private lease expenses might not be correctly categorized. If needed, request additional bank accounts. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de private lease kosten in de rekeninginformatie (PSD2) met klantonderzoek (OA registraties bij BKR). Mogelijk zijn er bankrekeningen niet gedeeld of zijn de private lease kosten niet correct gecategoriseerd. Indien nodig, vraag extra bankrekeningen op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "220",
"$values": [
{
"$id": "221",
"ID": 60,
"RuleID": 89,
"CoreRule": {
"$ref": "219"
},
"Property": "NumberOfAgreementsByAgreementType[OA].Count",
"Comparison": "GreaterThan",
"Value": "DeviationDetailsByCategory[Private Lease].CountLastMonth",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "222",
"$values": []
}
},
{
"$id": "223",
"ID": 90,
"RuleName": "More private lease expenses than OA registrations",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Private Lease",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "Meer private lease kosten dan OA registraties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Private Lease",
"RuleExplanation": "Verify the private lease expenses in the bank data (PSD2) with due diligence data (OA registrations at BKR). The private lease agreement(s) might not be registered at BKR. If needed, adjust the private lease expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de private lease kosten in de rekeninginformatie (PSD2) met klantonderzoek (OA registraties bij BKR). De private lease overeenkomsten zijn mogelijk niet geregistreerd bij het BKR. Indien nodig, verander de private lease kosten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "224",
"$values": [
{
"$id": "225",
"ID": 61,
"RuleID": 90,
"CoreRule": {
"$ref": "223"
},
"Property": "NumberOfAgreementsByAgreementType[OA].Count",
"Comparison": "LowerThan",
"Value": "DeviationDetailsByCategory[Private Lease].CountLastMonth",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "226",
"$values": []
}
},
{
"$id": "227",
"ID": 91,
"RuleName": "Disqualified from driving within last 8 years",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Communication",
"WarningField": null,
"DutchRuleName": "Rijbevoegdheid is in de laatste 8 jaar ontzegd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant(s) that they cannot be disqualified from driving in the last 8 years. Optionally verify the related question in communication. If needed, request additional information or adjust the offer. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager(s) dat hun rijbevoegdheid niet in de laatste 8 jaar ontzegd mag zijn. Controleer eventueel de gerelateerde vraag onder communicatie. Indien nodig, vraag extra informatie op of pas het aanbod aan. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "228",
"$values": [
{
"$id": "229",
"ID": 62,
"RuleID": 91,
"CoreRule": {
"$ref": "227"
},
"Property": "InsuranceQuestions[0].Answer",
"Comparison": "Is",
"Value": "Ja",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "230",
"$values": []
}
},
{
"$id": "231",
"ID": 92,
"RuleName": "Applicant has Internal Check List hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een interne controlelijst hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the Fraud List hit in due diligence. If needed, request assistance from a user with permission to unblock. Unblock the application and accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de fraudelijst hit in klantonderzoek (BKR). Indien nodig, vraag ondersteuning van een gebruiker met permissie om te deblokkeren. Deblokkeer de aanvraag en accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "232",
"$values": [
{
"$id": "233",
"ID": 63,
"RuleID": 92,
"CoreRule": {
"$ref": "231"
},
"Property": "DueDiligencePeople[0].HasInternalCheckListHit",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "234",
"$values": []
}
},
{
"$id": "235",
"ID": 93,
"RuleName": "Child alimony payments not regular",
"Source": "Transactions",
"DefaultThreshold": 30,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Alimony",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kinderalimentatie lasten niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Alimentatie",
"RuleExplanation": "Verify the child alimony expenses in the bank data (PSD2). If needed, adjust the child alimony expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de kinderalimentatie lasten in de rekeninginformatie (PSD2). Indien nodig, verander de kinderalimentatie lasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "236",
"$values": [
{
"$id": "237",
"ID": 64,
"RuleID": 93,
"CoreRule": {
"$ref": "235"
},
"Property": "DeviationDetailsByCategory[Child Alimony].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "238",
"$values": []
}
},
{
"$id": "239",
"ID": 94,
"RuleName": "Child alimony payments lower than previous month",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Alimony",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kinderalimentatie lasten lager dan vorige maand",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Alimentatie",
"RuleExplanation": "Verify the child alimony expenses in the bank data (PSD2). If needed, adjust the child alimony expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de kinderalimentatie lasten in de rekeninginformatie (PSD2). Indien nodig, verander de kinderalimentatie lasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "240",
"$values": [
{
"$id": "241",
"ID": 65,
"RuleID": 94,
"CoreRule": {
"$ref": "239"
},
"Property": "DeviationDetailsByCategory[Child Alimony].SumLastMonthAbsolute",
"Comparison": "LowerThan",
"Value": "DeviationDetailsByCategory[Child Alimony].SumTwoMonthsAgoAbsolute",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "242",
"$values": []
}
},
{
"$id": "243",
"ID": 95,
"RuleName": "Requested monthly amount is higher than VKM Monthly",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review and correct the affordability details, provide an alternative offer or reject the application",
"TriggerReason": "We have identified that the applicant(s) do not have sufficient affordability for the current financing offer.",
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Gevraagde maandbedrag is hoger dan de bestedingsruimte",
"DutchTriggerReason": "We hebben vastgesteld dat de aanvrager(s) onvoldoende bestedingsruimte heeft voor het huidige financieringsaanbod.",
"DutchSuggestedResolution": "Beoordeel en corrigeer de gegevens in Bestedingsruimte, geef een alternatief aanbod of wijst de aanvraag af.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the affordability. Inform the applicant(s) that the requested monthly amount is higher than the loan capacity (VKM). The affordability might increase when a co-applicant is added. Adjust the offer, adjust the affordability or reject the application.",
"DutchRuleExplanation": "Controleer de bestedingsruimte. Informeer de aanvrager(s) dat het gevraagde maandbedrag hoger is dan de leencapaciteit (VKM). De bestedingsruimte kan mogelijk worden verhoogd door het toevoegen van een medeaanvrager. Verander het aanbod, verander de bestedingsruimte of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "244",
"$values": [
{
"$id": "245",
"ID": 66,
"RuleID": 95,
"CoreRule": {
"$ref": "243"
},
"Property": "LoanDetails[$].MonthlyTerm",
"Comparison": "GreaterThan",
"Value": "AffordabilityOutputs[$].MaximumMonthlyAmount",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "246",
"$values": []
}
},
{
"$id": "247",
"ID": 96,
"RuleName": "Applicant did not or incorrectly share required data source",
"Source": "AggregatedData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Use \u0027Request Government Data\u0027 to ask the applicant to retry collecting source data",
"TriggerReason": "We have identified that the applicant did not share details from a required data source",
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Dashboard",
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een verplichte databron niet of verkeerd gedeeld",
"DutchTriggerReason": "We hebben vastgesteld dat de aanvrager gegevens uit een verplichte bron niet of verkeerd heeft gedeeld.",
"DutchSuggestedResolution": "Gebruik \u2018Overheidsdata opvragen\u2019 om de aanvrager te vragen opnieuw data te delen.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that a required data source has not been collected. Request government data to allow the applicant(s) to retry or reject the application. If the applicant did collect the data all required data sources, then there might be a data aggregation issue. Create a support ticket with Ockto.",
"DutchRuleExplanation": "Informeer de aanvrager dat een verplichte databron niet is opgehaald. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen of wijs de aanvraag af. Als de aanvrager wel alle verplichte databronnen heeft verzameld, dan is er mogelijk een probleem bij het verzamelen van de data. Maak een support ticket aan bij Ockto. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "248",
"$values": [
{
"$id": "249",
"ID": 67,
"RuleID": 96,
"CoreRule": {
"$ref": "247"
},
"Property": "AggregatedData[$].RequiredSourceMissing",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "250",
"$values": []
}
},
{
"$id": "251",
"ID": 97,
"RuleName": "Number of payment reminders exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 2,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Payment reminders",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal transacties met betalingsherinnering is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Betalingsherinnering",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "252",
"$values": [
{
"$id": "253",
"ID": 68,
"RuleID": 97,
"CoreRule": {
"$ref": "251"
},
"Property": "DeviationDetailsByCategory[Payment Reminders].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "2",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "254",
"$values": []
}
},
{
"$id": "255",
"ID": 98,
"RuleName": "Applicant has income from self-employment",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een ZZP inkomen",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income from self-employment in the bank data (PSD2) and personal data (UWV). If needed, request additional information or adjust the self-employment income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het ZZP inkomen in de rekeninginformatie (PSD2) en de persoonlijke informatie (UWV). Indien nodig, vraag extra informatie op of verander het het ZZP inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "256",
"$values": [
{
"$id": "257",
"ID": 69,
"RuleID": 98,
"CoreRule": {
"$ref": "255"
},
"Property": "Applicants[0].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "ZZP",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "258",
"ID": 460,
"RuleID": 98,
"CoreRule": {
"$ref": "255"
},
"Property": "Applicants[0].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "Freelancer",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "259",
"$values": [
{
"$id": "260",
"ID": 80,
"RuleID": 98,
"CoreRule": {
"$ref": "255"
},
"Operator1": "1 OR 2",
"Update": 0
}
]
}
},
{
"$id": "261",
"ID": 99,
"RuleName": "Applicant has shareholder income (dividend)",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een inkomen als aandeelhouder (dividend)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the shareholder income (dividend) in the bank data (PSD2). If needed, request additional information or adjust the shareholder income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het inkomen als aandeelhouder (dividend) in de rekeninginformatie (PSD2). Indien nodig, vraag extra informatie op of verander het het inkomen als aandeelhouder (dividend) in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "262",
"$values": [
{
"$id": "263",
"ID": 70,
"RuleID": 99,
"CoreRule": {
"$ref": "261"
},
"Property": "Applicants[0].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "ShareholderIncome",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "264",
"$values": []
}
},
{
"$id": "265",
"ID": 100,
"RuleName": "Applicant has insured DGA income",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een DGA inkomen met werknemersverzekeringen",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the DGA income in the bank data (PSD2) and personal data (UWV). If needed, request additional information or adjust the DGA income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het DGA inkomen in de rekeninginformatie (PSD2) en de persoonlijke informatie (UWV). Indien nodig, vraag extra informatie op of verander het het DGA inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "266",
"$values": [
{
"$id": "267",
"ID": 71,
"RuleID": 100,
"CoreRule": {
"$ref": "265"
},
"Property": "Applicants[0].ActiveIncomes[*].Siv",
"Comparison": "Is",
"Value": "13",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "268",
"$values": []
}
},
{
"$id": "269",
"ID": 101,
"RuleName": "Applicant has uninsured DGA income",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een DGA inkomen zonder werknemersverzekeringen",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the DGA income in the bank data (PSD2) and personal data (UWV). If needed, request additional information or adjust the DGA income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het DGA inkomen in de rekeninginformatie (PSD2) en de persoonlijke informatie (UWV). Indien nodig, vraag extra informatie op of verander het het DGA inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "270",
"$values": [
{
"$id": "271",
"ID": 72,
"RuleID": 101,
"CoreRule": {
"$ref": "269"
},
"Property": "Applicants[0].ActiveIncomes[*].Siv",
"Comparison": "Is",
"Value": "17",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "272",
"$values": []
}
},
{
"$id": "273",
"ID": 102,
"RuleName": "Personal budget (PGB) in bank transactions",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "PGB",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Persoonsgebonden budget (PGB) in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "PGB",
"RuleExplanation": "Verify the personal budget (PGB) income in the bank data (PSD2). If needed, request additional information or adjust the personal budget (PGB) income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het persoonsgebonden budget (PGB) inkomen in de rekeninginformatie (PSD2). Indien nodig, vraag extra informatie op of verander het het persoonsgebonden budget (PGB) inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "274",
"$values": [
{
"$id": "275",
"ID": 176,
"RuleID": 102,
"CoreRule": {
"$ref": "273"
},
"Property": "DeviationDetailsByCategory[PGB].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "276",
"$values": []
}
},
{
"$id": "277",
"ID": 103,
"RuleName": "Applicant has a full CCBR hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een volledige CCBR hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the CCBR hit in due diligence (Rechtspraak.nl). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de CCBR hit in klantonderzoek (Rechtspraak.nl). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "278",
"$values": [
{
"$id": "279",
"ID": 74,
"RuleID": 103,
"CoreRule": {
"$ref": "277"
},
"Property": "Applicants[0].DueDiligenceCCBRPublications[*].FullMatch",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "280",
"$values": []
}
},
{
"$id": "281",
"ID": 104,
"RuleName": "Applicant\u0027s address does not have residential zoning",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review the address details and verify with the applicant which address is correct, and review if incorrect data has been provided by Ockto.",
"TriggerReason": "We have identified that an applicant has a non-residential current address.",
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "AddressNonResidential",
"DutchRuleName": "Adres aanvrager heeft geen woonbestemming",
"DutchTriggerReason": "We hebben vastgesteld dat de aanvrager niet op een woonadres geregistreerd staat.",
"DutchSuggestedResolution": "Controleer de adresgegevens van de klant en stel vast welk adres correct is. Controleer of Ockto het adres in het juiste formaat heeft doorgegeven.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that he or she needs to be registered on a residential address in the BRP. Request the applicant to update the data in the BRP through the municipality. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager dat hij of zij alleen op een woonadres ingeschreven kan staan in het BRP. Verzoek de aanvrager om de gegevens in het BRP door de gemeente bij te laten werken. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "282",
"$values": [
{
"$id": "283",
"ID": 75,
"RuleID": 104,
"CoreRule": {
"$ref": "281"
},
"Property": "AggregatedData[*].CurrentAddressType",
"Comparison": "Is",
"Value": "NonResidentialAddress",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "284",
"ID": 240,
"RuleID": 104,
"CoreRule": {
"$ref": "281"
},
"Property": "Applicants[0].Addresses[*].Type",
"Comparison": "IsNot",
"Value": "Residential",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "285",
"$values": [
{
"$id": "286",
"ID": 21,
"RuleID": 104,
"CoreRule": {
"$ref": "281"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "287",
"ID": 105,
"RuleName": "Applicant did not share DUO details",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Ask the applicant to provide proof that he/she is unknown at DUO and/or doesn\u0027t have student loans.",
"TriggerReason": "We could not determine if the applicant has student loans or is known at DUO",
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Dashboard",
"WarningField": null,
"DutchRuleName": "Aanvrager heeft de DUO gegevensbron niet gedeeld",
"DutchTriggerReason": "We hebben niet kunnen vaststellen of de aanvrager een studielening heeft bij DUO.",
"DutchSuggestedResolution": "Vraag de aanvrager om bewijs aan te leveren dat hij/zij onbekend is bij DUO en/of geen studieleningen heeft lopen.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that the data source DUO has not been collected. Request government data to allow the applicant(s) to retry or reject the application. If the applicant did collect the data source DUO, then there might be a data aggregation issue. Create a support ticket with Ockto.",
"DutchRuleExplanation": "Informeer de aanvrager dat de databron DUO niet is opgehaald. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen of wijs de aanvraag af. Als de aanvrager de databron DUO wel heeft verzameld, dan is er mogelijk een probleem bij het verzamelen van de data. Maak een support ticket aan bij Ockto. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "288",
"$values": [
{
"$id": "289",
"ID": 76,
"RuleID": 105,
"CoreRule": {
"$ref": "287"
},
"Property": "Applicants[0].UnknownAtDUO",
"Comparison": "Is",
"Value": "Unknown",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "290",
"$values": []
}
},
{
"$id": "291",
"ID": 106,
"RuleName": "Co-applicant did not or incorrectly share required data source",
"Source": "AggregatedData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Use \u0027Request Government Data\u0027 to ask the applicant to retry collecting source data",
"TriggerReason": "We have identified that the co-applicant did not share details from a required data source",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Dashboard",
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een verplichte gegevensbron niet of verkeerd gedeeld",
"DutchTriggerReason": "We hebben vastgesteld dat de medeaanvrager gegevens uit een verplichte bron niet of verkeerd heeft gedeeld.",
"DutchSuggestedResolution": "Gebruik \u2018Request Government Data\u2019 om de medeaanvrager te vragen opnieuw data te delen.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the co-applicant that a required data source has not been collected. Request government data to allow the applicant(s) to retry or reject the application. If the co-applicant did collect the data all required data sources, then there might be a data aggregation issue. Create a support ticket with Ockto.",
"DutchRuleExplanation": "Informeer de medeaanvrager dat een verplichte databron niet is opgehaald. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen of wijs de aanvraag af. Als de medeaanvrager wel alle verplichte databronnen heeft verzameld, dan is er mogelijk een probleem bij het verzamelen van de data. Maak een support ticket aan bij Ockto.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "292",
"$values": [
{
"$id": "293",
"ID": 77,
"RuleID": 106,
"CoreRule": {
"$ref": "291"
},
"Property": "AggregatedData[$].RequiredSourceMissing",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "294",
"$values": []
}
},
{
"$id": "295",
"ID": 107,
"RuleName": "Co-applicant is not the partner of the applicant",
"Source": "AggregatedData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review the application details and decide whether to proceed with the received data or request the co-applicant to share data again",
"TriggerReason": "We have identified a mismatch in the relationship between the applicant and the co-applicant",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager is niet de partner van de aanvrager",
"DutchTriggerReason": "We hebben vastgesteld dat er een mismatch is in de relatie tussen de aanvrager en medeaanvrager.",
"DutchSuggestedResolution": "Controleer de gegevens van de aanvraag en bepaal of de aanvragers verder kunnen gaan met de gedeelde gegevens, of dat de medeaanvrager opnieuw gegevens dient te verzamelen.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant(s) that the application can only be made with his or her partner. If the applicants are living together, then request them to update the data in the BRP through the municipality. Request government data to allow the applicant(s) to retry, proceed with the received data or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager(s) dat de aanvraag alleen met de partner kan worden gedaan. Als de aanvragers samenwonen, verzoek hun dan om de gegevens in het BRP door de gemeente bij te laten werken. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen, ga verder met ontvangen data of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "296",
"$values": [
{
"$id": "297",
"ID": 78,
"RuleID": 107,
"CoreRule": {
"$ref": "295"
},
"Property": "AggregatedData[*].ApplicantMismatch",
"Comparison": "Is",
"Value": "CoApplicantIsNotPartnerOfApplicant",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "298",
"$values": []
}
},
{
"$id": "299",
"ID": 108,
"RuleName": "Applicant is not a partner of the co-applicant",
"Source": "AggregatedData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review the application details and decide whether to proceed with the received data or request the co-applicant to share data again",
"TriggerReason": "We have identified a mismatch in the relationship between the applicant and the co-applicant",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager is niet de partner van de medeaanvrager",
"DutchTriggerReason": "We hebben vastgesteld dat er een mismatch is in de relatie tussen de aanvrager en medeaanvrager.",
"DutchSuggestedResolution": "Controleer de gegevens van de aanvraag en bepaal of de aanvragers verder kunnen gaan met de gedeelde gegevens, of dat de medeaanvrager opnieuw gegevens dient te verzamelen.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant(s) that the application can only be made with his or her partner. If the applicants are living together, then request them to update the data in the BRP through the municipality. Request government data to allow the applicant(s) to retry, proceed with the received data or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager(s) dat de aanvraag alleen met de partner kan worden gedaan. Als de aanvragers samenwonen, verzoek hun dan om de gegevens in het BRP door de gemeente bij te laten werken. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen, ga verder met ontvangen data of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "300",
"$values": [
{
"$id": "301",
"ID": 79,
"RuleID": 108,
"CoreRule": {
"$ref": "299"
},
"Property": "AggregatedData[*].ApplicantMismatch",
"Comparison": "Is",
"Value": "ApplicantIsNotPartnerOfCoApplicant",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "302",
"$values": []
}
},
{
"$id": "303",
"ID": 109,
"RuleName": "Co-applicant is divorced from applicant",
"Source": "AggregatedData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": "Review the application details and decide whether to proceed with the received data or request the co-applicant to share data again",
"TriggerReason": "We have identified a mismatch in the relationship between the applicant and the co-applicant",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager is gescheiden van de aanvrager",
"DutchTriggerReason": "We hebben vastgesteld dat er een mismatch is in de relatie tussen de aanvrager en medeaanvrager.",
"DutchSuggestedResolution": "Controleer de gegevens van de aanvraag en bepaal of de aanvragers verder kunnen gaan met de gedeelde gegevens, of dat de medeaanvrager opnieuw gegevens dient te verzamelen.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant(s) that the application can only be made with his or her current partner. Request government data to allow the applicant(s) to retry or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager(s) dat de aanvraag alleen met de huidige partner kan worden gedaan. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "304",
"$values": [
{
"$id": "305",
"ID": 80,
"RuleID": 109,
"CoreRule": {
"$ref": "303"
},
"Property": "AggregatedData[*].ApplicantMismatch",
"Comparison": "Is",
"Value": "CoApplicantIsDivorcedFromApplicant",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "306",
"$values": []
}
},
{
"$id": "307",
"ID": 110,
"RuleName": "Co-applicant is child of the applicant",
"Source": "AggregatedData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": "Review the application details and decide whether to proceed with the received data or request the co-applicant to share data again",
"TriggerReason": "We have identified a mismatch in the relationship between the applicant and the co-applicant",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager is een kind van de aanvrager",
"DutchTriggerReason": "We hebben vastgesteld dat er een mismatch is in de relatie tussen de aanvrager en medeaanvrager.",
"DutchSuggestedResolution": "Controleer de gegevens van de aanvraag en bepaal of de aanvragers verder kunnen gaan met de gedeelde gegevens, of dat de medeaanvrager opnieuw gegevens dient te verzamelen.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant(s) that the application can only be made with his or her partner. Request government data to allow the applicant(s) to retry or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager(s) dat de aanvraag alleen met de partner kan worden gedaan. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "308",
"$values": [
{
"$id": "309",
"ID": 81,
"RuleID": 110,
"CoreRule": {
"$ref": "307"
},
"Property": "AggregatedData[*].ApplicantMismatch",
"Comparison": "Is",
"Value": "CoApplicantIsChildOfApplicant",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "310",
"$values": []
}
},
{
"$id": "311",
"ID": 111,
"RuleName": "Co-applicant is parent of the applicant",
"Source": "AggregatedData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": "Review the application details and decide whether to proceed with the received data or request the co-applicant to share data again",
"TriggerReason": "We have identified a mismatch in the relationship between the applicant and the co-applicant",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager is een ouder van de aanvrager",
"DutchTriggerReason": "We hebben vastgesteld dat er een mismatch is in de relatie tussen de aanvrager en medeaanvrager.",
"DutchSuggestedResolution": "Controleer de gegevens van de aanvraag en bepaal of de aanvragers verder kunnen gaan met de gedeelde gegevens, of dat de medeaanvrager opnieuw gegevens dient te verzamelen.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant(s) that the application can only be made with his or her partner. Request government data to allow the applicant(s) to retry or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager(s) dat de aanvraag alleen met de partner kan worden gedaan. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "312",
"$values": [
{
"$id": "313",
"ID": 82,
"RuleID": 111,
"CoreRule": {
"$ref": "311"
},
"Property": "AggregatedData[*].ApplicantMismatch",
"Comparison": "Is",
"Value": "CoApplicantIsParentOfApplicant",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "314",
"$values": []
}
},
{
"$id": "315",
"ID": 112,
"RuleName": "Applicant and co-applicant are identical",
"Source": "AggregatedData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review the application details and decide whether to proceed with the received data or request the co-applicant to share data again",
"TriggerReason": "We have identified a mismatch in the relationship between the applicant and the co-applicant",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager en medeaanvrager zijn identiek",
"DutchTriggerReason": "We hebben vastgesteld dat er een mismatch is in de relatie tussen de aanvrager en medeaanvrager.",
"DutchSuggestedResolution": "Controleer de gegevens van de aanvraag en bepaal of de aanvragers verder kunnen gaan met de gedeelde gegevens, of dat de medeaanvrager opnieuw gegevens dient te verzamelen.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that the same data has been collected for both applicants. Request government data to allow the applicant(s) to retry or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager dat dezelfde data is opgehaald voor beide aanvragers. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "316",
"$values": [
{
"$id": "317",
"ID": 83,
"RuleID": 112,
"CoreRule": {
"$ref": "315"
},
"Property": "AggregatedData[*].ApplicantMismatch",
"Comparison": "Is",
"Value": "ApplicantsAreIdentical",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "318",
"$values": []
}
},
{
"$id": "319",
"ID": 113,
"RuleName": "Account holder doesn\u2019t match applicant(s)",
"Source": "CategorizedTransactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "AccountHolderName",
"DutchRuleName": "Rekeninghouder komt niet overeen met de aanvrager(s)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the account holder(s) from bank data (PSD2) with the personal data. The wrong bank account might be shared. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de rekeninghouder in de rekeninginformatie (PSD2) met de persoonlijke gegevens. Mogelijk is de verkeerde bankrekening gedeeld. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "320",
"$values": [
{
"$id": "321",
"ID": 84,
"RuleID": 113,
"CoreRule": {
"$ref": "319"
},
"Property": "BankAccounts[*].BankAccountHolders[*].MatchWithApplicant",
"Comparison": "Is",
"Value": "NoMatch",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "322",
"$values": []
}
},
{
"$id": "323",
"ID": 114,
"RuleName": "Co-applicant does not have a current address",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review the address details and verify with the co-applicant what the current address is, and review if incorrect data has been provided by Ockto.",
"TriggerReason": "We have identified that the co-applicant does not have a current address, which is required to be able to perform due diligence checks.",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "AddressNoCurrent",
"DutchRuleName": "Medeaanvrager heeft geen adres",
"DutchTriggerReason": "We hebben vastgesteld dat de medeaanvrager niet geregistreerd staat op een adres. Het adres is nodig voor het kunnen uitvoeren van de toetsen binnen Klantonderzoek.",
"DutchSuggestedResolution": "Controleer de adresgegevens en stel vast op welk adres de medeaanvrager woont. Controleer of Ockto de adresgegevens correct heeft doorgegeven.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the co-applicant that he or she needs to be registered on a residential address in the BRP. Request the co-applicant to update the data in the BRP through the municipality. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Informeer de medeaanvrager dat hij of zij op een woonadres ingeschreven moet staan in het BRP. Verzoek de medeaanvrager om de gegevens in het BRP door de gemeente bij te laten werken. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "324",
"$values": [
{
"$id": "325",
"ID": 85,
"RuleID": 114,
"CoreRule": {
"$ref": "323"
},
"Property": "Applicants[1].Addresses[@].ActualityType",
"Comparison": "DoesNotContain",
"Value": "Present",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "326",
"$values": []
}
},
{
"$id": "327",
"ID": 115,
"RuleName": "Co-applicant has multiple current addresses",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review the address details and verify with the applicant which address is correct, and review if incorrect data has been provided by Ockto.",
"TriggerReason": "We have identified that the co-applicant has multiple current addresses.",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "AddressMultipleCurrent",
"DutchRuleName": "Medeaanvrager heeft meerdere adressen",
"DutchTriggerReason": "We hebben vastgesteld dat de medeaanvrager op meerdere adressen staat ingeschreven.",
"DutchSuggestedResolution": "Controleer de adresgegevens en stel vast op welk adres de medeaanvrager woont. Controleer of Ockto de adresgegevens correct heeft doorgegeven.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the co-applicant that he or she can only be registered on one address in the BRP. Request the co-applicant to update the data in the BRP through the municipality. Request government data to allow the applicant(s) to retry or reject the application. If this is not the case then there might be a data aggregation issue. Create a support ticket with Ockto.",
"DutchRuleExplanation": "Informeer de medeaanvrager(s) dat hij of zij slechts op een adres ingeschreven kan staan in the BRP. Verzoek de medeaanvrager om de gegevens in het BRP door de gemeente bij te laten werken. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen of wijs de aanvraag af. Als dit niet het geval is, dan is er mogelijk een probleem bij het verzamelen van de data. Maak een support ticket aan bij Ockto.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "328",
"$values": [
{
"$id": "329",
"ID": 86,
"RuleID": 115,
"CoreRule": {
"$ref": "327"
},
"Property": "Applicants[1].HasMultipleAddresses",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "330",
"$values": []
}
},
{
"$id": "331",
"ID": 116,
"RuleName": "Co-applicant is not meeting minimum age",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "Age",
"DutchRuleName": "Medeaanvrager voldoet niet aan de minimum leeftijd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the co-applicant that he or she does not meet the minimum age requirements. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Informeer de medeaanvrager dat hij of zij niet voldoet aan de vereisten voor de minimum leeftijd. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "332",
"$values": [
{
"$id": "333",
"ID": 87,
"RuleID": 116,
"CoreRule": {
"$ref": "331"
},
"Property": "Applicants[1].Age",
"Comparison": "LowerThan",
"Value": "18",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "334",
"$values": []
}
},
{
"$id": "335",
"ID": 117,
"RuleName": "Applicant nationality is not Dutch",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "Nationality",
"DutchRuleName": "Aanvrager heeft geen Nederlandse nationaliteit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the identification documents and residence permit of the applicant in personal data (BRP). If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de identiteitsbewijzen en verblijfsvergunning van de aanvrager onder persoonsgegevens (BRP). Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "336",
"$values": [
{
"$id": "337",
"ID": 88,
"RuleID": 117,
"CoreRule": {
"$ref": "335"
},
"Property": "Applicants[0].Nationality",
"Comparison": "IsNot",
"Value": "NL",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "338",
"$values": []
}
},
{
"$id": "339",
"ID": 118,
"RuleName": "Co-applicant nationality is not Dutch",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "Nationality",
"DutchRuleName": "Medeaanvrager heeft geen Nederlandse nationaliteit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the identification documents and residence permit of the co-applicant in personal data (BRP). If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de identiteitsbewijzen en verblijfsvergunning van de medeaanvrager onder persoonsgegevens (BRP). Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "340",
"$values": [
{
"$id": "341",
"ID": 89,
"RuleID": 118,
"CoreRule": {
"$ref": "339"
},
"Property": "Applicants[1].Nationality",
"Comparison": "IsNot",
"Value": "NL",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "342",
"$values": []
}
},
{
"$id": "343",
"ID": 119,
"RuleName": "Applicant has deviation in worked hours",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een afwijking in gewerkte uren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the stability of the SV income in personal data (UWV). A deviation in worked hours (last 3 months vs. prior 9 months) might impact the calculation of the SV income. If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het SV inkomen in persoonsgegevens (UWV). Een afwijking in gewerkte uren (laatste 3 maanden vs. 9 maanden ervoor) heeft mogelijk invloed op de berekening van het SV inkomen. Indien nodig, verander het Inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "344",
"$values": [
{
"$id": "345",
"ID": 90,
"RuleID": 119,
"CoreRule": {
"$ref": "343"
},
"Property": "Applicants[0].DeviationInNumberOfWorkedHours",
"Comparison": "GreaterThan",
"Value": "20",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "346",
"$values": []
}
},
{
"$id": "347",
"ID": 121,
"RuleName": "Co-applicant has no active pension accrual via employer",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "PensionAccrual",
"DutchRuleName": "Medeaanvrager heeft geen actieve pensioenopbouw via de werkgever",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the pension contribution in the personal data (UWV). The applicant has no active pension accrual. A flat rate calculation has been used to calculate the pension contribution. If needed, adjust the pension contribution in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bijdrage pensioenpremie in de persoonsgegevens (UWV). De aanvrager bouwt geen pensioen op. Er is een forfaitaire berekening gebruikt om de pensioenbijdrage te berekenen. Indien nodig, verander de bijdrage pensioenpremie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "348",
"$values": [
{
"$id": "349",
"ID": 92,
"RuleID": 121,
"CoreRule": {
"$ref": "347"
},
"Property": "Applicants[1].HasActivePensionAccrual",
"Comparison": "IsNot",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "350",
"$values": []
}
},
{
"$id": "351",
"ID": 122,
"RuleName": "Co-applicant did not share DUO details",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Ask the applicant to provide proof that he/she is unknown at DUO and/or doesn\u0027t have student loans.",
"TriggerReason": "We could not determine if the co-applicant has student loans or is known at DUO",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Dashboard",
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft DUO gegevensbron niet gedeeld",
"DutchTriggerReason": "We hebben niet kunnen vaststellen of de medeaanvrager een studielening heeft bij DUO.",
"DutchSuggestedResolution": "Vraag de medeaanvrager om bewijs aan te leveren dat hij/zij onbekend is bij DUO en/of geen studieleningen heeft lopen.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the co-applicant that the data source DUO has not been collected. Request government data to allow the applicant(s) to retry or reject the application. If the co-applicant did collect the data source DUO, then there might be a data aggregation issue. Create a support ticket with Ockto.",
"DutchRuleExplanation": "Informeer de medeaanvrager dat de databron DUO niet is opgehaald. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen of wijs de aanvraag af. Als de medeaanvrager de databron DUO wel heeft verzameld, dan is er mogelijk een probleem bij het verzamelen van de data. Maak een support ticket aan bij Ockto.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "352",
"$values": [
{
"$id": "353",
"ID": 93,
"RuleID": 122,
"CoreRule": {
"$ref": "351"
},
"Property": "Applicants[1].UnknownAtDUO",
"Comparison": "Is",
"Value": "Unknown",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "354",
"$values": []
}
},
{
"$id": "355",
"ID": 123,
"RuleName": "Pension provider in bank transactions does not match with MPO",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "Pension",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "Pensioenverstrekker in banktransacties komt niet overeen met MPO",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Pensioen",
"RuleExplanation": "Verify the pension provider from personal data (MPO/VIA/UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the pension income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de pensioenverstrekker uit persoonsgegevens (MPO/VIA/UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het pensioeninkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "356",
"$values": [
{
"$id": "357",
"ID": 109,
"RuleID": 123,
"CoreRule": {
"$ref": "355"
},
"Property": "AffordabilityInputs[$].AffordabilityInputOtherIncomes[*].IncomeType",
"Comparison": "Is",
"Value": "ElderlyPension",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "358",
"ID": 118,
"RuleID": 123,
"CoreRule": {
"$ref": "355"
},
"Property": "AffordabilityInputs[$].AffordabilityInputOtherIncomes[*].Mismatch",
"Comparison": "Is",
"Value": "MismatchWithSourceData",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "359",
"$values": [
{
"$id": "360",
"ID": 10,
"RuleID": 123,
"CoreRule": {
"$ref": "355"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "361",
"ID": 125,
"RuleName": "Rental income not regular",
"Source": "Transactions",
"DefaultThreshold": 10,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Rental income",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Huurinkomen is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Huurinkomsten",
"RuleExplanation": "Verify the stability of the rental income in the bank data (PSD2). If needed, adjust the rental income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het huurinkomen in de rekeninginformatie (PSD2). Indien nodig, verander het pensioeninkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "362",
"$values": [
{
"$id": "363",
"ID": 95,
"RuleID": 125,
"CoreRule": {
"$ref": "361"
},
"Property": "DeviationDetailsByCategory[Rental Income].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "20",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "364",
"$values": []
}
},
{
"$id": "365",
"ID": 126,
"RuleName": "Partner alimony income not regular",
"Source": "Transactions",
"DefaultThreshold": 5,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Partner Alimony Income",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Partneralimentatie inkomen niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Partneralimentatie",
"RuleExplanation": "Verify the stability of the partner alimony income in the bank data (PSD2). If needed, adjust the partner alimony income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het partneralimentatie inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het partneralimentatie inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "366",
"$values": [
{
"$id": "367",
"ID": 96,
"RuleID": 126,
"CoreRule": {
"$ref": "365"
},
"Property": "DeviationDetailsByCategory[Partner Alimony Income].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "368",
"$values": []
}
},
{
"$id": "369",
"ID": 127,
"RuleName": "Car owner without car expenses",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "Fuel",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Autoeigenaar zonder autokosten",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Brandstof",
"RuleExplanation": "Verify the car expenses in the bank data (PSD2). Bank accounts might not be shared or car expenses might not be correctly categorized. If needed, request additional bank accounts. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de autokosten in de rekeninginformatie (PSD2). Mogelijk zijn er bankrekeningen niet gedeeld of zijn de private lease kosten niet correct gecategoriseerd. Indien nodig, vraag extra bankrekeningen op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "370",
"$values": [
{
"$id": "371",
"ID": 97,
"RuleID": 127,
"CoreRule": {
"$ref": "369"
},
"Property": "Assets[*].VehicleType",
"Comparison": "Is",
"Value": "Car",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "372",
"ID": 98,
"RuleID": 127,
"CoreRule": {
"$ref": "369"
},
"Property": "DeviationDetailsByCategory[Fuel].SumLastMonth",
"Comparison": "Is",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "373",
"$values": [
{
"$id": "374",
"ID": 73,
"RuleID": 127,
"CoreRule": {
"$ref": "369"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "375",
"ID": 128,
"RuleName": "Day care expenses lower than previous month",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Day Care Expenses Gross",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kinderdagopvangkosten lager dan vorige maand",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Kosten kinderopvang",
"RuleExplanation": "Verify the day care expenses in the bank data (PSD2). If needed, adjust the day care expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de kinderdagopvangkosten in de rekeninginformatie (PSD2). Indien nodig, verander de kinderdagopvangkosten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "376",
"$values": [
{
"$id": "377",
"ID": 99,
"RuleID": 128,
"CoreRule": {
"$ref": "375"
},
"Property": "DeviationDetailsByCategory[Day Care Expenses Gross].SumLastMonthAbsolute",
"Comparison": "LowerThan",
"Value": "DeviationDetailsByCategory[Day Care Expenses Gross].SumTwoMonthsAgoAbsolute",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "378",
"$values": []
}
},
{
"$id": "379",
"ID": 129,
"RuleName": "Applicant is recently divorced",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "Divorce",
"DutchRuleName": "Aanvrager is recent gescheiden",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the personal data and bank data. The data might still (partially) reflect the situation from before the divorce, leading to incomplete or incorrect data. If needed, request additional information or adjust the affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de persoonsgegevens en rekeninginformatie. De gegevens kunnen nog (gedeeltelijk) gebaseerd zijn op de situatie van voor de scheiding, waardoor deze niet correct of niet compleet zijn. Indien nodig, vraag extra informatie op of verander de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "380",
"$values": [
{
"$id": "381",
"ID": 100,
"RuleID": 129,
"CoreRule": {
"$ref": "379"
},
"Property": "Applicants[0].Divorces[*].DivorceDate",
"Comparison": "GreaterThan",
"Value": "MonthsFromCreatedDate[-3Months].Value",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "382",
"$values": []
}
},
{
"$id": "383",
"ID": 130,
"RuleName": "Co-applicant is recently divorced",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "Divorce",
"DutchRuleName": "Medeaanvrager is recent gescheiden",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the personal data and bank data. The data might still (partially) reflect the situation from before the divorce, leading to incomplete or incorrect data. If needed, request additional information or adjust the affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de persoonsgegevens en rekeninginformatie. De gegevens kunnen nog (gedeeltelijk) gebaseerd zijn op de situatie van voor de scheiding, waardoor deze niet correct of niet compleet zijn. Indien nodig, vraag extra informatie op of verander de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "384",
"$values": [
{
"$id": "385",
"ID": 101,
"RuleID": 130,
"CoreRule": {
"$ref": "383"
},
"Property": "Applicants[1].Divorces[*].DivorceDate",
"Comparison": "GreaterThan",
"Value": "MonthsFromCreatedDate[-3Months].Value",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "386",
"$values": []
}
},
{
"$id": "387",
"ID": 131,
"RuleName": "Applicant age at the end of the loan duration exceeds threshold",
"Source": "Offer",
"DefaultThreshold": 80,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager wordt ouder dan de maximale leeftijd tijdens de looptijd van de lening",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that the loan duration must be reduced due to the maximum age. Adjust the offer to continue.",
"DutchRuleExplanation": "Informeer de aanvrager dat de looptijd van de lening moeten worden verkort, vanwege de maximale leeftijd. Verander het aanbod om verder te gaan.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "388",
"$values": [
{
"$id": "389",
"ID": 102,
"RuleID": 131,
"CoreRule": {
"$ref": "387"
},
"Property": "ApplicantAgeAfterLoanDuration[Applicant].Value",
"Comparison": "GreaterThan",
"Value": "80",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "390",
"$values": []
}
},
{
"$id": "391",
"ID": 132,
"RuleName": "Co-applicant age at the end of the loan duration exceeds threshold",
"Source": "Offer",
"DefaultThreshold": 80,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager wordt ouder dan de maximale leeftijd tijdens de looptijd van de lening",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the co-applicant that the loan duration must be reduced due to the maximum age. Adjust the offer to continue.",
"DutchRuleExplanation": "Informeer de medeaanvrager dat de looptijd van de lening moeten worden verkort, vanwege de maximale leeftijd. Verander het aanbod om verder te gaan.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "392",
"$values": [
{
"$id": "393",
"ID": 103,
"RuleID": 132,
"CoreRule": {
"$ref": "391"
},
"Property": "ApplicantAgeAfterLoanDuration[CoApplicant].Value",
"Comparison": "GreaterThan",
"Value": "80",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "394",
"$values": []
}
},
{
"$id": "395",
"ID": 133,
"RuleName": "Co-applicant has deviation in worked hours",
"Source": "Transactions",
"DefaultThreshold": 20,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een afwijking in gewerkte uren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the stability of the SV income in personal data (UWV). A deviation in worked hours (last 3 months vs. prior 9 months) might impact the calculation of the SV income. If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het SV inkomen in persoonsgegevens (UWV). Een afwijking in gewerkte uren (laatste 3 maanden vs. 9 maanden ervoor) heeft mogelijk invloed op de berekening van het SV inkomen. Indien nodig, verander het Inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "396",
"$values": [
{
"$id": "397",
"ID": 104,
"RuleID": 133,
"CoreRule": {
"$ref": "395"
},
"Property": "Applicants[1].DeviationInNumberOfWorkedHours",
"Comparison": "GreaterThan",
"Value": "20",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "398",
"$values": []
}
},
{
"$id": "399",
"ID": 134,
"RuleName": "Co-applicant has VIS hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een VIS hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the VIS hit in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de VIS hit in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "400",
"$values": [
{
"$id": "401",
"ID": 105,
"RuleID": 134,
"CoreRule": {
"$ref": "399"
},
"Property": "Applicants[1].IdentificationDocuments[*].HasVISMatch",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "402",
"$values": []
}
},
{
"$id": "403",
"ID": 135,
"RuleName": "Bank account does not have a Dutch IBAN",
"Source": "CategorizedTransactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "ForeignIBAN",
"DutchRuleName": "Bankrekening heeft geen Nederlandse IBAN",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the foreign bank accounts in bank data (PSD2). If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de buitenlandse bankrekeningen in de rekeninginformatie (PSD2). Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "404",
"$values": [
{
"$id": "405",
"ID": 106,
"RuleID": 135,
"CoreRule": {
"$ref": "403"
},
"Property": "BankAccounts[*].Foreign",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "406",
"$values": []
}
},
{
"$id": "407",
"ID": 136,
"RuleName": "DUO expenses in bank transactions yet no student loans in DUO details",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "DUO",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "DUO kosten in banktransacties maar geen leningen in DUO gegevens",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "DUO",
"RuleExplanation": "Verify the DUO expenses in the bank data (PSD2) with the personal data (DUO). The data source DUO might not be collected or the wrong bank account might be shared. If needed, request additional information or adjust the DUO expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de DUO kosten in de rekeninginformatie (PSD2) met persoonsgegevens (DUO). De databron DUO is mogelijk niet verzameld of de verkeerde bankrekening is gedeeld. Indien nodig, vraag extra informatie op of verander de DUO kosten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "408",
"$values": [
{
"$id": "409",
"ID": 299,
"RuleID": 136,
"CoreRule": {
"$ref": "407"
},
"Property": "DeviationDetailsByCategory[DUO].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "410",
"ID": 300,
"RuleID": 136,
"CoreRule": {
"$ref": "407"
},
"Property": "StudentLoans[$]",
"Comparison": "Is",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "411",
"$values": [
{
"$id": "412",
"ID": 9,
"RuleID": 136,
"CoreRule": {
"$ref": "407"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "413",
"ID": 138,
"RuleName": "Co-applicant has a full CCBR hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een volledige CCBR hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the CCBR hit in due diligence (Rechtspraak.nl). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de CCBR hit in klantonderzoek (Rechtspraak.nl). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "414",
"$values": [
{
"$id": "415",
"ID": 112,
"RuleID": 138,
"CoreRule": {
"$ref": "413"
},
"Property": "Applicants[1].DueDiligenceCCBRPublications[*].FullMatch",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "416",
"$values": []
}
},
{
"$id": "417",
"ID": 139,
"RuleName": "Co-applicant has CIR hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een CIR hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the CIR hit in due diligence (Rechtspraak.nl). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de CIR hit in klantonderzoek (Rechtspraak.nl). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "418",
"$values": [
{
"$id": "419",
"ID": 113,
"RuleID": 139,
"CoreRule": {
"$ref": "417"
},
"Property": "DueDiligencePeople[1].HasCIRHit",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "420",
"$values": []
}
},
{
"$id": "421",
"ID": 140,
"RuleName": "Co-applicant has EVA hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een EVA hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the EVA hit in due diligence (BKR). If needed, request assistance from a user with permission to unblock. Unblock the application and accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de EVA hit in klantonderzoek (BKR). Indien nodig, vraag ondersteuning van een gebruiker met permissie om te deblokkeren. Deblokkeer de aanvraag en accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "422",
"$values": [
{
"$id": "423",
"ID": 114,
"RuleID": 140,
"CoreRule": {
"$ref": "421"
},
"Property": "DueDiligencePeople[1].HasEVAHit",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "424",
"$values": []
}
},
{
"$id": "425",
"ID": 141,
"RuleName": "Co-applicant has Internal Check List hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een interne controlelijst hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the Internal Check List hit in due diligence. If needed, request assistance from a user with permission to unblock. Unblock the application and accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de interne controlelijst hit in klantonderzoek (BKR). Indien nodig, vraag ondersteuning van een gebruiker met permissie om te deblokkeren. Deblokkeer de aanvraag en accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "426",
"$values": [
{
"$id": "427",
"ID": 115,
"RuleID": 141,
"CoreRule": {
"$ref": "425"
},
"Property": "DueDiligencePeople[1].HasInternalCheckListHit",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "428",
"$values": []
}
},
{
"$id": "429",
"ID": 142,
"RuleName": "Co-applicant has PEP hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een PEP hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the PEP hit in due diligence (BKR). If needed, request assistance from a user with permission to unblock. Unblock the application and accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de PEP hit in klantonderzoek (BKR). Indien nodig, vraag ondersteuning van een gebruiker met permissie om te deblokkeren. Deblokkeer de aanvraag en accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "430",
"$values": [
{
"$id": "431",
"ID": 116,
"RuleID": 142,
"CoreRule": {
"$ref": "429"
},
"Property": "DueDiligencePeople[1].HasPEPHit",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "432",
"$values": []
}
},
{
"$id": "433",
"ID": 143,
"RuleName": "Co-applicant has Sanction hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een sanctielijst hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the Sanction hit in due diligence (BKR). If needed, request assistance from a user with permission to unblock. Unblock the application and accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de sanctie hit in klantonderzoek (BKR). Indien nodig, vraag ondersteuning van een gebruiker met permissie om te deblokkeren. Deblokkeer de aanvraag en accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "434",
"$values": [
{
"$id": "435",
"ID": 117,
"RuleID": 143,
"CoreRule": {
"$ref": "433"
},
"Property": "DueDiligencePeople[1].HasSANHit",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "436",
"$values": []
}
},
{
"$id": "437",
"ID": 144,
"RuleName": "Offer does not have a direct debit IBAN",
"Source": "Offer",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review and correct the direct debit details in the Offer tab.",
"TriggerReason": "We could not determine the preferred direct debit IBAN for the financing offer.",
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "DirectDebitIBAN",
"DutchRuleName": "Aanbod heeft geen incasso IBAN",
"DutchTriggerReason": "We hebben geen incassorekening kunnen toekennen aan de aanvraag.",
"DutchSuggestedResolution": "Geef binnen \u2018Aanbod\u2019 aan, welke incassorekening gebruikt dient te worden.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the direct debit IBAN in the offer. Adjust the offer to continue.",
"DutchRuleExplanation": "Controleer de incasso IBAN in het aanbod. Verander het aanbod om om verder te gaan.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "438",
"$values": [
{
"$id": "439",
"ID": 119,
"RuleID": 144,
"CoreRule": {
"$ref": "437"
},
"Property": "LoanDetails[$].DirectDebitBankAccount.IBAN",
"Comparison": "Is",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "440",
"$values": []
}
},
{
"$id": "441",
"ID": 145,
"RuleName": "Offer does not have a direct debit day ",
"Source": "Offer",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review and correct the direct debit details in the Offer tab.",
"TriggerReason": "We could not determine the preferred direct debit day for the financing offer.",
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "DirectDebitDay",
"DutchRuleName": "Aanbod heeft geen incassodag",
"DutchTriggerReason": "We hebben geen incassodag kunnen toekennen aan de aanvraag.",
"DutchSuggestedResolution": "Geef binnen \u2018Aanbod\u2019 aan, welke incassodag gebruikt dient te worden.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the direct debit day in the offer. Adjust the offer to continue.",
"DutchRuleExplanation": "Controleer de incassodag in het aanbod. Verander het aanbod om om verder te gaan.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "442",
"$values": [
{
"$id": "443",
"ID": 120,
"RuleID": 145,
"CoreRule": {
"$ref": "441"
},
"Property": "LoanDetails[$].DirectDebitDay",
"Comparison": "Is",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "444",
"$values": []
}
},
{
"$id": "445",
"ID": 147,
"RuleName": "Number of bailiff payments exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Bailif",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal deurwaarderbetalingen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Deurwaarder",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "446",
"$values": [
{
"$id": "447",
"ID": 124,
"RuleID": 147,
"CoreRule": {
"$ref": "445"
},
"Property": "DeviationDetailsByCategory[Bailiff].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "448",
"$values": []
}
},
{
"$id": "449",
"ID": 148,
"RuleName": "Number of debt collection payments exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Debt collection",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal incassobetalingen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Incassobureau",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "450",
"$values": [
{
"$id": "451",
"ID": 125,
"RuleID": 148,
"CoreRule": {
"$ref": "449"
},
"Property": "DeviationDetailsByCategory[Debt Collection].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "452",
"$values": []
}
},
{
"$id": "453",
"ID": 149,
"RuleName": "Applicant has a very high customer risk assessment (CRA)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een te hoog klantrisico (CRA)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the customer risk assessment in the applicant\u2019s account. If needed, adjust the customer risk assessment in the applicant\u2019s account. Unblock the application and accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het klantrisico in de account van de aanvrager. Indien nodig, verander het klantrisico in het account van de aanvrager. Deblokkeer de aanvraag en accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "454",
"$values": [
{
"$id": "455",
"ID": 126,
"RuleID": 149,
"CoreRule": {
"$ref": "453"
},
"Property": "Applicants[0].CustomerAccount.CustomerRiskAssessments[$].RiskAssessment",
"Comparison": "Is",
"Value": "VeryHigh",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "456",
"$values": []
}
},
{
"$id": "457",
"ID": 150,
"RuleName": "Co-applicant has a very high customer risk assessment (CRA)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een te hoog klantrisico (CRA)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the customer risk assessment in the co-applicant\u2019s account. If needed, adjust the customer risk assessment in the co-applicant\u2019s account. Unblock the application and accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het klantrisico in de account van de medeaanvrager. Indien nodig, verander het klantrisico in het account van de medeaanvrager. Deblokkeer de aanvraag en accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "458",
"$values": [
{
"$id": "459",
"ID": 127,
"RuleID": 150,
"CoreRule": {
"$ref": "457"
},
"Property": "Applicants[1].CustomerAccount.CustomerRiskAssessments[$].RiskAssessment",
"Comparison": "Is",
"Value": "VeryHigh",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "460",
"$values": []
}
},
{
"$id": "461",
"ID": 151,
"RuleName": "Applicant has a high customer risk assessment (CRA)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een verhoogt klantrisico (CRA)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the customer risk assessment in the applicant\u2019s account. If needed, adjust the customer risk assessment in the applicant\u2019s account. Unblock the application and accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het klantrisico in de account van de aanvrager. Indien nodig, verander het klantrisico in het account van de aanvrager. Deblokkeer de aanvraag en accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "462",
"$values": [
{
"$id": "463",
"ID": 128,
"RuleID": 151,
"CoreRule": {
"$ref": "461"
},
"Property": "Applicants[0].CustomerAccount.CustomerRiskAssessments[$].RiskAssessment",
"Comparison": "Is",
"Value": "High",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "464",
"$values": []
}
},
{
"$id": "465",
"ID": 152,
"RuleName": "Co-applicant has a high customer risk assessment (CRA)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een verhoogt klantrisico (CRA)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the customer risk assessment in the co-applicant\u2019s account. If needed, adjust the customer risk assessment in the co-applicant\u2019s account. Unblock the application and accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het klantrisico in de account van de medeaanvrager. Indien nodig, verander het klantrisico in het account van de medeaanvrager. Deblokkeer de aanvraag en accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "466",
"$values": [
{
"$id": "467",
"ID": 129,
"RuleID": 152,
"CoreRule": {
"$ref": "465"
},
"Property": "Applicants[1].CustomerAccount.CustomerRiskAssessments[$].RiskAssessment",
"Comparison": "Is",
"Value": "High",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "468",
"$values": []
}
},
{
"$id": "469",
"ID": 153,
"RuleName": "Applicant has the Dutch nationality but no valid identification documents",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "NoIdentificationDocument",
"DutchRuleName": "Aanvrager heeft de Nederlandse nationaliteit en geen geldig identiteitsbewijs",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the identification documents of the applicant in personal data (BRP). If needed, request additional information or request assistance from a user with permission to unblock. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de identiteitsbewijzen van de aanvrager onder persoonsgegevens (BRP). Indien nodig, vraag extra informatie op of vraag hulp van een gebruiker met permissie om te deblokkeren. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "470",
"$values": [
{
"$id": "471",
"ID": 130,
"RuleID": 153,
"CoreRule": {
"$ref": "469"
},
"Property": "Applicants[0].Nationality",
"Comparison": "Is",
"Value": "NL",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "472",
"ID": 131,
"RuleID": 153,
"CoreRule": {
"$ref": "469"
},
"Property": "Applicants[0].IdentificationDocuments[@].IsExpired",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "473",
"$values": [
{
"$id": "474",
"ID": 2,
"RuleID": 153,
"CoreRule": {
"$ref": "469"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "475",
"ID": 154,
"RuleName": "Co-applicant has the Dutch nationality but no valid identification documents",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "NoIdentificationDocument",
"DutchRuleName": "Medeaanvrager heeft de Nederlandse nationaliteit en geen geldig identiteitsbewijs",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the identification documents of the co-applicant in personal data (BRP). If needed, request additional information or request assistance from a user with permission to unblock.Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de identiteitsbewijzen van de medeaanvrager onder persoonsgegevens (BRP). Indien nodig, vraag extra informatie op of vraag hulp van een gebruiker met permissie om te deblokkeren. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "476",
"$values": [
{
"$id": "477",
"ID": 132,
"RuleID": 154,
"CoreRule": {
"$ref": "475"
},
"Property": "Applicants[1].Nationality",
"Comparison": "Is",
"Value": "NL",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "478",
"ID": 133,
"RuleID": 154,
"CoreRule": {
"$ref": "475"
},
"Property": "Applicants[1].IdentificationDocuments[@].IsExpired",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "479",
"$values": [
{
"$id": "480",
"ID": 3,
"RuleID": 154,
"CoreRule": {
"$ref": "475"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "481",
"ID": 155,
"RuleName": "Percentage of uncategorized transactions exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "Uncategorized",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Percentage ongecategoriseerde transacties is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Ongecategoriseerd",
"RuleExplanation": "Verify the uncategorized transactions in bank data (PSD2). The uncategorized transactions might contain income(s) or expenses that impact the affordability. If needed, categorize the transactions to adjust the affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de ongecategoriseerde transacties in rekeninginformatie (PSD2). De ongecategoriseerde transacties bevatten mogelijk inkomsten of lasten die invloed hebben op de bestedingsruimte. Indien nodig, categoriseer de transacties om de bestedingsruimte te veranderen. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "482",
"$values": [
{
"$id": "483",
"ID": 134,
"RuleID": 155,
"CoreRule": {
"$ref": "481"
},
"Property": "BankAccountSummaries[$].UncategorizedPercentage",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "484",
"$values": []
}
},
{
"$id": "485",
"ID": 156,
"RuleName": "Number of uncategorized transactions exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "Uncategorized",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal ongecategoriseerde transacties is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Ongecategoriseerd",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "486",
"$values": [
{
"$id": "487",
"ID": 135,
"RuleID": 156,
"CoreRule": {
"$ref": "485"
},
"Property": "BankAccountSummaries[$].UncategorizedCount",
"Comparison": "GreaterThan",
"Value": "50",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "488",
"$values": []
}
},
{
"$id": "489",
"ID": 157,
"RuleName": "Amount of uncategorized transactions exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "Uncategorized",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag ongecategoriseerde transacties is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Ongecategoriseerd",
"RuleExplanation": "Verify the uncategorized transactions in bank data (PSD2). The uncategorized transactions might contain income(s) or expenses that impact the affordability. If needed, categorize the transactions to adjust the affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de ongecategoriseerde transacties in rekeninginformatie (PSD2). De ongecategoriseerde transacties bevatten mogelijk inkomsten of lasten die invloed hebben op de bestedingsruimte. Indien nodig, categoriseer de transacties om de bestedingsruimte te veranderen. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "490",
"$values": [
{
"$id": "491",
"ID": 136,
"RuleID": 157,
"CoreRule": {
"$ref": "489"
},
"Property": "BankAccountSummaries[$].UncategorizedSum",
"Comparison": "GreaterThan",
"Value": "500",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "492",
"$values": []
}
},
{
"$id": "493",
"ID": 158,
"RuleName": "Applicant exceeds maximum age",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "Age",
"DutchRuleName": "Aanvrager voldoet niet aan de maximum leeftijd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that he or she does not meet the maximum age requirements. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager dat hij of zij niet voldoet aan de vereisten voor de maximale leeftijd. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "494",
"$values": [
{
"$id": "495",
"ID": 137,
"RuleID": 158,
"CoreRule": {
"$ref": "493"
},
"Property": "Applicants[0].Age",
"Comparison": "GreaterThan",
"Value": "78",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "496",
"$values": []
}
},
{
"$id": "497",
"ID": 159,
"RuleName": "Co-applicant exceeds maximum age",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "Age",
"DutchRuleName": "Medeaanvrager voldoet niet aan de maximum leeftijd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the co-applicant that he or she does not meet the maximum age requirements. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Informeer de medeaanvrager dat hij of zij niet voldoet aan de vereisten voor de maximale leeftijd. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "498",
"$values": [
{
"$id": "499",
"ID": 138,
"RuleID": 159,
"CoreRule": {
"$ref": "497"
},
"Property": "Applicants[1].Age",
"Comparison": "GreaterThan",
"Value": "78",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "500",
"$values": []
}
},
{
"$id": "501",
"ID": 160,
"RuleName": "Mortgage expenses lower than previous month",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Mortgage",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Hypotheeklasten lager dan vorige maand",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Hypotheek",
"RuleExplanation": "Verify the mortgage expenses in the bank data (PSD2). If needed, adjust the gross housing expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de hypotheeklasten in de rekeninginformatie (PSD2). Indien nodig, verander de bruto woonlasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "502",
"$values": [
{
"$id": "503",
"ID": 139,
"RuleID": 160,
"CoreRule": {
"$ref": "501"
},
"Property": "DeviationDetailsByCategory[Mortgages].SumLastMonthAbsolute",
"Comparison": "LowerThan",
"Value": "DeviationDetailsByCategory[Mortgages].SumTwoMonthsAgoAbsolute",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "504",
"$values": []
}
},
{
"$id": "505",
"ID": 161,
"RuleName": "Amount of potential private loan payments exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "(Loans Private|Interest|Recurring personal counterparty|Terugkerende transactie)",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag potenti\u00EBle onderhandse leningen is hoger dan drempelwaarde",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "(Onderhandse lening|Rente|Natuurlijk persoon)",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "506",
"$values": [
{
"$id": "507",
"ID": 140,
"RuleID": 161,
"CoreRule": {
"$ref": "505"
},
"Property": "DeviationDetailsByFlag[Natural Person].HasRecurringTransactions",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "508",
"ID": 197,
"RuleID": 161,
"CoreRule": {
"$ref": "505"
},
"Property": "DeviationDetailsByFlag[Natural Person].AmountOfRecurringTransactions",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "509",
"$values": [
{
"$id": "510",
"ID": 12,
"RuleID": 161,
"CoreRule": {
"$ref": "505"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "511",
"ID": 162,
"RuleName": "Payments within \u0027Other Expenses\u0027 not regular",
"Source": "CategorizedTransactions",
"DefaultThreshold": 5,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Andere kosten niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the other expenses in the bank data (PSD2). If needed, adjust the other expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de andere kosten in de rekeninginformatie (PSD2). Indien nodig, verander de andere kosten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "512",
"$values": [
{
"$id": "513",
"ID": 141,
"RuleID": 162,
"CoreRule": {
"$ref": "511"
},
"Property": "DeviationDetailsByMasterCategory[Other Expenses].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "514",
"$values": []
}
},
{
"$id": "515",
"ID": 163,
"RuleName": "Payments within \u0027Other Expenses\u0027 lower than previous month",
"Source": "CategorizedTransactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Andere kosten lager dan vorige maand",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the other expenses in the bank data (PSD2). If needed, adjust the other expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de andere kosten in de rekeninginformatie (PSD2). Indien nodig, verander de andere kosten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "516",
"$values": [
{
"$id": "517",
"ID": 142,
"RuleID": 163,
"CoreRule": {
"$ref": "515"
},
"Property": "DeviationDetailsByMasterCategory[Other Expenses].SumLastMonthAbsolute",
"Comparison": "LowerThan",
"Value": "DeviationDetailsByMasterCategory[Other Expenses].SumTwoMonthsAgoAbsolute",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "518",
"$values": []
}
},
{
"$id": "519",
"ID": 164,
"RuleName": "Number of bailif and/or debt collection payments greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 6,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Bailif",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal deurwaarder- en/of incassobetalingen is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Deurwaarder",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "520",
"$values": [
{
"$id": "521",
"ID": 143,
"RuleID": 164,
"CoreRule": {
"$ref": "519"
},
"Property": "DeviationDetailsByCategory[Bailiff or Debt Collection].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "6",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "522",
"$values": []
}
},
{
"$id": "523",
"ID": 165,
"RuleName": "Amount of direct debit reversals greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 10000,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Failed direct debit",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag storno\u2019s is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Stornering",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "524",
"$values": [
{
"$id": "525",
"ID": 144,
"RuleID": 165,
"CoreRule": {
"$ref": "523"
},
"Property": "DeviationDetailsByCategory[Failed Direct Debit].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "10000",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "526",
"$values": []
}
},
{
"$id": "527",
"ID": 166,
"RuleName": "Amount of cheque payments exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Cheque",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag chequebetalingen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Cheque",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "528",
"$values": [
{
"$id": "529",
"ID": 145,
"RuleID": 166,
"CoreRule": {
"$ref": "527"
},
"Property": "DeviationDetailsByCategory[Cheque].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "530",
"$values": []
}
},
{
"$id": "531",
"ID": 167,
"RuleName": "Amount of notary payments exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Notaries",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag notarisbetalingen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Notaris",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "532",
"$values": [
{
"$id": "533",
"ID": 146,
"RuleID": 167,
"CoreRule": {
"$ref": "531"
},
"Property": "DeviationDetailsByCategory[Notaries].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "534",
"$values": []
}
},
{
"$id": "535",
"ID": 168,
"RuleName": "Co-applicant is reported as deceased",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager is geregistreerd als overleden bij BKR",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the registration as deceased in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de registratie als overleden in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "536",
"$values": [
{
"$id": "537",
"ID": 147,
"RuleID": 168,
"CoreRule": {
"$ref": "535"
},
"Property": "DueDiligenceBKRPeople[1].BorrowerStatus",
"Comparison": "Is",
"Value": "Deceased",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "538",
"$values": []
}
},
{
"$id": "539",
"ID": 169,
"RuleName": "Co-applicant is reported as being unreachable",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager is geregistreerd als onbereikbaar bij BKR",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the registration as unreachable in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de registratie als onbereikbaar in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "540",
"$values": [
{
"$id": "541",
"ID": 148,
"RuleID": 169,
"CoreRule": {
"$ref": "539"
},
"Property": "DueDiligenceBKRPeople[1].BorrowerStatus",
"Comparison": "Is",
"Value": "CannotBeReached",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "542",
"$values": []
}
},
{
"$id": "543",
"ID": 171,
"RuleName": "Credit registration at BKR has repayment arrangement (1)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR heeft een betalingsregeling (1)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the repayment arrangement (1) credit registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de betalingsregeling (1) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "544",
"$values": [
{
"$id": "545",
"ID": 150,
"RuleID": 171,
"CoreRule": {
"$ref": "543"
},
"Property": "DueDiligenceBKRAgreements[*].IsRecoveredFromCode1",
"Comparison": "Is",
"Value": "False",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "546",
"$values": []
}
},
{
"$id": "547",
"ID": 172,
"RuleName": "Credit registration at BKR has called-in claims (2)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR heeft een opge\u00EBist krediet (2)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the called-in claims (2) credit registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de opge\u00EBiste (2) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "548",
"$values": [
{
"$id": "549",
"ID": 151,
"RuleID": 172,
"CoreRule": {
"$ref": "547"
},
"Property": "DueDiligenceBKRAgreements[*].IsRecoveredFromCode2",
"Comparison": "Is",
"Value": "False",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "550",
"$values": []
}
},
{
"$id": "551",
"ID": 173,
"RuleName": "Credit registration at BKR is written-off (3)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR is kwijtgescholden of afgeschreven (3)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the written-off (3) credit registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de kwijtgescholden of afgeschreven (3) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "552",
"$values": [
{
"$id": "553",
"ID": 152,
"RuleID": 173,
"CoreRule": {
"$ref": "551"
},
"Property": "DueDiligenceBKRAgreements[*].IsRecoveredFromCode3",
"Comparison": "Is",
"Value": "False",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "554",
"$values": []
}
},
{
"$id": "555",
"ID": 174,
"RuleName": "Credit registration at BKR has unreachable lender (4)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR heeft een onbereikbare lener (4)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the unreachable (4) credit registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de onbereikbare lener (4) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "556",
"$values": [
{
"$id": "557",
"ID": 153,
"RuleID": 174,
"CoreRule": {
"$ref": "555"
},
"Property": "DueDiligenceBKRAgreements[*].IsRecoveredFromCode4",
"Comparison": "Is",
"Value": "False",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "558",
"$values": []
}
},
{
"$id": "559",
"ID": 175,
"RuleName": "Credit registration at BKR has preventive arrangement (5)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR heeft een preventieve betalingsregeling (5)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the repaired preventative arrangement (5) credit registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de herstelde preventieve betalingsregeling (5) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "560",
"$values": [
{
"$id": "561",
"ID": 154,
"RuleID": 175,
"CoreRule": {
"$ref": "559"
},
"Property": "DueDiligenceBKRAgreements[*].IsRecoveredFromCode5",
"Comparison": "Is",
"Value": "False",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "562",
"$values": []
}
},
{
"$id": "563",
"ID": 176,
"RuleName": "Credit registration at BKR has ongoing dispute (9)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR heeft een geschil met een financieringsmaatschappij (9)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the ongoing dispute (9) credit registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de geschil met een kredietmaatschappij (9) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "564",
"$values": [
{
"$id": "565",
"ID": 155,
"RuleID": 176,
"CoreRule": {
"$ref": "563"
},
"Property": "DueDiligenceBKRAgreements[*].IsRecoveredFromCode9",
"Comparison": "Is",
"Value": "False",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "566",
"$values": []
}
},
{
"$id": "567",
"ID": 177,
"RuleName": "Amount of outside EU bank account transactions exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Foreign",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag transacties met bankrekeningen buiten EU is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Buitenland",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "568",
"$values": [
{
"$id": "569",
"ID": 157,
"RuleID": 177,
"CoreRule": {
"$ref": "567"
},
"Property": "DeviationDetailsByCategory[Foreign Money Transfer].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "570",
"$values": []
}
},
{
"$id": "571",
"ID": 178,
"RuleName": "Number of outside EU bank account transactions exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Foreign",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal transacties naar het buitenland is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Buitenland",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "572",
"$values": [
{
"$id": "573",
"ID": 156,
"RuleID": 178,
"CoreRule": {
"$ref": "571"
},
"Property": "DeviationDetailsByCategory[Foreign Money Transfer].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "574",
"$values": []
}
},
{
"$id": "575",
"ID": 179,
"RuleName": "Amount of outside EU bank account transactions greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Foreign",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag transacties met bankrekeningen buiten EU is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Buitenland",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "576",
"$values": [
{
"$id": "577",
"ID": 159,
"RuleID": 179,
"CoreRule": {
"$ref": "575"
},
"Property": "DeviationDetailsByCategory[Foreign Money Transfer].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "1000",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "578",
"$values": []
}
},
{
"$id": "579",
"ID": 180,
"RuleName": "Number of outside EU bank account transactions greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Foreign",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal transacties naar het buitenland is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Buitenland",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "580",
"$values": [
{
"$id": "581",
"ID": 158,
"RuleID": 180,
"CoreRule": {
"$ref": "579"
},
"Property": "DeviationDetailsByCategory[Foreign Money Transfer].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "10",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "582",
"$values": []
}
},
{
"$id": "583",
"ID": 181,
"RuleName": "Rent expenses missing or possibly living-in",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Rental",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "Huurlasten missen of mogelijk inwonend",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Huur",
"RuleExplanation": "Verify the rent expenses in the bank data (PSD2). The living situation might be living in. If needed, request additional information, adjust the living situation or the gross housing expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de huurlasten in de rekeninginformatie (PSD2). De woonsituatie is mogelijk inwonend. Indien nodig, vraag extra informatie op, verander de woonsituatie of de bruto woonlasten in de bestedingsruimte.Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "584",
"$values": [
{
"$id": "585",
"ID": 160,
"RuleID": 181,
"CoreRule": {
"$ref": "583"
},
"Property": "AggregatedData[$].LivingSituation",
"Comparison": "Is",
"Value": "Rent",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "586",
"ID": 161,
"RuleID": 181,
"CoreRule": {
"$ref": "583"
},
"Property": "DeviationDetailsByCategory[Rental].CountLastMonth",
"Comparison": "Is",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "587",
"ID": 480,
"RuleID": 181,
"CoreRule": {
"$ref": "583"
},
"Property": "Mortgages[*].RegisteredDenotation",
"Comparison": "Is",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "588",
"$values": [
{
"$id": "589",
"ID": 7,
"RuleID": 181,
"CoreRule": {
"$ref": "583"
},
"Operator1": "1 AND 2 AND 3",
"Update": 0
}
]
}
},
{
"$id": "590",
"ID": 182,
"RuleName": "Insurance canceled, rejected or special terms within last 8 years",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Communication",
"WarningField": null,
"DutchRuleName": "Verzekering is in de laatste 8 jaar geweigerd, opgezegd of allen onder bijzondere voorwaarden",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant(s) that they cannot have insurance canceled, rejected or under special terms within the last 8 years. Optionally verify the related question in communication. If needed, request additional information or adjust the offer. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager(s) dat hun verzekering in de laatste 8 jaar niet geweigerd, opgezegd of alleen onder bijzonder voorwaarden afgesloten mag zijn. Controleer eventueel de gerelateerde vraag onder communicatie. Indien nodig, vraag extra informatie op of pas het aanbod aan. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "591",
"$values": [
{
"$id": "592",
"ID": 162,
"RuleID": 182,
"CoreRule": {
"$ref": "590"
},
"Property": "InsuranceQuestions[1].Answer",
"Comparison": "Is",
"Value": "Ja",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "593",
"$values": []
}
},
{
"$id": "594",
"ID": 183,
"RuleName": "State pension provider in bank transactions does not match with MPO",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "AOW",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "AOW uitkeringsinstantie in banktransacties komt niet overeen met MPO",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "AOW",
"RuleExplanation": "Verify the AOW provider from personal data (MPO/VIA/UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the AOW income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de AOW uitkeringsinstantie uit persoonsgegevens (MPO/VIA/UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het AOW inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "595",
"$values": [
{
"$id": "596",
"ID": 163,
"RuleID": 183,
"CoreRule": {
"$ref": "594"
},
"Property": "AffordabilityInputs[$].AffordabilityInputOtherIncomes[*].Mismatch",
"Comparison": "Is",
"Value": "MismatchWithSourceData",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "597",
"ID": 164,
"RuleID": 183,
"CoreRule": {
"$ref": "594"
},
"Property": "AffordabilityInputs[$].AffordabilityInputOtherIncomes[*].IncomeType",
"Comparison": "Is",
"Value": "StatePension",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "598",
"$values": [
{
"$id": "599",
"ID": 8,
"RuleID": 183,
"CoreRule": {
"$ref": "594"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "600",
"ID": 185,
"RuleName": "State pension (AOW) provider from MPO cannot be found in bank transactions",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "AOW",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "AOW uitkeringsinstantie in MPO komt niet voor in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "AOW",
"RuleExplanation": "Verify the AOW provider from personal data (MPO/VIA/UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the AOW income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de AOW uitkeringsinstantie uit persoonsgegevens (MPO/VIA/UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het AOW inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "601",
"$values": [
{
"$id": "602",
"ID": 223,
"RuleID": 185,
"CoreRule": {
"$ref": "600"
},
"Property": "ActivePensions[*].PensionType",
"Comparison": "Is",
"Value": "StatePension",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "603",
"ID": 226,
"RuleID": 185,
"CoreRule": {
"$ref": "600"
},
"Property": "MatchByPensionTypeWithPSD2[State Pension].Value",
"Comparison": "IsNot",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "604",
"$values": [
{
"$id": "605",
"ID": 18,
"RuleID": 185,
"CoreRule": {
"$ref": "600"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "606",
"ID": 186,
"RuleName": "Pension provider from MPO cannot be found in bank transactions",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "Pension",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "Pensioenverstrekker in MPO komt niet voor in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Pensioen",
"RuleExplanation": "Verify the pension provider from personal data (MPO/VIA/UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the pension income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de pensioenverstrekker uit persoonsgegevens (MPO/VIA/UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het pensioeninkomen in de bestedingsruimte.Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "607",
"$values": [
{
"$id": "608",
"ID": 224,
"RuleID": 186,
"CoreRule": {
"$ref": "606"
},
"Property": "ActivePensions[*].PensionType",
"Comparison": "IsNot",
"Value": "StatePension",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "609",
"ID": 225,
"RuleID": 186,
"CoreRule": {
"$ref": "606"
},
"Property": "MatchByPensionTypeWithPSD2[Defined Contribution].Value",
"Comparison": "IsNot",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "610",
"ID": 227,
"RuleID": 186,
"CoreRule": {
"$ref": "606"
},
"Property": "MatchByPensionTypeWithPSD2[Defined Benefit].Value",
"Comparison": "IsNot",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "611",
"$values": [
{
"$id": "612",
"ID": 17,
"RuleID": 186,
"CoreRule": {
"$ref": "606"
},
"Operator1": "1 AND 2 AND 3",
"Update": 0
}
]
}
},
{
"$id": "613",
"ID": 188,
"RuleName": "Number of direct debit reversals greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 10,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Failed direct debit",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal storno\u0027s is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Stornering",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "614",
"$values": [
{
"$id": "615",
"ID": 217,
"RuleID": 188,
"CoreRule": {
"$ref": "613"
},
"Property": "DeviationDetailsByCategory[Failed Direct Debit].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "10",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "616",
"$values": []
}
},
{
"$id": "617",
"ID": 189,
"RuleName": "Number of payment reminders greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 10,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Payment reminders",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal transacties met betalingsherinnering is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Betalingsherinnering",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "618",
"$values": [
{
"$id": "619",
"ID": 219,
"RuleID": 189,
"CoreRule": {
"$ref": "617"
},
"Property": "DeviationDetailsByCategory[Payment Reminders].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "10",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "620",
"$values": []
}
},
{
"$id": "621",
"ID": 190,
"RuleName": "Amount of payment reminders greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 10000,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Payment reminders",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag transacties met betalingsherinnering is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Betalingsherinnering",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "622",
"$values": [
{
"$id": "623",
"ID": 221,
"RuleID": 190,
"CoreRule": {
"$ref": "621"
},
"Property": "DeviationDetailsByCategory[Payment Reminders].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "10000",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "624",
"$values": []
}
},
{
"$id": "625",
"ID": 191,
"RuleName": "Amount of payment reminders exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 500,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Payment reminders",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag transacties met betalingsherinnering is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Betalingsherinnering",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "626",
"$values": [
{
"$id": "627",
"ID": 220,
"RuleID": 191,
"CoreRule": {
"$ref": "625"
},
"Property": "DeviationDetailsByCategory[Payment Reminders].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "250",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "628",
"$values": []
}
},
{
"$id": "629",
"ID": 192,
"RuleName": "Number of gambling expenses exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 10,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Gambling",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal goktransacties is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Gokken",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "630",
"$values": [
{
"$id": "631",
"ID": 215,
"RuleID": 192,
"CoreRule": {
"$ref": "629"
},
"Property": "DeviationDetailsByCategory[Gambling].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "632",
"$values": []
}
},
{
"$id": "633",
"ID": 193,
"RuleName": "Number of gambling expenses greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 50,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Gambling",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal goktransacties is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Gokken",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "634",
"$values": [
{
"$id": "635",
"ID": 216,
"RuleID": 193,
"CoreRule": {
"$ref": "633"
},
"Property": "DeviationDetailsByCategory[Gambling].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "50",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "636",
"$values": []
}
},
{
"$id": "637",
"ID": 194,
"RuleName": "Amount of gambling expenses as percentage of income exceeds threshold",
"Source": "Affordability",
"DefaultThreshold": 10,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "Bedrag goktransacties als percentage van het inkomen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "638",
"$values": [
{
"$id": "639",
"ID": 228,
"RuleID": 194,
"CoreRule": {
"$ref": "637"
},
"Property": "AffordabilityOutputs[$].PercentageCategoryVersusTotalIncome[Gambling].Value",
"Comparison": "GreaterThan",
"Value": "10",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "640",
"$values": []
}
},
{
"$id": "641",
"ID": 195,
"RuleName": "Amount of gambling expenses as percentage of income that greatly exceed threshold",
"Source": "Affordability",
"DefaultThreshold": 100,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "Bedrag goktransacties als percentage van het inkomen is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "642",
"$values": [
{
"$id": "643",
"ID": 229,
"RuleID": 195,
"CoreRule": {
"$ref": "641"
},
"Property": "AffordabilityOutputs[$].PercentageCategoryVersusTotalIncome[Gambling].Value",
"Comparison": "GreaterThan",
"Value": "100",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "644",
"$values": []
}
},
{
"$id": "645",
"ID": 196,
"RuleName": "Amount of potential gambling expenses as percentage of income exceeds threshold",
"Source": "Affordability",
"DefaultThreshold": 10,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Gambling",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "Bedrag potenti\u00EBle goktransacties als percentage van het inkomen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Gokken",
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"$id": "655",
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},
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"ID": 233,
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"Update": 0,
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"$id": "667",
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},
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"$id": "671",
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},
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},
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},
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"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Borg",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "710",
"$values": [
{
"$id": "711",
"ID": 212,
"RuleID": 213,
"CoreRule": {
"$ref": "709"
},
"Property": "DeviationDetailsByCategory[Escrow].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "5000",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "712",
"$values": []
}
},
{
"$id": "713",
"ID": 214,
"RuleName": "Number of escrow payments greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 10,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Escrow",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal derdenbetalingen is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Borg",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "714",
"$values": [
{
"$id": "715",
"ID": 214,
"RuleID": 214,
"CoreRule": {
"$ref": "713"
},
"Property": "DeviationDetailsByCategory[Escrow].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "10",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "716",
"$values": []
}
},
{
"$id": "717",
"ID": 215,
"RuleName": "Number of escrow payments exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 10,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Escrow",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal derdenbetalingen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Borg",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "718",
"$values": [
{
"$id": "719",
"ID": 213,
"RuleID": 215,
"CoreRule": {
"$ref": "717"
},
"Property": "DeviationDetailsByCategory[Escrow].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "720",
"$values": []
}
},
{
"$id": "721",
"ID": 216,
"RuleName": "Number of potential payment arrangements exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 5,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Payment arrangements",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal potenti\u00EBle betalingsregelingen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Betaalregeling",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "722",
"$values": [
{
"$id": "723",
"ID": 206,
"RuleID": 216,
"CoreRule": {
"$ref": "721"
},
"Property": "DeviationDetailsByCategory[Potential Payment Arrangements].NumberOfRecurringTransactions",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "724",
"$values": []
}
},
{
"$id": "725",
"ID": 217,
"RuleName": "Number of potential payment arrangements greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 5,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Payment arrangements",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal potenti\u00EBle betalingsregelingen is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Betaalregeling",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "726",
"$values": [
{
"$id": "727",
"ID": 207,
"RuleID": 217,
"CoreRule": {
"$ref": "725"
},
"Property": "DeviationDetailsByCategory[Potential Payment Arrangements].NumberOfRecurringTransactions",
"Comparison": "GreaterThan",
"Value": "10",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "728",
"$values": []
}
},
{
"$id": "729",
"ID": 218,
"RuleName": "Amount of potential payment arrangements exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 25,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Payment arrangements",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag potenti\u00EBle betalingsregelingen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Betaalregeling",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "730",
"$values": [
{
"$id": "731",
"ID": 186,
"RuleID": 218,
"CoreRule": {
"$ref": "729"
},
"Property": "DeviationDetailsByCategory[Potential Payment Arrangements].AmountOfRecurringTransactions",
"Comparison": "GreaterThan",
"Value": "25",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "732",
"$values": []
}
},
{
"$id": "733",
"ID": 219,
"RuleName": "Amount of potential payment arrangements greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 10000,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Payment arrangements",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag potenti\u00EBle betalingsregelingen is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Betaalregeling",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "734",
"$values": [
{
"$id": "735",
"ID": 187,
"RuleID": 219,
"CoreRule": {
"$ref": "733"
},
"Property": "DeviationDetailsByCategory[Potential Payment Arrangements].AmountOfRecurringTransactions",
"Comparison": "GreaterThan",
"Value": "10000",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "736",
"$values": []
}
},
{
"$id": "737",
"ID": 220,
"RuleName": "Amount of potential recurring uncategorized payments exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Uncategorized",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag terugkerende ongecategoriseerde transacties is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Ongecategoriseerd",
"RuleExplanation": "Verify the uncategorized transactions in bank data (PSD2). The uncategorized transactions might contain income(s) or expenses that impact the affordability. If needed, categorize the transactions to adjust the affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de ongecategoriseerde transacties in rekeninginformatie (PSD2). De ongecategoriseerde transacties bevatten mogelijk inkomsten of lasten die invloed hebben op de bestedingsruimte. Indien nodig, categoriseer de transacties om de bestedingsruimte te veranderen. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "738",
"$values": [
{
"$id": "739",
"ID": 202,
"RuleID": 220,
"CoreRule": {
"$ref": "737"
},
"Property": "DeviationDetailsByCategory[Uncategorized].HasRecurringTransactions",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "740",
"ID": 204,
"RuleID": 220,
"CoreRule": {
"$ref": "737"
},
"Property": "DeviationDetailsByCategory[Uncategorized].AmountOfRecurringTransactions",
"Comparison": "GreaterThan",
"Value": "25",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "741",
"$values": [
{
"$id": "742",
"ID": 15,
"RuleID": 220,
"CoreRule": {
"$ref": "737"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "743",
"ID": 221,
"RuleName": "Amount of potential recurring uncategorized payments greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 4,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Uncategorized",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag terugkerende ongecategoriseerde transacties is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Ongecategoriseerd",
"RuleExplanation": "Verify the uncategorized transactions in bank data (PSD2). The uncategorized transactions might contain income(s) or expenses that impact the affordability. If needed, categorize the transactions to adjust the affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de ongecategoriseerde transacties in rekeninginformatie (PSD2). De ongecategoriseerde transacties bevatten mogelijk inkomsten of lasten die invloed hebben op de bestedingsruimte. Indien nodig, categoriseer de transacties om de bestedingsruimte te veranderen. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "744",
"$values": [
{
"$id": "745",
"ID": 203,
"RuleID": 221,
"CoreRule": {
"$ref": "743"
},
"Property": "DeviationDetailsByCategory[Uncategorized].HasRecurringTransactions",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "746",
"ID": 205,
"RuleID": 221,
"CoreRule": {
"$ref": "743"
},
"Property": "DeviationDetailsByCategory[Uncategorized].AmountOfRecurringTransactions",
"Comparison": "GreaterThan",
"Value": "10000",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "747",
"$values": [
{
"$id": "748",
"ID": 16,
"RuleID": 221,
"CoreRule": {
"$ref": "743"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "749",
"ID": 226,
"RuleName": "Number of potential recurring uncategorized payments exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Uncategorized",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal terugkerende ongecategoriseerde transacties is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Ongecategoriseerd",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "750",
"$values": [
{
"$id": "751",
"ID": 198,
"RuleID": 226,
"CoreRule": {
"$ref": "749"
},
"Property": "DeviationDetailsByCategory[Uncategorized].HasRecurringTransactions",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "752",
"ID": 200,
"RuleID": 226,
"CoreRule": {
"$ref": "749"
},
"Property": "DeviationDetailsByCategory[Uncategorized].NumberOfRecurringTransactions",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "753",
"$values": [
{
"$id": "754",
"ID": 14,
"RuleID": 226,
"CoreRule": {
"$ref": "749"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "755",
"ID": 227,
"RuleName": "Number of potential recurring uncategorized payments greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 4,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Uncategorized",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal terugkerende ongecategoriseerde transacties is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Ongecategoriseerd",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "756",
"$values": [
{
"$id": "757",
"ID": 199,
"RuleID": 227,
"CoreRule": {
"$ref": "755"
},
"Property": "DeviationDetailsByCategory[Uncategorized].HasRecurringTransactions",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "758",
"ID": 201,
"RuleID": 227,
"CoreRule": {
"$ref": "755"
},
"Property": "DeviationDetailsByCategory[Uncategorized].NumberOfRecurringTransactions",
"Comparison": "GreaterThan",
"Value": "4",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "759",
"$values": [
{
"$id": "760",
"ID": 13,
"RuleID": 227,
"CoreRule": {
"$ref": "755"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "761",
"ID": 228,
"RuleName": "Number of outside EU bank account transactions exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Outside EU",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal transacties met bankrekeningen buiten EU is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Buitenland",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "762",
"$values": [
{
"$id": "763",
"ID": 194,
"RuleID": 228,
"CoreRule": {
"$ref": "761"
},
"Property": "DeviationDetailsByFlag[Outside EU].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "764",
"$values": []
}
},
{
"$id": "765",
"ID": 229,
"RuleName": "Number of outside EU bank account transactions greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 1000,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Outside EU",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal transacties met bankrekeningen buiten EU is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Buitenland",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "766",
"$values": [
{
"$id": "767",
"ID": 195,
"RuleID": 229,
"CoreRule": {
"$ref": "765"
},
"Property": "DeviationDetailsByFlag[Outside EU].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "10",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "768",
"$values": []
}
},
{
"$id": "769",
"ID": 232,
"RuleName": "Total credit limit at BKR greatly exceeds threshold",
"Source": "DueDiligence",
"DefaultThreshold": 500000,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Totale geregistreerde kredietlimiet bij BKR is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the total credit limit registered in due diligence (BKR). It might be the case that the credit registration(s) have not yet been updated or an existing own contract is refinanced. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de totaal geregistreerde kredietlimiet in klantonderzoek (BKR). Het kan zijn dat de kredietregistratie(s) nog niet zijn bijgewerkt of dat een eigen contract wordt overgesloten. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "770",
"$values": [
{
"$id": "771",
"ID": 193,
"RuleID": 232,
"CoreRule": {
"$ref": "769"
},
"Property": "DueDiligenceBKRSummaries[*].Sum",
"Comparison": "GreaterThan",
"Value": "500000",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "772",
"$values": []
}
},
{
"$id": "773",
"ID": 234,
"RuleName": "Credit score is insufficient",
"Source": "Offer",
"DefaultThreshold": 930,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "CreditScore",
"DutchRuleName": "Score is onvoldoende",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the credit score in the offer. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de score in het aanbod. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "774",
"$values": [
{
"$id": "775",
"ID": 192,
"RuleID": 234,
"CoreRule": {
"$ref": "773"
},
"Property": "Applicants[*].DueDiligenceBKRPeople[*].Score",
"Comparison": "LowerThan",
"Value": "930",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "776",
"$values": []
}
},
{
"$id": "777",
"ID": 235,
"RuleName": "Co-applicant has insured DGA income",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een DGA inkomen met werknemersverzekeringen",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the DGA income in the bank data (PSD2) and personal data (UWV). If needed, request additional information or adjust the DGA income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het DGA inkomen in de rekeninginformatie (PSD2) en de persoonlijke informatie (UWV). Indien nodig, vraag extra informatie op of verander het het DGA inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "778",
"$values": [
{
"$id": "779",
"ID": 191,
"RuleID": 235,
"CoreRule": {
"$ref": "777"
},
"Property": "Applicants[1].ActiveIncomes[*].SIV",
"Comparison": "Is",
"Value": "17",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "780",
"$values": []
}
},
{
"$id": "781",
"ID": 236,
"RuleName": "Co-applicant has shareholder income (dividend)",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een inkomen als aandeelhouder (dividend)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the shareholder income (dividend) in the bank data (PSD2). If needed, request additional information or adjust the shareholder income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het inkomen als aandeelhouder (dividend) in de rekeninginformatie (PSD2). Indien nodig, vraag extra informatie op of verander het het inkomen als aandeelhouder (dividend) in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "782",
"$values": [
{
"$id": "783",
"ID": 189,
"RuleID": 236,
"CoreRule": {
"$ref": "781"
},
"Property": "Applicants[1].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "ShareholderIncome",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "784",
"$values": []
}
},
{
"$id": "785",
"ID": 237,
"RuleName": "Co-applicant has uninsured DGA income",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een DGA inkomen zonder werknemersverzekeringen",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the DGA income in the bank data (PSD2) and personal data (UWV). If needed, request additional information or adjust the DGA income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het DGA inkomen in de rekeninginformatie (PSD2) en de persoonlijke informatie (UWV). Indien nodig, vraag extra informatie op of verander het het DGA inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "786",
"$values": [
{
"$id": "787",
"ID": 190,
"RuleID": 237,
"CoreRule": {
"$ref": "785"
},
"Property": "Applicants[1].ActiveIncomes[*].SIV",
"Comparison": "Is",
"Value": "13",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "788",
"$values": []
}
},
{
"$id": "789",
"ID": 238,
"RuleName": "Co-applicant has income from self-employment",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een ZZP inkomen",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income from self-employment in the bank data (PSD2) and personal data (UWV). If needed, request additional information or adjust the self-employment income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het ZZP inkomen in de rekeninginformatie (PSD2) en de persoonlijke informatie (UWV). Indien nodig, vraag extra informatie op of verander het het ZZP inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "790",
"$values": [
{
"$id": "791",
"ID": 188,
"RuleID": 238,
"CoreRule": {
"$ref": "789"
},
"Property": "Applicants[1].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "ZZP",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "792",
"ID": 461,
"RuleID": 238,
"CoreRule": {
"$ref": "789"
},
"Property": "Applicants[1].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "Freelancer",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "793",
"$values": [
{
"$id": "794",
"ID": 81,
"RuleID": 238,
"CoreRule": {
"$ref": "789"
},
"Operator1": "1 OR 2",
"Update": 0
}
]
}
},
{
"$id": "795",
"ID": 239,
"RuleName": "Recurring tax expenses",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "(Tax$)",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Terugkerende belastinguitgaven",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Belasting",
"RuleExplanation": "Verify the recurring tax expenses in the bank data (PSD2). If needed, adjust the other expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de terugkerende belastinguitgaven in de rekeninginformatie (PSD2). Indien nodig, verander de overige lasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "796",
"$values": [
{
"$id": "797",
"ID": 170,
"RuleID": 239,
"CoreRule": {
"$ref": "795"
},
"Property": "DeviationDetailsByCategory[Real Estate Transfer Tax].HasRecurringTransactions",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "798",
"ID": 179,
"RuleID": 239,
"CoreRule": {
"$ref": "795"
},
"Property": "DeviationDetailsByCategory[Corporation Tax].HasRecurringTransactions",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "799",
"ID": 180,
"RuleID": 239,
"CoreRule": {
"$ref": "795"
},
"Property": "DeviationDetailsByCategory[Dividend Tax].HasRecurringTransactions",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "800",
"ID": 181,
"RuleID": 239,
"CoreRule": {
"$ref": "795"
},
"Property": "DeviationDetailsByCategory[Income Tax].HasRecurringTransactions",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "801",
"ID": 182,
"RuleID": 239,
"CoreRule": {
"$ref": "795"
},
"Property": "DeviationDetailsByCategory[Inheritence / Gift Tax].HasRecurringTransactions",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "802",
"ID": 183,
"RuleID": 239,
"CoreRule": {
"$ref": "795"
},
"Property": "DeviationDetailsByCategory[Municipality Tax].HasRecurringTransactions",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "803",
"ID": 184,
"RuleID": 239,
"CoreRule": {
"$ref": "795"
},
"Property": "DeviationDetailsByCategory[Payroll Tax].HasRecurringTransactions",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "804",
"ID": 185,
"RuleID": 239,
"CoreRule": {
"$ref": "795"
},
"Property": "DeviationDetailsByCategory[Vehicle Tax].HasRecurringTransactions",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "805",
"$values": [
{
"$id": "806",
"ID": 1,
"RuleID": 239,
"CoreRule": {
"$ref": "795"
},
"Operator1": "1 OR 2 OR 3 OR 4 OR 5 OR 6 OR 7 OR 8",
"Update": 0
}
]
}
},
{
"$id": "807",
"ID": 240,
"RuleName": "Private lease without car expenses",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "(Fuel|Car Insurance)",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Private lease zonder autokosten",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "(Brandstof|Verzekering)",
"RuleExplanation": "Verify the private lease expenses in the bank data (PSD2). Bank accounts might not be shared or car expenses might not be correctly categorized. If needed, request additional bank accounts. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de private lease kosten in de rekeninginformatie (PSD2). Mogelijk zijn er bankrekeningen niet gedeeld of zijn de private lease kosten niet correct gecategoriseerd. Indien nodig, vraag extra bankrekeningen op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "808",
"$values": [
{
"$id": "809",
"ID": 177,
"RuleID": 240,
"CoreRule": {
"$ref": "807"
},
"Property": "AffordabilityInputs[$].PrivateLeaseCar1",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "810",
"ID": 178,
"RuleID": 240,
"CoreRule": {
"$ref": "807"
},
"Property": "DeviationDetailsByCategory[Fuel].SumLastMonth",
"Comparison": "Is",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "811",
"$values": [
{
"$id": "812",
"ID": 6,
"RuleID": 240,
"CoreRule": {
"$ref": "807"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "813",
"ID": 241,
"RuleName": "Applicant has multiple potential matches at BKR",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": "ReviewDueDiligence",
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "BKR geeft voor aanvrager meerdere resultaten",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the BKR CKI matches, and specify whether to perform one or multiple checks or confirm that the applicant is unknown.",
"DutchRuleExplanation": "Controleer de BKR CKI matches, en bepaal of er een of meerdere doortoetsen moeten plaatsvinden of bevestig dat de aanvrager onbekend is bij BKR.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "814",
"$values": [
{
"$id": "815",
"ID": 236,
"RuleID": 241,
"CoreRule": {
"$ref": "813"
},
"Property": "Applicants[0].DueDiligenceBkrpeople[$].MatchType",
"Comparison": "Is",
"Value": "UnknownBySchema",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "816",
"ID": 426,
"RuleID": 241,
"CoreRule": {
"$ref": "813"
},
"Property": "Applicants[0].DueDiligenceBkrpeople[$].MatchType",
"Comparison": "Is",
"Value": "MatchOnName",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "817",
"ID": 427,
"RuleID": 241,
"CoreRule": {
"$ref": "813"
},
"Property": "Applicants[0].DueDiligenceBkrpeople[$].BorrowerStatus",
"Comparison": "Is",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "818",
"$values": [
{
"$id": "819",
"ID": 76,
"RuleID": 241,
"CoreRule": {
"$ref": "813"
},
"Operator1": "1 OR (2 AND 3)",
"Update": 0
}
]
}
},
{
"$id": "820",
"ID": 242,
"RuleName": "Co-applicant has multiple potential matches at BKR",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": "ReviewDueDiligence",
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "BKR geeft voor medeaanvrager meerdere resultaten",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the BKR CKI matches, and specify whether to perform one or multiple checks or confirm that the co-applicant is unknown.",
"DutchRuleExplanation": "Controleer de BKR CKI matches, en bepaal of er een of meerdere doortoetsen moeten plaatsvinden of bevestig dat de medeaanvrager onbekend is bij BKR.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "821",
"$values": [
{
"$id": "822",
"ID": 237,
"RuleID": 242,
"CoreRule": {
"$ref": "820"
},
"Property": "Applicants[1].DueDiligenceBKRPeople[$].MatchType",
"Comparison": "Is",
"Value": "UnknownBySchema",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "823",
"ID": 428,
"RuleID": 242,
"CoreRule": {
"$ref": "820"
},
"Property": "Applicants[1].DueDiligenceBkrpeople[$].MatchType",
"Comparison": "Is",
"Value": "MatchOnName",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "824",
"ID": 429,
"RuleID": 242,
"CoreRule": {
"$ref": "820"
},
"Property": "Applicants[1].DueDiligenceBkrpeople[$].BorrowerStatus",
"Comparison": "Is",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "825",
"$values": [
{
"$id": "826",
"ID": 77,
"RuleID": 242,
"CoreRule": {
"$ref": "820"
},
"Operator1": "1 OR (2 AND 3)",
"Update": 0
}
]
}
},
{
"$id": "827",
"ID": 243,
"RuleName": "Co-applicant\u0027s address does not have residential zoning",
"Source": "AggregatedData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review the address details and verify with the applicant which address is correct, and review if incorrect data has been provided by Ockto.",
"TriggerReason": "We have identified that an applicant has a non-residential current addresses.",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "AddressNonResidential",
"DutchRuleName": "Adres medeaanvrager heeft geen woonbestemming",
"DutchTriggerReason": "We hebben vastgesteld dat de aanvrager niet op een woonadres geregistreerd staat.",
"DutchSuggestedResolution": "Controleer de adresgegevens van de klant en stel vast welk adres correct is. Controleer of Ockto het adres in het juiste formaat heeft doorgegeven.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the co-applicant that he or she needs to be registered on a residential address in the BRP. Request the co-applicant to update the data in the BRP through the municipality. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Informeer de medeaanvrager dat hij of zij alleen op een woonadres ingeschreven kan staan in het BRP. Verzoek de medeaanvrager om de gegevens in het BRP door de gemeente bij te laten werken. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "828",
"$values": [
{
"$id": "829",
"ID": 238,
"RuleID": 243,
"CoreRule": {
"$ref": "827"
},
"Property": "AggregatedData[*].CurrentAddressType",
"Comparison": "Is",
"Value": "NonResidentialAddress",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "830",
"ID": 239,
"RuleID": 243,
"CoreRule": {
"$ref": "827"
},
"Property": "Applicants[1].Addresses[*].Type",
"Comparison": "IsNot",
"Value": "Residential",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "831",
"$values": [
{
"$id": "832",
"ID": 22,
"RuleID": 243,
"CoreRule": {
"$ref": "827"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "833",
"ID": 244,
"RuleName": "Applicant credit score is insufficient",
"Source": "Offer",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "ApplicantScore",
"DutchRuleName": "Score van aanvrager is onvoldoende",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the credit score in the offer. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de score in het aanbod. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "834",
"$values": [
{
"$id": "835",
"ID": 241,
"RuleID": 244,
"CoreRule": {
"$ref": "833"
},
"Property": "Applicants[0].DueDiligenceBkrpeople[*].Score",
"Comparison": "LowerThan",
"Value": "930",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "836",
"$values": []
}
},
{
"$id": "837",
"ID": 245,
"RuleName": "Co-applicant credit score is insufficient",
"Source": "Offer",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "CoApplicantScore",
"DutchRuleName": "Score van mede-aanvrager is onvoldoende",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the credit score in the offer. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de score in het aanbod. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "838",
"$values": [
{
"$id": "839",
"ID": 242,
"RuleID": 245,
"CoreRule": {
"$ref": "837"
},
"Property": "Applicants[1].DueDiligenceBKRPeople[*].Score",
"Comparison": "LowerThan",
"Value": "930",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "840",
"$values": []
}
},
{
"$id": "841",
"ID": 246,
"RuleName": "Application does not have a credit rating",
"Source": "Offer",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvraag heeft geen risicoklasse",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the credit score in the offer. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de score in het aanbod. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "842",
"$values": [
{
"$id": "843",
"ID": 243,
"RuleID": 246,
"CoreRule": {
"$ref": "841"
},
"Property": "LoanDetails[$].CreditRating",
"Comparison": "Is",
"Value": "None",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "844",
"$values": []
}
},
{
"$id": "845",
"ID": 247,
"RuleName": "Credit registration at BKR was in Arrears (AH)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR had een achterstand (AH)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the repaired arrears (AH) credit registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de herstelde achterstand (AH) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "846",
"$values": [
{
"$id": "847",
"ID": 244,
"RuleID": 247,
"CoreRule": {
"$ref": "845"
},
"Property": "DueDiligenceBKRAgreements[*].IsRecoveredFromCodeA",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "848",
"$values": []
}
},
{
"$id": "849",
"ID": 248,
"RuleName": "Credit registration at BKR had repayment arrangement (1H)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR had een betalingsregeling (1H)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the repaired repayment arrangement (1H) credit registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de herstelde betalingsregeling (1H) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "850",
"$values": [
{
"$id": "851",
"ID": 245,
"RuleID": 248,
"CoreRule": {
"$ref": "849"
},
"Property": "DueDiligenceBKRAgreements[*].IsRecoveredFromCode1",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "852",
"$values": []
}
},
{
"$id": "853",
"ID": 249,
"RuleName": "Credit registration at BKR had called-in claims (2H)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR had een opge\u00EBist krediet (2H)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the repaired called-in claims (2H) credit registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de herstelde opge\u00EBiste (2H) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "854",
"$values": [
{
"$id": "855",
"ID": 246,
"RuleID": 249,
"CoreRule": {
"$ref": "853"
},
"Property": "DueDiligenceBKRAgreements[*].IsRecoveredFromCode2",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "856",
"$values": []
}
},
{
"$id": "857",
"ID": 250,
"RuleName": "Credit registration at BKR was written-off (3H)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR was kwijtgescholden of afgeschreven (3H)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the repaired written-off (3H) credit registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de herstelde kwijtgescholden of afgeschreven (3H) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "858",
"$values": [
{
"$id": "859",
"ID": 247,
"RuleID": 250,
"CoreRule": {
"$ref": "857"
},
"Property": "DueDiligenceBKRAgreements[*].IsRecoveredFromCode3",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "860",
"$values": []
}
},
{
"$id": "861",
"ID": 251,
"RuleName": "Credit registration at BKR had unreachable lender (4H)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR had een onbereikbare lener (4H)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the repaired unreachable (4H) credit registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de herstelde onbereikbare lener (4H) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "862",
"$values": [
{
"$id": "863",
"ID": 249,
"RuleID": 251,
"CoreRule": {
"$ref": "861"
},
"Property": "DueDiligenceBKRAgreements[*].IsRecoveredFromCode4",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "864",
"$values": []
}
},
{
"$id": "865",
"ID": 252,
"RuleName": "Credit registration at BKR had preventative arrangement (5H)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR had een preventieve betalingsregeling (5H)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the repaired preventative arrangement (5H) credit registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de herstelde preventieve betalingsregeling (5H) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "866",
"$values": [
{
"$id": "867",
"ID": 250,
"RuleID": 252,
"CoreRule": {
"$ref": "865"
},
"Property": "DueDiligenceBKRAgreements[*].IsRecoveredFromCode5",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "868",
"$values": []
}
},
{
"$id": "869",
"ID": 253,
"RuleName": "Credit registration at BKR had ongoing dispute (9H)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Kredietregistratie bij BKR had een geschil met een financieringsmaatschappij (9H)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the repaired ongoing dispute (9H) credit registration in due diligence (BKR). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de herstelde geschil met een kredietmaatschappij (9H) kredietregistratie in klantonderzoek (BKR). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "870",
"$values": [
{
"$id": "871",
"ID": 251,
"RuleID": 253,
"CoreRule": {
"$ref": "869"
},
"Property": "DueDiligenceBKRAgreements[*].IsRecoveredFromCode9",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "872",
"$values": []
}
},
{
"$id": "873",
"ID": 254,
"RuleName": "Home owner without mortgage expenses",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "(Mortgage|Rental)",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Huiseigenaar zonder hypotheeklasten",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "(Hypotheek|Huur)",
"RuleExplanation": "Verify the mortgage in personal data (VIA) and the bank data (PSD2). The mortgage might be fully repaid. If needed, request additional information or adjust the gross housing expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de hypotheek in de persoonsgegevens (VIA) en de rekeninginformatie (PSD2). De hypotheek is mogelijk volledig ingelost. Indien nodig, vraag extra informatie op of verander de bruto woonlasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "874",
"$values": [
{
"$id": "875",
"ID": 253,
"RuleID": 254,
"CoreRule": {
"$ref": "873"
},
"Property": "AggregatedData[$].LivingSituation",
"Comparison": "Is",
"Value": "HomeOwner",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "876",
"ID": 254,
"RuleID": 254,
"CoreRule": {
"$ref": "873"
},
"Property": "DeviationDetailsByCategory[Mortgages].CountLastMonth",
"Comparison": "Is",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "877",
"$values": [
{
"$id": "878",
"ID": 23,
"RuleID": 254,
"CoreRule": {
"$ref": "873"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "879",
"ID": 255,
"RuleName": "Applicant employment income from bank transactions doesn\u2019t match with UWV",
"Source": "Transactions",
"DefaultThreshold": 10,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "Salary",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Inkomen uit dienstverband van de aanvrager in bank transacties komt niet overeen met UWV",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Salaris",
"RuleExplanation": "Verify why the income amount from employment in the the bank data doesn\u2019t match with the personal data (UWV). If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer waarom de hoogte van het inkomen uit dienstverband in de rekeninginformatie (PSD2) niet overeenkomt met de persoonsgegevens (UWV). Indien nodig, verander het inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "880",
"$values": [
{
"$id": "881",
"ID": 255,
"RuleID": 255,
"CoreRule": {
"$ref": "879"
},
"Property": "Applicants[0].ActiveIncomes[*].DeviationWithBankTransactions",
"Comparison": "GreaterThan",
"Value": "10",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "882",
"$values": []
}
},
{
"$id": "883",
"ID": 256,
"RuleName": "Co-applicant employment income from bank transactions doesn\u2019t match with UWV",
"Source": "Transactions",
"DefaultThreshold": 10,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "Salary",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Inkomen uit dienstverband van de medeaanvrager in bank transacties komt niet overeen met UWV",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Salaris",
"RuleExplanation": "Verify why the income amount from employment in the the bank data doesn\u2019t match with the personal data (UWV). If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer waarom de hoogte van het inkomen uit dienstverband in de rekeninginformatie (PSD2) niet overeenkomt met de persoonsgegevens (UWV). Indien nodig, verander het inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "884",
"$values": [
{
"$id": "885",
"ID": 256,
"RuleID": 256,
"CoreRule": {
"$ref": "883"
},
"Property": "Applicants[1].ActiveIncomes[*].DeviationWithBankTransactions",
"Comparison": "GreaterThan",
"Value": "10",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "886",
"$values": []
}
},
{
"$id": "887",
"ID": 257,
"RuleName": "Applicant employment income not regular",
"Source": "Transactions",
"DefaultThreshold": 5,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "ApplicantIncome",
"DutchRuleName": "Inkomen uit dienstverband van de aanvrager is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the stability of the SV income in personal data (UWV). A deviation in employment income might impact the calculation of the SV income. If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het SV inkomen in persoonsgegevens (UWV). Een niet regelmatig inkomen uit dienstverband heeft mogelijk invloed op de berekening van het SV inkomen. Indien nodig, verander het Inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "888",
"$values": [
{
"$id": "889",
"ID": 257,
"RuleID": 257,
"CoreRule": {
"$ref": "887"
},
"Property": "Applicants[0].ActiveIncomes[*].DeviationInSVIncome",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "890",
"$values": []
}
},
{
"$id": "891",
"ID": 258,
"RuleName": "Co-applicant employment income not regular",
"Source": "Transactions",
"DefaultThreshold": 5,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "CoApplicantIncome",
"DutchRuleName": "Inkomen uit dienstverband van de medeaanvrager is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the stability of the SV income in personal data (UWV). A deviation in employment income might impact the calculation of the SV income. If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het SV inkomen in persoonsgegevens (UWV). Een niet regelmatig inkomen uit dienstverband heeft mogelijk invloed op de berekening van het SV inkomen. Indien nodig, verander het Inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "892",
"$values": [
{
"$id": "893",
"ID": 258,
"RuleID": 258,
"CoreRule": {
"$ref": "891"
},
"Property": "Applicants[1].ActiveIncomes[*].DeviationInSVIncome",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "894",
"$values": []
}
},
{
"$id": "895",
"ID": 259,
"RuleName": "Number of cash withdrawals greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Cash withdrawals",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal geldopnames is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Geldopname",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "896",
"$values": [
{
"$id": "897",
"ID": 259,
"RuleID": 259,
"CoreRule": {
"$ref": "895"
},
"Property": "DeviationDetailsByCategory[Cash Withdrawals].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "50",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "898",
"$values": []
}
},
{
"$id": "899",
"ID": 260,
"RuleName": "Total credit limit registered at BKR in last 12 months exceeds threshold",
"Source": "DueDiligence",
"DefaultThreshold": 75000,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Totale geregistreerde kredietlimiet bij BKR in de laatste 12 maanden is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the credit limit registered in the last 12 months in due diligence (BKR). It might be the case that the credit registration has not yet been updated or that the applicant(s) are in arrears. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de geregistreerde kredietlimiet in de laatste 12 maanden in klantonderzoek (BKR). Het kan zijn dat de kredietregistratie(s) nog niet zijn bijgewerkt of dat de aanvrager(s) in achterstand zijn. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "900",
"$values": [
{
"$id": "901",
"ID": 260,
"RuleID": 260,
"CoreRule": {
"$ref": "899"
},
"Property": "DueDiligenceBKRSummaries[*].SumOfAgreementsLast12Months",
"Comparison": "GreaterThan",
"Value": "75000",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "902",
"$values": []
}
},
{
"$id": "903",
"ID": 261,
"RuleName": "Employer in UWV of applicant cannot be found in bank transactions",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Salary",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Werkgever in UWV van aanvrager komt niet voor in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Salaris",
"RuleExplanation": "Verify the employer from personal data (UWV) with the bank data. If needed, request additional bank accounts or adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de werkgever uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "904",
"$values": [
{
"$id": "905",
"ID": 297,
"RuleID": 261,
"CoreRule": {
"$ref": "903"
},
"Property": "Applicants[0].ActiveIncomes[*].NotIgnoredWithMismatch",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "906",
"$values": []
}
},
{
"$id": "907",
"ID": 262,
"RuleName": "Employer in UWV of co-applicant cannot be found in bank transactions",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Salary",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Werkgever in UWV van medeaanvrager komt niet voor in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Salaris",
"RuleExplanation": "Verify the employer from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de werkgever uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "908",
"$values": [
{
"$id": "909",
"ID": 370,
"RuleID": 262,
"CoreRule": {
"$ref": "907"
},
"Property": "Applicants[1].ActiveIncomes[*].NotIgnoredWithMismatch",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "910",
"$values": []
}
},
{
"$id": "911",
"ID": 263,
"RuleName": "Loan duration limited by maximum age of the applicant(s)",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review and update the loan and affordability details, or ask the applicant to accept the alternative offer.",
"TriggerReason": "The loan duration of the offer is limited by maximum age of the applicant(s)",
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Offer",
"WarningField": null,
"DutchRuleName": "Looptijd van de lening is verkort door de maximale leeftijd van de aanvrager(s)",
"DutchTriggerReason": "De looptijd van de lening is verkort door de maximale leeftijd van de aanvrager(s)",
"DutchSuggestedResolution": "Beoordeel en corrigeer de gegevens in Aanbod en Bestedingsruimte, geef een alternatief aanbod of vraag de aanvrager(s) om akkoord te gaan met het alternatieve aanbod.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant(s) that the loan duration has been reduced due to the applicant(s) age. If needed, adjust the offer to continue.",
"DutchRuleExplanation": "Informeer de aanvrager(s) dat de looptijd van de lening is verkort vanwege de leeftijd van de aanvrager(s). Indien nodig, verander het aanbod om verder te gaan.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "912",
"$values": [
{
"$id": "913",
"ID": 263,
"RuleID": 263,
"CoreRule": {
"$ref": "911"
},
"Property": "AffordabilityOutputs[$].MaximumDuration",
"Comparison": "LowerThan",
"Value": "AffordabilityInputs[$].LoanDuration",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "914",
"$values": []
}
},
{
"$id": "915",
"ID": 264,
"RuleName": "BKR check could not be performed",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": "ReviewDueDiligence",
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "BKR-toets kon niet worden uitgevoerd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the availability of BKR / Logilink on iLoan Status. The check will be retried automatically several times. If needed, retry the BKR check manually when the service is available again.",
"DutchRuleExplanation": "Controleer de beschikbaarheid van BKR / Logilink op iLoan Status. De toets wordt automatisch enkele keren opnieuw uitgevoerd. Indien nodig, voor de BKR toets handmatig uit wanneer de dienst weer beschikbaar is.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "916",
"$values": [
{
"$id": "917",
"ID": 264,
"RuleID": 264,
"CoreRule": {
"$ref": "915"
},
"Property": "DueDiligencePeople[*].HasBKRHit",
"Comparison": "Is",
"Value": "Unknown",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "918",
"ID": 270,
"RuleID": 264,
"CoreRule": {
"$ref": "915"
},
"Property": "DueDiligenceBKRPeople[*].MatchType",
"Comparison": "Is",
"Value": "CommunicationErrorWithBKR",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "919",
"ID": 271,
"RuleID": 264,
"CoreRule": {
"$ref": "915"
},
"Property": "DueDiligenceBKRPeople[*].MatchType",
"Comparison": "Is",
"Value": "CommunicationErrorWithLogilink",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "920",
"$values": [
{
"$id": "921",
"ID": 24,
"RuleID": 264,
"CoreRule": {
"$ref": "915"
},
"Operator1": "1 OR 2 OR 3",
"Update": 0
}
]
}
},
{
"$id": "922",
"ID": 265,
"RuleName": "VIS check could not be performed",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": "ReviewDueDiligence",
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "VIS-toets kon niet worden uitgevoerd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the availability of BKR / Logilink on iLoan Status. The check will be retried automatically several times. If needed, retry the VIS check manually when the service is available again.",
"DutchRuleExplanation": "Controleer de beschikbaarheid van BKR / Logilink op iLoan Status. De toets wordt automatisch enkele keren opnieuw uitgevoerd. Indien nodig, voor de VIS toets handmatig uit wanneer de dienst weer beschikbaar is.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "923",
"$values": [
{
"$id": "924",
"ID": 265,
"RuleID": 265,
"CoreRule": {
"$ref": "922"
},
"Property": "DueDiligencePeople[*].HasVISHit",
"Comparison": "Is",
"Value": "Unknown",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "925",
"ID": 272,
"RuleID": 265,
"CoreRule": {
"$ref": "922"
},
"Property": "DueDiligenceVISChecks[*].HasVISMatch",
"Comparison": "Is",
"Value": "Unknown",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "926",
"$values": [
{
"$id": "927",
"ID": 25,
"RuleID": 265,
"CoreRule": {
"$ref": "922"
},
"Operator1": "1 OR 2",
"Update": 0
}
]
}
},
{
"$id": "928",
"ID": 266,
"RuleName": "KYC check could not be performed",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": "ReviewDueDiligence",
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "KYC-toets kon niet worden uitgevoerd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the availability of the KYC systems on iLoan Status. The check will be retried automatically several times. If needed, retry the KYC check manually when the service is available again.",
"DutchRuleExplanation": "Controleer de beschikbaarheid van de KYC systemen op iLoan Status. De toets wordt automatisch enkele keren opnieuw uitgevoerd. Indien nodig, voor de KYC toets handmatig uit wanneer de dienst weer beschikbaar is.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "929",
"$values": [
{
"$id": "930",
"ID": 266,
"RuleID": 266,
"CoreRule": {
"$ref": "928"
},
"Property": "DueDiligencePeople[*].HasCDDHit",
"Comparison": "Is",
"Value": "Unknown",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "931",
"$values": []
}
},
{
"$id": "932",
"ID": 267,
"RuleName": "CCBR check could not be performed",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": "ReviewDueDiligence",
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "CCBR-toets kon niet worden uitgevoerd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the availability of Rechtspraak.nl on iLoan Status. The check will be retried automatically several times. If needed, retry the CCBR check manually when the service is available again.",
"DutchRuleExplanation": "Controleer de beschikbaarheid van Rechtspraak.nl op iLoan Status. De toets wordt automatisch enkele keren opnieuw uitgevoerd. Indien nodig, voer de CCBR toets handmatig uit wanneer de dienst weer beschikbaar is.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "933",
"$values": [
{
"$id": "934",
"ID": 267,
"RuleID": 267,
"CoreRule": {
"$ref": "932"
},
"Property": "DueDiligencePeople[*].HasCCBRHit",
"Comparison": "Is",
"Value": "Unknown",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "935",
"ID": 477,
"RuleID": 267,
"CoreRule": {
"$ref": "932"
},
"Property": "InsuranceQuestionByType[UnderGuardianshipOrFinancialAdministration].Value",
"Comparison": "Is",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "936",
"$values": [
{
"$id": "937",
"ID": 86,
"RuleID": 267,
"CoreRule": {
"$ref": "932"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "938",
"ID": 268,
"RuleName": "CIR check could not be performed",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": "ReviewDueDiligence",
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "CIR-toets kon niet worden uitgevoerd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the availability of Rechtspraak.nl on iLoan Status. The check will be retried automatically several times. If needed, retry the CIR check manually when the service is available again.",
"DutchRuleExplanation": "Controleer de beschikbaarheid van Rechtspraak.nl op iLoan Status. De toets wordt automatisch enkele keren opnieuw uitgevoerd. Indien nodig, voer de KYC toets handmatig uit wanneer de dienst weer beschikbaar is.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "939",
"$values": [
{
"$id": "940",
"ID": 268,
"RuleID": 268,
"CoreRule": {
"$ref": "938"
},
"Property": "DueDiligencePeople[*].HasCIRHit",
"Comparison": "Is",
"Value": "Unknown",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "941",
"ID": 478,
"RuleID": 268,
"CoreRule": {
"$ref": "938"
},
"Property": "InsuranceQuestionByType[UnderGuardianshipOrFinancialAdministration].Value",
"Comparison": "Is",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "942",
"$values": [
{
"$id": "943",
"ID": 87,
"RuleID": 268,
"CoreRule": {
"$ref": "938"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "944",
"ID": 269,
"RuleName": "Internal list check could not be performed",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": "ReviewDueDiligence",
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Interne controlelijst toets kon niet worden uitgevoerd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Create a support ticket with iLoan.",
"DutchRuleExplanation": "Maak een support ticket aan bij iLoan.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "945",
"$values": [
{
"$id": "946",
"ID": 269,
"RuleID": 269,
"CoreRule": {
"$ref": "944"
},
"Property": "DueDiligencePeople[0].HasInternalCheckListHit",
"Comparison": "Is",
"Value": "Unknown",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "947",
"$values": []
}
},
{
"$id": "948",
"ID": 270,
"RuleName": "Applicant state pension income not regular",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "AOW",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "AOW inkomen van de aanvrager is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "AOW",
"RuleExplanation": "Verify the stability of the AOW income in the bank data (PSD2). If needed, adjust the AOW income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het AOW inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het AOW inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "949",
"$values": [
{
"$id": "950",
"ID": 273,
"RuleID": 270,
"CoreRule": {
"$ref": "948"
},
"Property": "DeviationDetailsByApplicantAndCategory[Applicant_AOW].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "951",
"$values": []
}
},
{
"$id": "952",
"ID": 271,
"RuleName": "Co-applicant state pension income not regular",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "AOW",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "AOW inkomen van de medeaanvrager is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "AOW",
"RuleExplanation": "Verify the stability of the AOW income in the bank data (PSD2). If needed, adjust the AOW income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het AOW inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het AOW inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "953",
"$values": [
{
"$id": "954",
"ID": 274,
"RuleID": 271,
"CoreRule": {
"$ref": "952"
},
"Property": "DeviationDetailsByApplicantAndCategory[CoApplicant_AOW].SumDeviationAbsolute",
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},
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},
{
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"DutchRuleExplanation": "Controleer de bestendigheid van het pensioeninkomen in de rekeninginformatie (PSD2). Indien nodig, verander het pensioeninkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
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}
},
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"DutchRuleExplanation": "Controleer de bestendigheid van het pensioeninkomen in de rekeninginformatie (PSD2). Indien nodig, verander het pensioeninkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
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"Update": 0,
"Scope": "Application",
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}
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}
},
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"DutchRuleExplanation": "Controleer de bestendigheid van het WGA inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het WGA inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
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"Scope": "Application",
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{
"$id": "966",
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"CoreRule": {
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},
"Property": "DeviationDetailsByApplicantAndCategory[Applicant_WGA].SumDeviationAbsolute",
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"Update": 0
}
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},
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}
},
{
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"DutchRuleExplanation": "Controleer de bestendigheid van het WGA inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het WGA inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
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"Scope": "Application",
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{
"$id": "970",
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"CoreRule": {
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},
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}
]
},
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}
},
{
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"DutchRuleExplanation": "Controleer de bestendigheid van het IVA inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het IVA inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
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"Update": 0,
"Scope": "Application",
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{
"$id": "974",
"ID": 279,
"RuleID": 276,
"CoreRule": {
"$ref": "972"
},
"Property": "DeviationDetailsByApplicantAndCategory[Applicant_IVA].SumDeviationAbsolute",
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"Value": "5",
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"ReturnCount": false,
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}
},
{
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"DutchRuleExplanation": "Controleer de bestendigheid van het IVA inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het IVA inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
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"Update": 0,
"Scope": "Application",
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"$values": [
{
"$id": "978",
"ID": 280,
"RuleID": 277,
"CoreRule": {
"$ref": "976"
},
"Property": "DeviationDetailsByApplicantAndCategory[CoApplicant_IVA].SumDeviationAbsolute",
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"Update": 0
}
]
},
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}
},
{
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"DutchRuleExplanation": "Controleer de bestendigheid van het WAO inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het WAO inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
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"Update": 0,
"Scope": "Application",
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"CoreRule": {
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},
"Property": "DeviationDetailsByApplicantAndCategory[Applicant_WAO].SumDeviationAbsolute",
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}
},
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"DutchRuleExplanation": "Controleer de bestendigheid van het WAO inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het WAO inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
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"Title": null,
"Update": 0,
"Scope": "Application",
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{
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"CoreRule": {
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},
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}
]
},
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}
},
{
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"DutchFilterOnClickthrough": "AOW",
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"DutchRuleExplanation": "Controleer de bestendigheid van het AOW inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het AOW inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
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"Scope": "Application",
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},
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}
]
},
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}
},
{
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"DutchRuleExplanation": "Controleer de bestendigheid van het pensioeninkomen in de rekeninginformatie (PSD2). Indien nodig, verander het pensioeninkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
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"Update": 0
}
]
},
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}
},
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"Scope": "Application",
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},
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}
},
{
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"DutchRuleExplanation": "Controleer de bestendigheid van het IVA inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het IVA inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
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"Update": 0,
"Scope": "Application",
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{
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"ID": 286,
"RuleID": 283,
"CoreRule": {
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},
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"Update": 0
}
]
},
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}
},
{
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"WorkItemId": null,
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"Scope": "Application",
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{
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"ID": 287,
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"CoreRule": {
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}
]
},
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}
},
{
"$id": "1008",
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"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "IVA",
"RuleExplanation": "Verify the IVA provider from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the IVA income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de IVA uitkeringsinstantie uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het IVA inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
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"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
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"$values": [
{
"$id": "1010",
"ID": 288,
"RuleID": 285,
"CoreRule": {
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},
"Property": "SocialSecurityMismatchWithSourceData[IVA].Value",
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"Update": 0
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},
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},
{
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"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "WAO uitkeringsinstantie in banktransacties komt niet overeen met UWV",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the WAO provider from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the WAO income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de WAO uitkeringsinstantie uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het WAO inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1013",
"$values": [
{
"$id": "1014",
"ID": 290,
"RuleID": 286,
"CoreRule": {
"$ref": "1012"
},
"Property": "SocialSecurityMismatchWithSourceData[WAO].Value",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1015",
"$values": []
}
},
{
"$id": "1016",
"ID": 287,
"RuleName": "WGA provider in bank transactions does not match with UWV",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "WGA",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "WGA uitkeringsinstantie in banktransacties komt niet overeen met UWV",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the WGA provider from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the WGA income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de WGA uitkeringsinstantie uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het WGA inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1017",
"$values": [
{
"$id": "1018",
"ID": 292,
"RuleID": 287,
"CoreRule": {
"$ref": "1016"
},
"Property": "SocialSecurityMismatchWithSourceData[WGA].Value",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1019",
"$values": []
}
},
{
"$id": "1020",
"ID": 288,
"RuleName": "IVA provider from UWV cannot be found in bank transactions",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "IVA uitkeringsinstantie in UWV komt niet voor in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the IVA provider from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the IVA income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de IVA uitkeringsinstantie uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het IVA inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1021",
"$values": [
{
"$id": "1022",
"ID": 294,
"RuleID": 288,
"CoreRule": {
"$ref": "1020"
},
"Property": "SocialSecurityMismatchWithBankTransactions[IVA].Value",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1023",
"$values": []
}
},
{
"$id": "1024",
"ID": 289,
"RuleName": "WAO provider from UWV cannot be found in bank transactions",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "WAO",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "WAO uitkeringsinstantie in UWV komt niet voor in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the WAO provider from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the WAO income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de WAO uitkeringsinstantie uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het WAO inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1025",
"$values": [
{
"$id": "1026",
"ID": 295,
"RuleID": 289,
"CoreRule": {
"$ref": "1024"
},
"Property": "SocialSecurityMismatchWithBankTransactions[WAO].Value",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1027",
"$values": []
}
},
{
"$id": "1028",
"ID": 290,
"RuleName": "WGA provider from UWV cannot be found in bank transactions",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "WGA",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "WGA uitkeringsinstantie in UWV komt niet voor in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the WGA provider from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the WGA income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de WGA uitkeringsinstantie uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het WGA inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1029",
"$values": [
{
"$id": "1030",
"ID": 296,
"RuleID": 290,
"CoreRule": {
"$ref": "1028"
},
"Property": "SocialSecurityMismatchWithBankTransactions[WGA].Value",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1031",
"$values": []
}
},
{
"$id": "1032",
"ID": 291,
"RuleName": "Residual mortgage with NHG registered at BKR (RN)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Restschuld Hypothecair Krediet met NHG geregistreerd bij BKR (RN)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the residual mortgage with NHG registered at BKR (RN) in due diligence. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de restschuld Hypothecair Krediet met NHG geregistreerd bij BKR (RN) in klantonderzoek. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1033",
"$values": [
{
"$id": "1034",
"ID": 301,
"RuleID": 291,
"CoreRule": {
"$ref": "1032"
},
"Property": "DueDiligenceBKRAgreements[*].ActiveAgreementType",
"Comparison": "Is",
"Value": "RN",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1035",
"$values": []
}
},
{
"$id": "1036",
"ID": 292,
"RuleName": "Residual mortgage without NHG registered at BKR (RH)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Restschuld Hypothecair Krediet zonder NHG geregistreerd bij BKR (RH)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the residual mortgage without NHG registered at BKR (RN) in due diligence. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de restschuld Hypothecair Krediet zonder NHG geregistreerd bij BKR (RN) in klantonderzoek. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1037",
"$values": [
{
"$id": "1038",
"ID": 302,
"RuleID": 292,
"CoreRule": {
"$ref": "1036"
},
"Property": "DueDiligenceBKRAgreements[*].ActiveAgreementType",
"Comparison": "Is",
"Value": "RH",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1039",
"$values": []
}
},
{
"$id": "1040",
"ID": 293,
"RuleName": "Mortgage loan other real estate registered with BKR (HO)",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Hypothecair krediet overige onroerend goed geregistreerd bij BKR (HO)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the mortgage loan other real estate (HO) in due diligence. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het hypothecair krediet overig ontroerend goed (HO) in klantonderzoek. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1041",
"$values": [
{
"$id": "1042",
"ID": 303,
"RuleID": 293,
"CoreRule": {
"$ref": "1040"
},
"Property": "DueDiligenceBKRAgreements[*].ActiveAgreementType",
"Comparison": "Is",
"Value": "HO",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1043",
"$values": []
}
},
{
"$id": "1044",
"ID": 324,
"RuleName": "Rental income in bank transactions",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Rental Income",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Huurinkomsten in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Huurinkomsten",
"RuleExplanation": "Verify the partner rental income in the bank data (PSD2). If needed, request additional information or adjust the rental income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de huurinkomsten in de rekeninginformatie (PSD2). Indien nodig, vraag extra informatie op of verander het huurinkomsten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1045",
"$values": [
{
"$id": "1046",
"ID": 334,
"RuleID": 324,
"CoreRule": {
"$ref": "1044"
},
"Property": "DeviationDetailsByCategory[Rental Income].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1047",
"$values": []
}
},
{
"$id": "1048",
"ID": 325,
"RuleName": "Partner alimony income in bank transactions",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Partner Alimony Income",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Partneralimentatie inkomen in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Alimentatie",
"RuleExplanation": "Verify the partner alimony income in the bank data (PSD2). If needed, request additional information or adjust the partner alimony income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het partneralimentatie inkomen in de rekeninginformatie (PSD2). Indien nodig, vraag extra informatie op of verander het partneralimentatie inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1049",
"$values": [
{
"$id": "1050",
"ID": 375,
"RuleID": 325,
"CoreRule": {
"$ref": "1048"
},
"Property": "DeviationDetailsByCategory[Partner Alimony Income].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1051",
"$values": []
}
},
{
"$id": "1052",
"ID": 326,
"RuleName": "Applicant data is missing mandatory date of birth",
"Source": "AggregatedData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Use \u0027Request Government Data\u0027 to ask the applicant to retry collecting source data, and review if incorrect data has been provided by Ockto.",
"TriggerReason": "We have identified that the source data of the applicant is missing the date of birth",
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "DateOfBirth",
"DutchRuleName": "De geboortedatum van de aanvrager mist in de verzamelde gegevens",
"DutchTriggerReason": "We hebben vastgesteld dat de brondata van de aanvrager geen geboortedatum bevat.",
"DutchSuggestedResolution": "Gebruik \u2018Overheidsdata opvragen\u2019 om de aanvrager te vragen opnieuw gegevens te verzamelen, en controleer of Ockto de informatie in het juiste formaat heeft gestuurd.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify with the applicant whether his or her date of birth is missing in the BRP. Request the applicant to update the data in the BRP through the municipality. Request government data to allow the applicant(s) to retry or reject the application.",
"DutchRuleExplanation": "Controleer bij de aanvrager of zijn of haar geboortedatum staat vermeld in het BRP. Verzoek de aanvrager om de gegevens in het BRP door de gemeente bij te laten werken. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1053",
"$values": [
{
"$id": "1054",
"ID": 336,
"RuleID": 326,
"CoreRule": {
"$ref": "1052"
},
"Property": "Applicants[0].BirthDate",
"Comparison": "Is",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1055",
"$values": []
}
},
{
"$id": "1056",
"ID": 327,
"RuleName": "Co-applicant data is missing mandatory date of birth",
"Source": "AggregatedData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Use \u0027Request Government Data\u0027 to ask the co-applicant to retry collecting source data, and review if incorrect data has been provided by Ockto.",
"TriggerReason": "We have identified that the source data of the co-applicant is missing the date of birth",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "DateOfBirth",
"DutchRuleName": "De geboortedatum van de medeaanvrager mist in de verzamelde gegevens",
"DutchTriggerReason": "We hebben vastgesteld dat de brondata van de medeaanvrager geen geboortedatum bevat.",
"DutchSuggestedResolution": "Gebruik \u2018Request Government Data\u2019 om de medeaanvrager te vragen opnieuw gegevens te verzamelen, en controleer of Ockto de informatie in het juiste formaat heeft gestuurd.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify with the co-applicant whether his or her date of birth is missing in the BRP. Request the co-applicant to update the data in the BRP through the municipality. Request government data to allow the applicant(s) to retry or reject the application.",
"DutchRuleExplanation": "Controleer bij de medeaanvrager of zijn of haar geboortedatum staat vermeld in het BRP. Verzoek de medeaanvrager om de gegevens in het BRP door de gemeente bij te laten werken. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1057",
"$values": [
{
"$id": "1058",
"ID": 337,
"RuleID": 327,
"CoreRule": {
"$ref": "1056"
},
"Property": "Applicants[1].BirthDate",
"Comparison": "Is",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1059",
"$values": []
}
},
{
"$id": "1060",
"ID": 328,
"RuleName": "Applicant Wajong income not regular",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Wajong",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Wajong inkomen van de aanvrager is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Wajong",
"RuleExplanation": "Verify the stability of the WAJONG income in the bank data (PSD2). If needed, adjust the WAJONG income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het WAJONG inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het WAJONG inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1061",
"$values": [
{
"$id": "1062",
"ID": 338,
"RuleID": 328,
"CoreRule": {
"$ref": "1060"
},
"Property": "DeviationDetailsByApplicantAndCategory[Applicant_Wajong].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1063",
"$values": []
}
},
{
"$id": "1064",
"ID": 329,
"RuleName": "Co-applicant Wajong income not regular",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Wajong",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Wajong inkomen van de medeaanvrager is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Wajong",
"RuleExplanation": "Verify the stability of the WAJONG income in the bank data (PSD2). If needed, adjust the WAJONG income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het WAJONG inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het WAJONG inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1065",
"$values": [
{
"$id": "1066",
"ID": 339,
"RuleID": 329,
"CoreRule": {
"$ref": "1064"
},
"Property": "DeviationDetailsByApplicantAndCategory[CoApplicant_Wajong].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1067",
"$values": []
}
},
{
"$id": "1068",
"ID": 330,
"RuleName": "Wajong income on joint account not regular",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Wajong",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Wajong inkomen op de gezamenlijke bankrekening is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Wajong",
"RuleExplanation": "Verify the stability of the WAJONG income in the bank data (PSD2). If needed, adjust the WAJONG income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het WAJONG inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het WAJONG inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1069",
"$values": [
{
"$id": "1070",
"ID": 340,
"RuleID": 330,
"CoreRule": {
"$ref": "1068"
},
"Property": "DeviationDetailsByApplicantAndCategory[Joint_Wajong].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1071",
"$values": []
}
},
{
"$id": "1072",
"ID": 331,
"RuleName": "Wajong provider in bank transactions does not match with UWV",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "Wajong",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "Wajong uitkeringsinstantie in banktransacties komt niet overeen met UWV",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Wajong",
"RuleExplanation": "Verify the WAJONG provider from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the WAJONG income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de WAJONG uitkeringsinstantie uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het WAJONG inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1073",
"$values": [
{
"$id": "1074",
"ID": 341,
"RuleID": 331,
"CoreRule": {
"$ref": "1072"
},
"Property": "SocialSecurityMismatchWithSourceData[Wajong].Value",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1075",
"$values": []
}
},
{
"$id": "1076",
"ID": 332,
"RuleName": "Wajong provider from UWV cannot be found in bank transactions",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "Wajong",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "Wajong uitkeringsinstantie in UWV komt niet voor in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the WAJONG provider from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the WAJONG income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de WAJONG uitkeringsinstantie uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het WAJONG inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1077",
"$values": [
{
"$id": "1078",
"ID": 342,
"RuleID": 332,
"CoreRule": {
"$ref": "1076"
},
"Property": "SocialSecurityMismatchWithBankTransactions[Wajong].Value",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1079",
"$values": []
}
},
{
"$id": "1080",
"ID": 333,
"RuleName": "Applicant ANW income not regular",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Wajong",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "ANW inkomen van de aanvrager is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the stability of the ANW income in the bank data (PSD2). If needed, adjust the ANW income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het ANW inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het ANW inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1081",
"$values": [
{
"$id": "1082",
"ID": 343,
"RuleID": 333,
"CoreRule": {
"$ref": "1080"
},
"Property": "DeviationDetailsByApplicantAndCategory[Applicant_ANW].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1083",
"$values": []
}
},
{
"$id": "1084",
"ID": 334,
"RuleName": "Co-applicant ANW income not regular",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Wajong",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "ANW inkomen van de medeaanvrager is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the stability of the ANW income in the bank data (PSD2). If needed, adjust the ANW income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het ANW inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het ANW inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1085",
"$values": [
{
"$id": "1086",
"ID": 344,
"RuleID": 334,
"CoreRule": {
"$ref": "1084"
},
"Property": "DeviationDetailsByApplicantAndCategory[CoApplicant_ANW].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1087",
"$values": []
}
},
{
"$id": "1088",
"ID": 335,
"RuleName": "ANW income on joint account not regular",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "ANW",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "ANW inkomen op de gezamenlijke bankrekening is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "ANW",
"RuleExplanation": "Verify the stability of the ANW income in the bank data (PSD2). If needed, adjust the ANW income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het ANW inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het ANW inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1089",
"$values": [
{
"$id": "1090",
"ID": 345,
"RuleID": 335,
"CoreRule": {
"$ref": "1088"
},
"Property": "DeviationDetailsByApplicantAndCategory[Joint_ANW].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1091",
"$values": []
}
},
{
"$id": "1092",
"ID": 336,
"RuleName": "ANW provider in bank transactions does not match with UWV",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "ANW",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "ANW uitkeringsinstantie in banktransacties komt niet overeen met UWV",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "ANW",
"RuleExplanation": "Verify the ANW provider from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the ANW income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de ANW uitkeringsinstantie uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het ANW inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1093",
"$values": [
{
"$id": "1094",
"ID": 346,
"RuleID": 336,
"CoreRule": {
"$ref": "1092"
},
"Property": "SocialSecurityMismatchWithSourceData[ANW].Value",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1095",
"$values": []
}
},
{
"$id": "1096",
"ID": 337,
"RuleName": "ANW provider from UWV cannot be found in bank transactions",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "ANW uitkeringsinstantie in UWV komt niet voor in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the ANW provider from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the ANW income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de ANW uitkeringsinstantie uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het ANW inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1097",
"$values": [
{
"$id": "1098",
"ID": 347,
"RuleID": 337,
"CoreRule": {
"$ref": "1096"
},
"Property": "SocialSecurityMismatchWithBankTransactions[ANW].Value",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1099",
"$values": []
}
},
{
"$id": "1100",
"ID": 338,
"RuleName": "ANW income in bank transactions",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "ANW",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "ANW inkomen in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "ANW",
"RuleExplanation": "Verify the ANW income in the bank data (PSD2). If needed, adjust the ANW income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het ANW inkomen in de rekeninginformatie (PSD2). Indien nodig, verander het ANW inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1101",
"$values": [
{
"$id": "1102",
"ID": 348,
"RuleID": 338,
"CoreRule": {
"$ref": "1100"
},
"Property": "DeviationDetailsByCategory[ANW].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1103",
"$values": []
}
},
{
"$id": "1104",
"ID": 339,
"RuleName": "Applicant data is missing mandatory name details",
"Source": "AggregatedData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Use \u0027Request Government Data\u0027 to ask the applicant to retry collecting source data, and review if incorrect data has been provided by Ockto.",
"TriggerReason": "We have identified that the source data of the applicant is missing mandatory name details",
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "Surname",
"DutchRuleName": "De naam van de aanvrager mist in de verzamelde gegevens",
"DutchTriggerReason": "We hebben vastgesteld dat de brondata van de aanvrager niet alle benodigde naamgegevens bevat.",
"DutchSuggestedResolution": "Gebruik \u2018Overheidsdata opvragen\u2019 om de aanvrager te vragen opnieuw gegevens te verzamelen, en controleer of Ockto de informatie in het juiste formaat heeft gestuurd.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify with the applicant whether his or her name is missing in the BRP. Request the applicant to update the data in the BRP through the municipality. Request government data to allow the applicant(s) to retry or reject the application.",
"DutchRuleExplanation": "Controleer bij de aanvrager of zijn of haar naam staat vermeld in het BRP. Verzoek de aanvrager om de gegevens in het BRP door de gemeente bij te laten werken. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1105",
"$values": [
{
"$id": "1106",
"ID": 349,
"RuleID": 339,
"CoreRule": {
"$ref": "1104"
},
"Property": "Applicants[0].Initials",
"Comparison": "Is",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1107",
"$values": []
}
},
{
"$id": "1108",
"ID": 340,
"RuleName": "Co-applicant data is missing mandatory name details",
"Source": "AggregatedData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Use \u0027Request Government Data\u0027 to ask the co-applicant to retry collecting source data, and review if incorrect data has been provided by Ockto.",
"TriggerReason": "We have identified that the source data of the co-applicant is missing mandatory name details",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "Surname",
"DutchRuleName": "De naam van de medeaanvrager mist in de verzamelde gegevens",
"DutchTriggerReason": "We hebben vastgesteld dat de brondata van de medeaanvrager niet alle benodigde naamgegevens bevat.",
"DutchSuggestedResolution": "Gebruik \u2018Request Government Data\u2019 om de medeaanvrager te vragen opnieuw gegevens te verzamelen, en controleer of Ockto de informatie in het juiste formaat heeft gestuurd.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify with the co-applicant whether his or her name is missing in the BRP. Request the co-applicant to update the data in the BRP through the municipality. Request government data to allow the applicant(s) to retry or reject the application.",
"DutchRuleExplanation": "Controleer bij de medeaanvrager of zijn of haar naam staat vermeld in het BRP. Verzoek de medeaanvrager om de gegevens in het BRP door de gemeente bij te laten werken. Vraag overheidsdata op om de aanvrager(s) het opnieuw te laten proberen of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1109",
"$values": [
{
"$id": "1110",
"ID": 350,
"RuleID": 340,
"CoreRule": {
"$ref": "1108"
},
"Property": "Applicants[1].Initials",
"Comparison": "Is",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1111",
"$values": []
}
},
{
"$id": "1112",
"ID": 341,
"RuleName": "Applicant employment hourly SV income not regular",
"Source": "Transactions",
"DefaultThreshold": -15,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Uurloon SV inkomen uit dienstverband van de aanvrager is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the stability of the SV income in personal data (UWV). A deviation in hourly SV income (last 3 months vs. prior 9 months) might impact the calculation of the SV income. If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het SV inkomen in persoonsgegevens (UWV). Een afwijking in uurloon SV inkomen (laatste 3 maanden vs. 9 maanden ervoor) heeft mogelijk invloed op de berekening van het SV inkomen. Indien nodig, verander het Inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1113",
"$values": [
{
"$id": "1114",
"ID": 352,
"RuleID": 341,
"CoreRule": {
"$ref": "1112"
},
"Property": "Applicants[0].ActiveIncomes[*].DeviationInSVIncomeVsNineMonths",
"Comparison": "LowerThan",
"Value": "-15",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1115",
"$values": []
}
},
{
"$id": "1116",
"ID": 342,
"RuleName": "Co-applicant employment hourly SV income not regular",
"Source": "Transactions",
"DefaultThreshold": -15,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Uurloon SV inkomen uit dienstverband van de medeaanvrager is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the stability of the SV income in personal data (UWV). A deviation in hourly SV income (last 3 months vs. prior 9 months) might impact the calculation of the SV income. If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het SV inkomen in persoonsgegevens (UWV). Een afwijking in uurloon SV inkomen (laatste 3 maanden vs. 9 maanden ervoor) heeft mogelijk invloed op de berekening van het SV inkomen. Indien nodig, verander het Inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1117",
"$values": [
{
"$id": "1118",
"ID": 353,
"RuleID": 342,
"CoreRule": {
"$ref": "1116"
},
"Property": "Applicants[1].ActiveIncomes[*].DeviationInSVIncomeVsNineMonths",
"Comparison": "LowerThan",
"Value": "-15",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1119",
"$values": []
}
},
{
"$id": "1120",
"ID": 343,
"RuleName": "Applicant employment hourly SV income not regular",
"Source": "Transactions",
"DefaultThreshold": 15,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Uurloon SV inkomen uit dienstverband van de aanvrager is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the stability of the SV income in personal data (UWV). A deviation in hourly SV income (last 3 months vs. prior 9 months) might impact the calculation of the SV income. If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het SV inkomen in persoonsgegevens (UWV). Een afwijking in uurloon SV inkomen (laatste 3 maanden vs. 9 maanden ervoor) heeft mogelijk invloed op de berekening van het SV inkomen. Indien nodig, verander het Inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1121",
"$values": [
{
"$id": "1122",
"ID": 354,
"RuleID": 343,
"CoreRule": {
"$ref": "1120"
},
"Property": "Applicants[0].ActiveIncomes[*].DeviationInSVIncomeVsNineMonths",
"Comparison": "GreaterThan",
"Value": "15",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1123",
"$values": []
}
},
{
"$id": "1124",
"ID": 344,
"RuleName": "Co-applicant employment hourly SV income not regular",
"Source": "Transactions",
"DefaultThreshold": 15,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Uurloon SV inkomen uit dienstverband van de medeaanvrager is niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the stability of the SV income in personal data (UWV). A deviation in hourly SV income (last 3 months vs. prior 9 months) might impact the calculation of the SV income. If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van het SV inkomen in persoonsgegevens (UWV). Een afwijking in uurloon SV inkomen (laatste 3 maanden vs. 9 maanden ervoor) heeft mogelijk invloed op de berekening van het SV inkomen. Indien nodig, verander het Inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1125",
"$values": [
{
"$id": "1126",
"ID": 355,
"RuleID": 344,
"CoreRule": {
"$ref": "1124"
},
"Property": "Applicants[1].ActiveIncomes[*].DeviationInSVIncomeVsNineMonths",
"Comparison": "GreaterThan",
"Value": "15",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1127",
"$values": []
}
},
{
"$id": "1128",
"ID": 345,
"RuleName": "Applicant employment income is other than monthly income",
"Source": "Transactions",
"DefaultThreshold": 15,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Inkomen uit dienstverband van de aanvrager is anders dan maandelijks",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the SV income in personal data (UWV). The employment income has been recalculated to a monthly income. If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het SV inkomen in persoonsgegevens (UWV). Het inkomen uit dienstverband is teruggerekend naar een maandelijks inkomen. Indien nodig, verander het Inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1129",
"$values": [
{
"$id": "1130",
"ID": 356,
"RuleID": 345,
"CoreRule": {
"$ref": "1128"
},
"Property": "Applicants[0].ActiveIncomes[*].IncomePeriod",
"Comparison": "Is",
"Value": "Weekly",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1131",
"ID": 357,
"RuleID": 345,
"CoreRule": {
"$ref": "1128"
},
"Property": "Applicants[0].ActiveIncomes[*].IncomePeriod",
"Comparison": "Is",
"Value": "BiWeekly",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1132",
"ID": 358,
"RuleID": 345,
"CoreRule": {
"$ref": "1128"
},
"Property": "Applicants[0].ActiveIncomes[*].IncomePeriod",
"Comparison": "Is",
"Value": "FourWeeks",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1133",
"ID": 359,
"RuleID": 345,
"CoreRule": {
"$ref": "1128"
},
"Property": "Applicants[0].ActiveIncomes[*].IncomePeriod",
"Comparison": "Is",
"Value": "OtherRegular",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1134",
"ID": 360,
"RuleID": 345,
"CoreRule": {
"$ref": "1128"
},
"Property": "Applicants[0].ActiveIncomes[*].IncomePeriod",
"Comparison": "Is",
"Value": "OtherIrregular",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1135",
"ID": 361,
"RuleID": 345,
"CoreRule": {
"$ref": "1128"
},
"Property": "Applicants[0].ActiveIncomes[*].IncomePeriod",
"Comparison": "Is",
"Value": "NotDetermined",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1136",
"$values": [
{
"$id": "1137",
"ID": 32,
"RuleID": 345,
"CoreRule": {
"$ref": "1128"
},
"Operator1": "1 OR 2 OR 3 OR 4 OR 5 OR 6",
"Update": 0
}
]
}
},
{
"$id": "1138",
"ID": 346,
"RuleName": "Co-applicant employment income is other than monthly income",
"Source": "Transactions",
"DefaultThreshold": 15,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Inkomen uit dienstverband van de medeaanvrager is anders dan maandelijks",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the SV income in personal data (UWV). The employment income has been recalculated to a monthly income. If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het SV inkomen in persoonsgegevens (UWV). Het inkomen uit dienstverband is teruggerekend naar een maandelijks inkomen. Indien nodig, verander het Inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1139",
"$values": [
{
"$id": "1140",
"ID": 362,
"RuleID": 346,
"CoreRule": {
"$ref": "1138"
},
"Property": "Applicants[1].ActiveIncomes[*].IncomePeriod",
"Comparison": "Is",
"Value": "Weekly",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1141",
"ID": 363,
"RuleID": 346,
"CoreRule": {
"$ref": "1138"
},
"Property": "Applicants[1].ActiveIncomes[*].IncomePeriod",
"Comparison": "Is",
"Value": "BiWeekly",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1142",
"ID": 364,
"RuleID": 346,
"CoreRule": {
"$ref": "1138"
},
"Property": "Applicants[1].ActiveIncomes[*].IncomePeriod",
"Comparison": "Is",
"Value": "FourWeeks",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1143",
"ID": 365,
"RuleID": 346,
"CoreRule": {
"$ref": "1138"
},
"Property": "Applicants[1].ActiveIncomes[*].IncomePeriod",
"Comparison": "Is",
"Value": "OtherRegular",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1144",
"ID": 366,
"RuleID": 346,
"CoreRule": {
"$ref": "1138"
},
"Property": "Applicants[1].ActiveIncomes[*].IncomePeriod",
"Comparison": "Is",
"Value": "OtherIrregular",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1145",
"ID": 367,
"RuleID": 346,
"CoreRule": {
"$ref": "1138"
},
"Property": "Applicants[1].ActiveIncomes[*].IncomePeriod",
"Comparison": "Is",
"Value": "NotDetermined",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1146",
"$values": [
{
"$id": "1147",
"ID": 33,
"RuleID": 346,
"CoreRule": {
"$ref": "1138"
},
"Operator1": "1 OR 2 OR 3 OR 4 OR 5 OR 6",
"Update": 0
}
]
}
},
{
"$id": "1148",
"ID": 347,
"RuleName": "No valid drivers license",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Communication",
"WarningField": null,
"DutchRuleName": "Contractant heeft geen geldig Nederlands rijbewijs",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that he or she needs a valid drivers license. This question is only asked if the datasource RDW is unavailable or not used. Optionally verify the related question in communication. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager dat hij of zij een geldig rijbewijs moet hebben. Controleer eventueel de gerelateerde vraag onder communicatie. Deze vraag wordt alleen gesteld als de bron RDW niet beschikbaar is of niet gebruikt wordt. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1149",
"$values": [
{
"$id": "1150",
"ID": 371,
"RuleID": 347,
"CoreRule": {
"$ref": "1148"
},
"Property": "InsuranceQuestions[2].Answer",
"Comparison": "Is",
"Value": "Nee",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1151",
"$values": []
}
},
{
"$id": "1152",
"ID": 348,
"RuleName": "Applicant employment income in bank transactions is lower than UWV",
"Source": "Transactions",
"DefaultThreshold": -10,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Inkomen uit dienstverband van de aanvrager in banktransacties is lager dan bij UWV",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify why the income amount from employment in the bank data (PSD2) is lower than in personal data (UWV). If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer waarom de hoogte van het inkomen uit dienstverband in de rekeninginformatie (PSD2) lager is dan in de persoonsgegevens (UWV). Indien nodig, verander het inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1153",
"$values": [
{
"$id": "1154",
"ID": 372,
"RuleID": 348,
"CoreRule": {
"$ref": "1152"
},
"Property": "Applicants[0].ActiveIncomes[*].DeviationWithBankTransactions",
"Comparison": "LowerThan",
"Value": "-10",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1155",
"$values": []
}
},
{
"$id": "1156",
"ID": 349,
"RuleName": "Co-applicant employment income in bank transactions is lower than UWV",
"Source": "Transactions",
"DefaultThreshold": -10,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Inkomen uit dienstverband van de medeaanvrager in banktransacties is lager dan bij UWV",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify why the income amount from employment in the bank data (PSD2) is lower than in personal data (UWV). If needed, adjust the income from employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer waarom de hoogte van het inkomen uit dienstverband in de rekeninginformatie (PSD2) later is dan in de persoonsgegevens (UWV). Indien nodig, verander het inkomen uit dienstverband in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1157",
"$values": [
{
"$id": "1158",
"ID": 373,
"RuleID": 349,
"CoreRule": {
"$ref": "1156"
},
"Property": "Applicants[1].ActiveIncomes[*].DeviationWithBankTransactions",
"Comparison": "LowerThan",
"Value": "-10",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1159",
"$values": []
}
},
{
"$id": "1160",
"ID": 350,
"RuleName": "Requested monthly amount is higher than maximum lease amount incl. VAT",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Review and correct the affordability details, provide an alternative offer or reject the application",
"TriggerReason": "We have identified that the applicant(s) do not have sufficient affordability for the current financing offer.",
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Gevraagde maandbedrag is hoger dan het maximale leasebedrag incl. BTW",
"DutchTriggerReason": "We hebben vastgesteld dat de aanvrager(s) onvoldoende bestedingsruimte heeft voor het huidige financieringsaanbod.",
"DutchSuggestedResolution": "Beoordeel en corrigeer de gegevens in Bestedingsruimte, geef een alternatief aanbod of wijst de aanvraag af.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the affordability. Inform the applicant(s) that the requested monthly amount is higher than the maximum lease amount (KPL). The affordability might increase when a co-applicant is added. Adjust the offer, adjust the affordability or reject the application.",
"DutchRuleExplanation": "Controleer de bestedingsruimte. Informeer de aanvrager(s) dat het gevraagde maandbedrag hoger is dan het maximale leasebedrag (KPL). De bestedingsruimte kan mogelijk worden verhoogd door het toevoegen van een medeaanvrager. Verander het aanbod, verander de bestedingsruimte of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1161",
"$values": [
{
"$id": "1162",
"ID": 374,
"RuleID": 350,
"CoreRule": {
"$ref": "1160"
},
"Property": "LoanDetails[$].MonthlyTerm",
"Comparison": "GreaterThan",
"Value": "AffordabilityOutputs[$].MaximumLoanAmount",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1163",
"$values": []
}
},
{
"$id": "1164",
"ID": 351,
"RuleName": "Mortgage expenses without home owner",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Mortgage",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "Hypotheeklasten zonder huiseigenaar",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Hypotheek",
"RuleExplanation": "Verify why there are mortgage expenses without a home owner. If needed, request additional information, adjust the living situation or the gross housing expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer waarom er hypotheeklasten zijn zonder huiseigenaar. Indien nodig, vraag extra informatie op, verander de woonsituatie of de bruto woonlasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1165",
"$values": [
{
"$id": "1166",
"ID": 376,
"RuleID": 351,
"CoreRule": {
"$ref": "1164"
},
"Property": "AggregatedData[$].LivingSituation",
"Comparison": "IsNot",
"Value": "HomeOwner",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1167",
"ID": 377,
"RuleID": 351,
"CoreRule": {
"$ref": "1164"
},
"Property": "DeviationDetailsByCategory[Mortgages].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1168",
"$values": [
{
"$id": "1169",
"ID": 37,
"RuleID": 351,
"CoreRule": {
"$ref": "1164"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1170",
"ID": 352,
"RuleName": "Home owner with rent expenses",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "(Mortgage|Rental)",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Huiseigenaar met huurlasten",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "(Hypotheek|Huur)",
"RuleExplanation": "Verify why there are rent expenses with the home owner. If needed, request additional information, adjust the living situation or the gross housing expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer waarom er huurlasten zijn bij de huiseigenaar. Indien nodig, vraag extra informatie op, verander de woonsituatie of de bruto woonlasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1171",
"$values": [
{
"$id": "1172",
"ID": 378,
"RuleID": 352,
"CoreRule": {
"$ref": "1170"
},
"Property": "AggregatedData[$].LivingSituation",
"Comparison": "Is",
"Value": "HomeOwner",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1173",
"ID": 379,
"RuleID": 352,
"CoreRule": {
"$ref": "1170"
},
"Property": "DeviationDetailsByCategory[Rental].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1174",
"$values": [
{
"$id": "1175",
"ID": 38,
"RuleID": 352,
"CoreRule": {
"$ref": "1170"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1176",
"ID": 353,
"RuleName": "Requested loan amount exceeds threshold",
"Source": "Affordability",
"DefaultThreshold": 80,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Gevraagde leenbedrag zit tegen het maximale leenbedrag aan",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the offer. Inform the applicant(s) that the requested loan amount is too high. Adjust the offer or reject the application.",
"DutchRuleExplanation": "Controleer het aanbod. Informeer de aanvrager(s) dat het gevraagde leenbedrag te hoog is. Verander het aanbod of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1177",
"$values": [
{
"$id": "1178",
"ID": 380,
"RuleID": 353,
"CoreRule": {
"$ref": "1176"
},
"Property": "AffordabilityOutputs[$].PercentageLoanAmountUsed",
"Comparison": "GreaterThan",
"Value": "80",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1179",
"ID": 382,
"RuleID": 353,
"CoreRule": {
"$ref": "1176"
},
"Property": "AffordabilityOutputs[$].PercentageLoanAmountUsed",
"Comparison": "LowerThanOrEqualTo",
"Value": "100",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1180",
"$values": [
{
"$id": "1181",
"ID": 39,
"RuleID": 353,
"CoreRule": {
"$ref": "1176"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1182",
"ID": 354,
"RuleName": "Requested monthly amount exceeds threshold",
"Source": "Affordability",
"DefaultThreshold": 80,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Gevraagde maandbedrag zit tegen het maximale maandbedrag aan",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the offer. Inform the applicant(s) that the requested monthly amount is too high. Adjust the offer or reject the application.",
"DutchRuleExplanation": "Controleer het aanbod. Informeer de aanvrager(s) dat het gevraagde maandelijkse bedrag te hoog is. Verander het aanbod of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1183",
"$values": [
{
"$id": "1184",
"ID": 381,
"RuleID": 354,
"CoreRule": {
"$ref": "1182"
},
"Property": "AffordabilityOutputs[$].PercentageMonthlyAmountUsed",
"Comparison": "GreaterThan",
"Value": "80",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1185",
"ID": 383,
"RuleID": 354,
"CoreRule": {
"$ref": "1182"
},
"Property": "AffordabilityOutputs[$].PercentageMonthlyAmountUsed",
"Comparison": "LowerThanOrEqualTo",
"Value": "100",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1186",
"$values": [
{
"$id": "1187",
"ID": 40,
"RuleID": 354,
"CoreRule": {
"$ref": "1182"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1188",
"ID": 386,
"RuleName": "Rent expenses lower than previous month",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Rental",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Huurlasten lager dan vorige maand",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Huur",
"RuleExplanation": "Verify the rent expenses in the bank data (PSD2). If needed, adjust the gross housing expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de huurlasten in de rekeninginformatie (PSD2). Indien nodig, verander de bruto woonlasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1189",
"$values": [
{
"$id": "1190",
"ID": 415,
"RuleID": 386,
"CoreRule": {
"$ref": "1188"
},
"Property": "DeviationDetailsByCategory[Rental].SumLastMonthAbsolute",
"Comparison": "LowerThan",
"Value": "DeviationDetailsByCategory[Rental].SumTwoMonthsAgoAbsolute",
"ValueIsProperty": true,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1191",
"$values": []
}
},
{
"$id": "1192",
"ID": 387,
"RuleName": "Living situation is living in",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Affordability",
"WarningField": null,
"DutchRuleName": "Woonsituatie is inwonend",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the living situation. If needed, request additional information or adjust the living situation in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de woonsituatie. Indien nodig, vraag extra informatie op of verander de woonsituatie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1193",
"$values": [
{
"$id": "1194",
"ID": 416,
"RuleID": 387,
"CoreRule": {
"$ref": "1192"
},
"Property": "AffordabilityInputs[$].LivingSituation",
"Comparison": "Is",
"Value": "LivingIn",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1195",
"$values": []
}
},
{
"$id": "1196",
"ID": 388,
"RuleName": "Total loan amount at financing company exceeds threshold",
"Source": "DueDiligence",
"DefaultThreshold": 50000,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Totale geregistreerde kredietlimiet van eigen contracten bij BKR is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the total loan amount of own contracts in due diligence (BKR). It might be the case that a existing own contract credit registration(s) have not yet been updated or existing own contract(s) are refinanced. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de geregistreerde kredietlimiet van eigen contracten in klantonderzoek (BKR). Het kan zijn dat de kredietregistratie(s) van eigen contract(en) nog niet zijn bijgewerkt of dat eigen contract(en) worden overgesloten. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1197",
"$values": [
{
"$id": "1198",
"ID": 417,
"RuleID": 388,
"CoreRule": {
"$ref": "1196"
},
"Property": "TotalCreditLimitOwnContracts",
"Comparison": "GreaterThan",
"Value": "50000",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1199",
"$values": []
}
},
{
"$id": "1200",
"ID": 389,
"RuleName": "Applicant has no previous address",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "AddressNoPrevious",
"DutchRuleName": "Aanvrager heeft geen vorig adres",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify with the applicant whether he or she has no previous addresses listed in the BRP. This can be the case if someone still lives in their parental house or emigrated to the Netherlands. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer bij de aanvrager of hij of zij geen vorige adressen heeft in het BRP. Dit kan bijvoorbeeld het geval zijn als iemand nog in het ouderlijk huis woont of is ge\u00EBmigreerd naar Nederland. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1201",
"$values": [
{
"$id": "1202",
"ID": 418,
"RuleID": 389,
"CoreRule": {
"$ref": "1200"
},
"Property": "Applicants[0].Addresses[@].ActualityType",
"Comparison": "DoesNotContain",
"Value": "Previous",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1203",
"$values": []
}
},
{
"$id": "1204",
"ID": 390,
"RuleName": "Co-applicant has no previous address",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "AddressNoPrevious",
"DutchRuleName": "Medeaanvrager heeft geen vorig adres",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify with the co-applicant whether he or she has no previous addresses listed in the BRP. This might happen when someone still lives in their parental house or emigrated to the Netherlands. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer bij de medeaanvrager of hij of zij geen vorige adressen heeft in het BRP. Dit kan bijvoorbeeld gebeuren wanneer als iemand nog in het ouderlijk huis woont of is ge\u00EBmigreerd naar Nederland. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1205",
"$values": [
{
"$id": "1206",
"ID": 419,
"RuleID": 390,
"CoreRule": {
"$ref": "1204"
},
"Property": "Applicants[1].Addresses[@].ActualityType",
"Comparison": "DoesNotContain",
"Value": "Previous",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1207",
"$values": []
}
},
{
"$id": "1208",
"ID": 391,
"RuleName": "Amount of credit card payments with cash deposits exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Creditcard",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag creditcardbetalingen met stortingen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Creditcard",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1209",
"$values": [
{
"$id": "1210",
"ID": 421,
"RuleID": 391,
"CoreRule": {
"$ref": "1208"
},
"Property": "DeviationDetailsByCategory[Creditcard].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "100",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1211",
"ID": 422,
"RuleID": 391,
"CoreRule": {
"$ref": "1208"
},
"Property": "DeviationDetailsByCategory[Cash Deposits].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "100",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1212",
"$values": [
{
"$id": "1213",
"ID": 74,
"RuleID": 391,
"CoreRule": {
"$ref": "1208"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1214",
"ID": 392,
"RuleName": "Amount of credit card payments with cash deposits greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Creditcard",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag creditcardbetalingen met stortingen is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Creditcard",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1215",
"$values": [
{
"$id": "1216",
"ID": 423,
"RuleID": 392,
"CoreRule": {
"$ref": "1214"
},
"Property": "DeviationDetailsByCategory[Creditcard].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "10000",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1217",
"ID": 424,
"RuleID": 392,
"CoreRule": {
"$ref": "1214"
},
"Property": "DeviationDetailsByCategory[Cash Deposits].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "10000",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1218",
"$values": [
{
"$id": "1219",
"ID": 75,
"RuleID": 392,
"CoreRule": {
"$ref": "1214"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1220",
"ID": 394,
"RuleName": "Applicant residence permit and identification document needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "Nationality",
"DutchRuleName": "Aanvrager moet verblijfsdocument en identiteitsbewijs aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the personal data with the provided copy of the residence permit and identification document in documents. If needed, request additional information or adjust the personal data. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer persoonlijke gegevens met het aangeleverde verblijfsdocument en identiteitsbewijs in documenten. Indien nodig, vraag extra informatie op of verander de persoonsgegevens. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1221",
"$values": [
{
"$id": "1222",
"ID": 425,
"RuleID": 394,
"CoreRule": {
"$ref": "1220"
},
"Property": "Applicants[0].NationalityIsOutsideEU",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1223",
"$values": []
}
},
{
"$id": "1224",
"ID": 395,
"RuleName": "Applicant salary slip needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager moet loonstrook aanleveren voor inkomen uit dienstverband",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income from employment with the provided salary slip(s) in documents. If needed, request additional information or adjust the income from employment in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het inkomen uit dienstverband in de bestedingsruimte met de aangeleverde loonstro(o)k(en) in documenten. Indien nodig, vraag extra informatie op of verander het inkomen uit loondienst in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1225",
"$values": [
{
"$id": "1226",
"ID": 430,
"RuleID": 395,
"CoreRule": {
"$ref": "1224"
},
"Property": "ManuallyProvidedSources[Applicant].Value",
"Comparison": "Contains",
"Value": "UWV",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1227",
"ID": 431,
"RuleID": 395,
"CoreRule": {
"$ref": "1224"
},
"Property": "Applicants[0].ActiveIncomes[*].IsEmployment",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1228",
"$values": [
{
"$id": "1229",
"ID": 78,
"RuleID": 395,
"CoreRule": {
"$ref": "1224"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1230",
"ID": 396,
"RuleName": "Applicant date of birth from signature does not match with BRP",
"Source": "Contract",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Please check the signed contract. Accept the signed contract, or request a new signature.",
"TriggerReason": "We have identified that the contract might have been incorrectly signed.",
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "DateOfBirth",
"DutchRuleName": "Geboortedatum van de aanvrager in de handtekening komt niet overeen met BRP",
"DutchTriggerReason": "We hebben vastgesteld dat het contract mogelijk onjuist is ondertekend.",
"DutchSuggestedResolution": "Controleer het getekende contract. Accepteer het contract of vraag een nieuwe handtekening op.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that his or her data of birth at the bank (iDIN) does not match with the personal data (BRP). Request the applicant to sign with their own bank login (iDIN) or to update his or her data with the bank. Accept the signature, retry a digital signature or request a manual signature.",
"DutchRuleExplanation": "Informeer de aanvrager dat zijn of haar geboortedatum bij de bank (iDIN) niet overeenkomt met de persoonsgegevens (BRP). Verzoek de aanvrager om te tekenen met zijn of haar eigen inloggegevens bij de bank (iDIN) of om de gegevens bij de bank bij te werken. Accepteer de handtekening, vraag opnieuw digitaal te tekenen of vraag een natte handtekening op.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1231",
"$values": [
{
"$id": "1232",
"ID": 432,
"RuleID": 396,
"CoreRule": {
"$ref": "1230"
},
"Property": "SigningTaskPeople[0].Mismatch",
"Comparison": "Contains",
"Value": "BirthDate",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1233",
"$values": []
}
},
{
"$id": "1234",
"ID": 397,
"RuleName": "Co-applicant date of birth from signature does not match with BRP",
"Source": "Contract",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Please check the signed contract. Accept the signed contract, or request a new signature.",
"TriggerReason": "We have identified that the contract might have been incorrectly signed.",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "DateOfBirth",
"DutchRuleName": "Geboortedatum van de medeaanvrager in de handtekening komt niet overeen met BRP",
"DutchTriggerReason": "We hebben vastgesteld dat het contract mogelijk onjuist is ondertekend.",
"DutchSuggestedResolution": "Controleer het getekende contract. Accepteer het contract of vraag een nieuwe handtekening op.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the co-applicant that his or her data of birth at the bank (iDIN) does not match with the personal data (BRP). Request the co-applicant to sign with his or her own bank login (iDIN) or to update their data with the bank. Accept the signature, retry a digital signature or request a manual signature.",
"DutchRuleExplanation": "Informeer de medeaanvrager dat zijn of haar geboortedatum bij de bank (iDIN) niet overeenkomt met de persoonsgegevens (BRP). Verzoek de medeaanvrager om te tekenen met zijn of haar eigen inloggegevens bij de bank (iDIN) of om de gegevens bij de bank bij te werken. Accepteer de handtekening, vraag opnieuw digitaal te tekenen of vraag een natte handtekening op.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1235",
"$values": [
{
"$id": "1236",
"ID": 433,
"RuleID": 397,
"CoreRule": {
"$ref": "1234"
},
"Property": "SigningTaskPeople[1].Mismatch",
"Comparison": "Contains",
"Value": "BirthDate",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1237",
"$values": []
}
},
{
"$id": "1238",
"ID": 398,
"RuleName": "Applicant postal code from signature does not match any from BRP",
"Source": "Contract",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Please check the signed contract. Accept the signed contract, or request a new signature.",
"TriggerReason": "We have identified that the contract might have been incorrectly signed.",
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "PostalCode",
"DutchRuleName": "Postcode van de aanvrager in de handtekening komt niet voor in BRP",
"DutchTriggerReason": "We hebben vastgesteld dat het contract mogelijk onjuist is ondertekend.",
"DutchSuggestedResolution": "Controleer het getekende contract. Accepteer het contract of vraag een nieuwe handtekening op.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that the postal code at the bank (iDIN) does not match with current or previous addresses at the personal data (BRP). Request the applicant to sign with his or her own bank login (iDIN) or the applicant to update their data with the bank. Accept the signature, retry a digital signature or request a manual signature.",
"DutchRuleExplanation": "Informeer de aanvrager dat de postcode bij de bank (iDIN) niet overeenkomt met het huidige of vorige adressen in de persoonsgegevens (BRP). Verzoek de aanvrager om te tekenen met zijn of haar eigen inloggegevens bij de bank (iDIN) om de gegevens bij de bank bij te werken. Accepteer de handtekening, vraag opnieuw digitaal te tekenen of vraag een natte handtekening op.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1239",
"$values": [
{
"$id": "1240",
"ID": 434,
"RuleID": 398,
"CoreRule": {
"$ref": "1238"
},
"Property": "SigningTaskPeople[0].Mismatch",
"Comparison": "Contains",
"Value": "PostalCode",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1241",
"$values": []
}
},
{
"$id": "1242",
"ID": 399,
"RuleName": "Co-applicant postal code from signature does not match any from BRP",
"Source": "Contract",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Please check the signed contract. Accept the signed contract, or request a new signature.",
"TriggerReason": "We have identified that the contract might have been incorrectly signed.",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "PostalCode",
"DutchRuleName": "Postcode van de medeaanvrager in de handtekening komt niet voor in BRP",
"DutchTriggerReason": "We hebben vastgesteld dat het contract mogelijk onjuist is ondertekend.",
"DutchSuggestedResolution": "Controleer het getekende contract. Accepteer het contract of vraag een nieuwe handtekening op.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the co-applicant that the postal code at the bank (iDIN) does not match with current or previous addresses at the personal data (BRP). Request the co-applicant to sign with his or her own bank login (iDIN) or the applicant to update their data with the bank. Accept the signature, retry a digital signature or request a manual signature.",
"DutchRuleExplanation": "Informeer de medeaanvrager dat de postcode bij de bank (iDIN) niet overeenkomt met het huidige of vorige adressen in de persoonsgegevens (BRP). Verzoek de medeaanvrager om te tekenen met zijn of haar eigen inloggegevens bij de bank (iDIN) of om de gegevens bij de bank bij te werken. Accepteer de handtekening, vraag opnieuw digitaal te tekenen of vraag een natte handtekening op.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1243",
"$values": [
{
"$id": "1244",
"ID": 435,
"RuleID": 399,
"CoreRule": {
"$ref": "1242"
},
"Property": "SigningTaskPeople[1].Mismatch",
"Comparison": "Contains",
"Value": "PostalCode",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1245",
"$values": []
}
},
{
"$id": "1246",
"ID": 400,
"RuleName": "Applicant initials from signature does not match with BRP",
"Source": "Contract",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Please check the signed contract. Accept the signed contract, or request a new signature.",
"TriggerReason": "We have identified that the contract might have been incorrectly signed.",
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "Initials",
"DutchRuleName": "Initialen van de aanvrager in de handtekening komen niet overeen met BRP",
"DutchTriggerReason": "We hebben vastgesteld dat het contract mogelijk onjuist is ondertekend.",
"DutchSuggestedResolution": "Controleer het getekende contract. Accepteer het contract of vraag een nieuwe handtekening op.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that his or her initials at the bank (iDIN) do not match with the personal data (BRP). Request the co-applicant to sign with his or her own bank login (iDIN) or the applicant to update their data with the bank. Accept the signature, retry a digital signature or request a manual signature.",
"DutchRuleExplanation": "Informeer de aanvrager dat zijn of haar initialen bij de bank (iDIN) niet overeenkomt met de persoonsgegevens (BRP). Verzoek de aanvrager om te tekenen met zijn of haar eigen inloggegevens bij de bank (iDIN) of om de gegevens bij de bank bij te werken. Accepteer de handtekening, vraag opnieuw digitaal te tekenen of vraag een natte handtekening op.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1247",
"$values": [
{
"$id": "1248",
"ID": 436,
"RuleID": 400,
"CoreRule": {
"$ref": "1246"
},
"Property": "SigningTaskPeople[0].Mismatch",
"Comparison": "Contains",
"Value": "Initials",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1249",
"$values": []
}
},
{
"$id": "1250",
"ID": 401,
"RuleName": "Co-applicant initials from signature does not match with BRP",
"Source": "Contract",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": true,
"SuggestedResolution": "Please check the signed contract. Accept the signed contract, or request a new signature.",
"TriggerReason": "We have identified that the contract might have been incorrectly signed.",
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "Initials",
"DutchRuleName": "Initialen van de medeaanvrager in de handtekening komen niet overeen met BRP",
"DutchTriggerReason": "We hebben vastgesteld dat het contract mogelijk onjuist is ondertekend.",
"DutchSuggestedResolution": "Controleer het getekende contract. Accepteer het contract of vraag een nieuwe handtekening op.",
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the co-applicant that his or her initials at the bank (iDIN) do not match with the personal data (BRP). Request the co-applicant to sign with his or her own bank login (iDIN) or the applicant to update their data with the bank. Accept the signature, retry a digital signature or request a manual signature.",
"DutchRuleExplanation": "Informeer de medeaanvrager dat zijn of haar initialen bij de bank (iDIN) niet overeenkomt met de persoonsgegevens (BRP). Verzoek de medeaanvrager om te tekenen met zijn of haar eigen inloggegevens bij de bank (iDIN) om de gegevens bij de bank bij te werken. Accepteer de handtekening, vraag opnieuw digitaal te tekenen of vraag een natte handtekening op.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1251",
"$values": [
{
"$id": "1252",
"ID": 437,
"RuleID": 401,
"CoreRule": {
"$ref": "1250"
},
"Property": "SigningTaskPeople[1].Mismatch",
"Comparison": "Contains",
"Value": "Initials",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1253",
"$values": []
}
},
{
"$id": "1254",
"ID": 402,
"RuleName": "Home owner with housing benefit",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "(Mortgage|Rent Allowance)",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Huiseigenaar met huurtoeslag",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "(Hypotheek|Huurtoeslag)",
"RuleExplanation": "Verify why the home owner receives rent allowance. If needed, request additional information, adjust the living situation or the gross housing expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer waarom de huiseigenaar huursubsidie ontvangt. Indien nodig, vraag extra informatie op, verander de woonsituatie of de bruto woonlasten in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1255",
"$values": [
{
"$id": "1256",
"ID": 438,
"RuleID": 402,
"CoreRule": {
"$ref": "1254"
},
"Property": "AggregatedData[$].LivingSituation",
"Comparison": "Is",
"Value": "HomeOwner",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1257",
"ID": 459,
"RuleID": 402,
"CoreRule": {
"$ref": "1254"
},
"Property": "DeviationDetailsByCategory[Rent Allowance].SumLastMonthAbsolute",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1258",
"$values": [
{
"$id": "1259",
"ID": 79,
"RuleID": 402,
"CoreRule": {
"$ref": "1254"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1260",
"ID": 403,
"RuleName": "Applicant self-employment income from UWV cannot be found in bank transactions",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Salary",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrijfsnaam ZZP in UWV van de aanvrager komt niet voor in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Salaris",
"RuleExplanation": "Verify the self-employment company name from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the income from self-employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bedrijfsnaam ZZP uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het ZZP inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1261",
"$values": [
{
"$id": "1262",
"ID": 462,
"RuleID": 403,
"CoreRule": {
"$ref": "1260"
},
"Property": "Applicants[0].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "ZZP",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1263",
"ID": 463,
"RuleID": 403,
"CoreRule": {
"$ref": "1260"
},
"Property": "Applicants[0].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "Freelancer",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1264",
"ID": 464,
"RuleID": 403,
"CoreRule": {
"$ref": "1260"
},
"Property": "Applicants[0].ActiveIncomes[*].Mismatch",
"Comparison": "IsNot",
"Value": "NoMismatch",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1265",
"$values": [
{
"$id": "1266",
"ID": 82,
"RuleID": 403,
"CoreRule": {
"$ref": "1260"
},
"Operator1": "(1 OR 2) AND 3",
"Update": 0
}
]
}
},
{
"$id": "1267",
"ID": 404,
"RuleName": "Co-applicant self-employment income from UWV cannot be found in bank transactions",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Salary",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrijfsnaam ZZP in UWV van de medeaanvrager komt niet voor in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Salaris",
"RuleExplanation": "Verify the self-employment company name from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the income from self-employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bedrijfsnaam ZZP uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het ZZP inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1268",
"$values": [
{
"$id": "1269",
"ID": 465,
"RuleID": 404,
"CoreRule": {
"$ref": "1267"
},
"Property": "Applicants[1].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "ZZP",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1270",
"ID": 466,
"RuleID": 404,
"CoreRule": {
"$ref": "1267"
},
"Property": "Applicants[1].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "Freelancer",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1271",
"ID": 467,
"RuleID": 404,
"CoreRule": {
"$ref": "1267"
},
"Property": "Applicants[1].ActiveIncomes[*].Mismatch",
"Comparison": "IsNot",
"Value": "NoMismatch",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1272",
"$values": [
{
"$id": "1273",
"ID": 83,
"RuleID": 404,
"CoreRule": {
"$ref": "1267"
},
"Operator1": "(1 OR 2) AND 3",
"Update": 0
}
]
}
},
{
"$id": "1274",
"ID": 405,
"RuleName": "Applicant DGA company name from UWV does not match with bank transactions",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": "Salary",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrijfsnaam DGA in UWV van de aanvrager komt niet voor in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Salaris",
"RuleExplanation": "Verify the DGA company name from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the income from self-employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bedrijfsnaam DGA uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het ZZP inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1275",
"$values": [
{
"$id": "1276",
"ID": 468,
"RuleID": 405,
"CoreRule": {
"$ref": "1274"
},
"Property": "Applicants[0].ActiveIncomes[*].SIV",
"Comparison": "Is",
"Value": "13",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1277",
"ID": 469,
"RuleID": 405,
"CoreRule": {
"$ref": "1274"
},
"Property": "Applicants[0].ActiveIncomes[*].SIV",
"Comparison": "Is",
"Value": "17",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1278",
"ID": 470,
"RuleID": 405,
"CoreRule": {
"$ref": "1274"
},
"Property": "Applicants[0].ActiveIncomes[*].Mismatch",
"Comparison": "IsNot",
"Value": "NoMismatch",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1279",
"$values": [
{
"$id": "1280",
"ID": 84,
"RuleID": 405,
"CoreRule": {
"$ref": "1274"
},
"Operator1": "(1 OR 2) AND 3",
"Update": 0
}
]
}
},
{
"$id": "1281",
"ID": 406,
"RuleName": "Co-applicant DGA company name from UWV does not match with bank transactions",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": "Salary",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrijfsnaam DGA in UWV van de medeaanvrager komt niet voor in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Salaris",
"RuleExplanation": "Verify the DGA company name from personal data (UWV) with the bank data (PSD2). If needed, request additional bank accounts or adjust the income from self-employment in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bedrijfsnaam DGA uit persoonsgegevens (UWV) met de rekeninginformatie (PSD2). Indien nodig, vraag extra bankrekeningen op of verander het ZZP inkomen in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1282",
"$values": [
{
"$id": "1283",
"ID": 471,
"RuleID": 406,
"CoreRule": {
"$ref": "1281"
},
"Property": "Applicants[1].ActiveIncomes[*].SIV",
"Comparison": "Is",
"Value": "13",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1284",
"ID": 472,
"RuleID": 406,
"CoreRule": {
"$ref": "1281"
},
"Property": "Applicants[1].ActiveIncomes[*].SIV",
"Comparison": "Is",
"Value": "17",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1285",
"ID": 473,
"RuleID": 406,
"CoreRule": {
"$ref": "1281"
},
"Property": "Applicants[1].ActiveIncomes[*].Mismatch",
"Comparison": "IsNot",
"Value": "NoMismatch",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1286",
"$values": [
{
"$id": "1287",
"ID": 85,
"RuleID": 406,
"CoreRule": {
"$ref": "1281"
},
"Operator1": "(1 OR 2) AND 3",
"Update": 0
}
]
}
},
{
"$id": "1288",
"ID": 407,
"RuleName": "Applicant has no valid drivers license",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "PersonalData",
"WarningField": "InvalidDriversLicenseIdentificationDocument",
"DutchRuleName": "Aanvrager heeft geen geldig Nederlands rijbewijs",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that he or she needs a valid drivers license. Optionally verify the drivers license in personal data (RDW). If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager dat hij of zij een geldig rijbewijs moet hebben. Controleer eventueel het rijbewijs onder persoonsgegevens (RDW). Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1289",
"$values": [
{
"$id": "1290",
"ID": 475,
"RuleID": 407,
"CoreRule": {
"$ref": "1288"
},
"Property": "Applicants[0].HasValidDriversLicense",
"Comparison": "Is",
"Value": "No",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1291",
"$values": []
}
},
{
"$id": "1292",
"ID": 408,
"RuleName": "Co-applicant has no valid drivers license",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "PersonalData",
"WarningField": "InvalidDriversLicenseIdentificationDocument",
"DutchRuleName": "Medeaanvrager heeft geen geldig Nederlands rijbewijs",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant that he or she needs a valid drivers license. Optionally verify the drivers license in personal data (RDW). If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager dat hij of zij een geldig rijbewijs moet hebben. Controleer eventueel het rijbewijs onder persoonsgegevens (RDW). Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1293",
"$values": [
{
"$id": "1294",
"ID": 476,
"RuleID": 408,
"CoreRule": {
"$ref": "1292"
},
"Property": "Applicants[1].HasValidDriversLicense",
"Comparison": "Is",
"Value": "No",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1295",
"$values": []
}
},
{
"$id": "1296",
"ID": 409,
"RuleName": "Under guardianship or under financial administration",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Communication",
"WarningField": null,
"DutchRuleName": "Onder curatele of onder bewind",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Inform the applicant(s) that they cannot be under guardianship or under financial administration. This question is only asked if the datasource Rechtspraak.nl is unavailable or not used. Optionally verify the related question in communication. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Informeer de aanvrager(s) dat zij niet onder curatele of bewind mogen staan. Controleer eventueel de gerelateerde vraag onder communicatie. Deze vraag wordt alleen gesteld als de bron Rechtspraak.nl niet beschikbaar is of niet gebruikt wordt. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1297",
"$values": [
{
"$id": "1298",
"ID": 479,
"RuleID": 409,
"CoreRule": {
"$ref": "1296"
},
"Property": "InsuranceQuestionByType[UnderGuardianshipOrFinancialAdministration].Value",
"Comparison": "Is",
"Value": "Ja",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1299",
"$values": []
}
},
{
"$id": "1300",
"ID": 410,
"RuleName": "Applicant has mortgage that cannot be linked to current address",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Hypotheek van aanvrager staat niet op het huidige adres",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the mortgage and address details in personal data (VIA, BRP). The applicant might have multiple mortgages or has recently moved. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de hypotheek en het woonadres in de persoonsgegevens (VIA, BRP). De aanvrager heeft mogelijk meerdere hypotheken of is recent verhuist. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1301",
"$values": [
{
"$id": "1302",
"ID": 481,
"RuleID": 410,
"CoreRule": {
"$ref": "1300"
},
"Property": "AggregatedData[$].LivingSituation",
"Comparison": "Is",
"Value": "Rent",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1303",
"ID": 482,
"RuleID": 410,
"CoreRule": {
"$ref": "1300"
},
"Property": "DeviationDetailsByCategory[Rental].CountLastMonth",
"Comparison": "Is",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1304",
"ID": 483,
"RuleID": 410,
"CoreRule": {
"$ref": "1300"
},
"Property": "Applicants[0].Mortgages[*].RegisteredDenotation",
"Comparison": "IsNot",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1305",
"ID": 484,
"RuleID": 410,
"CoreRule": {
"$ref": "1300"
},
"Property": "Applicants[0].HasCurrentAddressWithMortgage",
"Comparison": "IsNot",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1306",
"$values": [
{
"$id": "1307",
"ID": 88,
"RuleID": 410,
"CoreRule": {
"$ref": "1300"
},
"Operator1": "1 AND 2 AND 3 AND 4",
"Update": 0
}
]
}
},
{
"$id": "1308",
"ID": 411,
"RuleName": "Co-applicant has mortgage that cannot be linked to current address",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Hypotheek van medeaanvrager staat niet op het huidige adres",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the mortgage and address details in personal data (VIA, BRP). The co-applicant might have multiple mortgages or has recently moved. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de hypotheek en het woonadres in de persoonsgegevens (VIA, BRP). De medeaanvrager heeft mogelijk meerdere hypotheken of is recent verhuist. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1309",
"$values": [
{
"$id": "1310",
"ID": 485,
"RuleID": 411,
"CoreRule": {
"$ref": "1308"
},
"Property": "AggregatedData[$].LivingSituation",
"Comparison": "Is",
"Value": "Rent",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1311",
"ID": 486,
"RuleID": 411,
"CoreRule": {
"$ref": "1308"
},
"Property": "DeviationDetailsByCategory[Rental].CountLastMonth",
"Comparison": "Is",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1312",
"ID": 487,
"RuleID": 411,
"CoreRule": {
"$ref": "1308"
},
"Property": "Applicants[1].Mortgages[*].RegisteredDenotation",
"Comparison": "IsNot",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1313",
"ID": 488,
"RuleID": 411,
"CoreRule": {
"$ref": "1308"
},
"Property": "Applicants[1].HasCurrentAddressWithMortgage",
"Comparison": "IsNot",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1314",
"$values": [
{
"$id": "1315",
"ID": 89,
"RuleID": 411,
"CoreRule": {
"$ref": "1308"
},
"Operator1": "1 AND 2 AND 3 AND 4",
"Update": 0
}
]
}
},
{
"$id": "1316",
"ID": 412,
"RuleName": "Co-applicant salary slip needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager moet loonstrook aanleveren voor inkomen uit dienstverband",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income from employment with the provided salary slip(s) in documents. If needed, request additional information or adjust the income from employment in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het inkomen uit dienstverband in de bestedingsruimte met de aangeleverde loonstro(o)k(en) in documenten. Indien nodig, vraag extra informatie op of verander het inkomen uit dienstverband in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1317",
"$values": [
{
"$id": "1318",
"ID": 489,
"RuleID": 412,
"CoreRule": {
"$ref": "1316"
},
"Property": "ManuallyProvidedSources[CoApplicant].Value",
"Comparison": "Contains",
"Value": "UWV",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1319",
"ID": 490,
"RuleID": 412,
"CoreRule": {
"$ref": "1316"
},
"Property": "Applicants[1].ActiveIncomes[*].IsEmployment",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1320",
"$values": [
{
"$id": "1321",
"ID": 90,
"RuleID": 412,
"CoreRule": {
"$ref": "1316"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1322",
"ID": 413,
"RuleName": "Applicant salary slip with 13th month needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager moet loonstrook 13e maand aanleveren voor inkomen uit dienstverband",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income from employment 13th month with the provided salary slip(s) in documents. If needed, request additional information or adjust the income from employment 13th month in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het 13e maand inkomen uit dienstverband in de bestedingsruimte met de aangeleverde loonstro(o)k(en) in documenten. Indien nodig, vraag extra informatie op of verander het 13e maand inkomen uit dienstverband in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1323",
"$values": [
{
"$id": "1324",
"ID": 491,
"RuleID": 413,
"CoreRule": {
"$ref": "1322"
},
"Property": "ManuallyProvidedSources[Applicant].Value",
"Comparison": "Contains",
"Value": "UWV",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1325",
"ID": 492,
"RuleID": 413,
"CoreRule": {
"$ref": "1322"
},
"Property": "Applicants[0].ActiveIncomes[*].Has13thMonth",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1326",
"$values": [
{
"$id": "1327",
"ID": 91,
"RuleID": 413,
"CoreRule": {
"$ref": "1322"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1328",
"ID": 414,
"RuleName": "Co-applicant salary slip with 13th month needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager moet loonstrook 13e maand aanleveren voor inkomen uit dienstverband",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income from employment 13th month with the provided salary slip(s) in documents. If needed, request additional information or adjust the income from employment 13th month in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het 13e maand inkomen uit dienstverband in de bestedingsruimte met de aangeleverde loonstro(o)k(en) in documenten. Indien nodig, vraag extra informatie op of verander het 13e maand inkomen uit dienstverband in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1329",
"$values": [
{
"$id": "1330",
"ID": 493,
"RuleID": 414,
"CoreRule": {
"$ref": "1328"
},
"Property": "ManuallyProvidedSources[CoApplicant].Value",
"Comparison": "Contains",
"Value": "UWV",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1331",
"ID": 494,
"RuleID": 414,
"CoreRule": {
"$ref": "1328"
},
"Property": "Applicants[1].ActiveIncomes[*].Has13thMonth",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1332",
"$values": [
{
"$id": "1333",
"ID": 92,
"RuleID": 414,
"CoreRule": {
"$ref": "1328"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1334",
"ID": 415,
"RuleName": "Applicant tax returns or financial statement needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager moet IB aangifte of jaarrekening aanleveren voor inkomen als ZZP\u0027er, uit VOF of Maatschap",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income from self-employment, general partnership or partnership with the provided tax returns or financial statements in documents. If needed, request additional information or adjust the income from self-employment, general partnership or partnership in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het ZZP, VOF of maatschap inkomen in de bestedingsruimte met de aangeleverde IB aangiftes of jaarrekeningen in documenten. Indien nodig, vraag extra informatie op of verander het ZZP, VOF of maatschap inkomen in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1335",
"$values": [
{
"$id": "1336",
"ID": 496,
"RuleID": 415,
"CoreRule": {
"$ref": "1334"
},
"Property": "Applicants[0].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "ZZP",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1337",
"ID": 497,
"RuleID": 415,
"CoreRule": {
"$ref": "1334"
},
"Property": "Applicants[0].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "Maatschap",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1338",
"ID": 498,
"RuleID": 415,
"CoreRule": {
"$ref": "1334"
},
"Property": "Applicants[0].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "VOF",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1339",
"$values": [
{
"$id": "1340",
"ID": 93,
"RuleID": 415,
"CoreRule": {
"$ref": "1334"
},
"Operator1": "1 OR 2 OR 3",
"Update": 0
}
]
}
},
{
"$id": "1341",
"ID": 416,
"RuleName": "Co-applicant tax returns or financial statement needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager moet IB aangifte of jaarrekening aanleveren voor inkomen als ZZP\u0027er, uit VOF of Maatschap",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income from self-employment, general partnership or partnership with the provided tax returns or financial statements in documents. If needed, request additional information or adjust the income from self-employment, general partnership or partnership in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het ZZP, VOF of maatschap inkomen in de bestedingsruimte met de aangeleverde IB aangiftes of jaarrekeningen in documenten. Indien nodig, vraag extra informatie op of verander het ZZP, VOF of maatschap inkomen in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1342",
"$values": [
{
"$id": "1343",
"ID": 500,
"RuleID": 416,
"CoreRule": {
"$ref": "1341"
},
"Property": "Applicants[1].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "ZZP",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1344",
"ID": 501,
"RuleID": 416,
"CoreRule": {
"$ref": "1341"
},
"Property": "Applicants[1].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "Maatschap",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1345",
"ID": 502,
"RuleID": 416,
"CoreRule": {
"$ref": "1341"
},
"Property": "Applicants[1].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "VOF",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1346",
"$values": [
{
"$id": "1347",
"ID": 94,
"RuleID": 416,
"CoreRule": {
"$ref": "1341"
},
"Operator1": "1 OR 2 OR 3",
"Update": 0
}
]
}
},
{
"$id": "1348",
"ID": 417,
"RuleName": "Applicant salary slip and financial statement needs to be provided for income as DGA",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager moet loonstrook en jaarrekening aanleveren voor inkomen als DGA",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the DGA income with the provided salary slip(s) and financial statements in documents. If needed, request additional information or adjust the DGA income in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het DGA inkomen in de bestedingsruimte met de aangeleverde loonstro(o)k(en) en jaarrekeningen in documenten. Indien nodig, vraag extra informatie op of verander het DGA inkomen in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1349",
"$values": [
{
"$id": "1350",
"ID": 504,
"RuleID": 417,
"CoreRule": {
"$ref": "1348"
},
"Property": "Applicants[0].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "DGA",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1351",
"ID": 505,
"RuleID": 417,
"CoreRule": {
"$ref": "1348"
},
"Property": "Applicants[0].ActiveIncomes[*].SIV",
"Comparison": "Is",
"Value": "13",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1352",
"ID": 506,
"RuleID": 417,
"CoreRule": {
"$ref": "1348"
},
"Property": "Applicants[0].ActiveIncomes[*].SIV",
"Comparison": "Is",
"Value": "17",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1353",
"$values": [
{
"$id": "1354",
"ID": 95,
"RuleID": 417,
"CoreRule": {
"$ref": "1348"
},
"Operator1": "1 OR 2 OR 3",
"Update": 0
}
]
}
},
{
"$id": "1355",
"ID": 418,
"RuleName": "Co-applicant salary slip and financial statement needs to be provided for income as DGA",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager moet loonstrook en jaarrekening aanleveren voor inkomen als DGA",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the DGA income with the provided salary slip(s) and financial statements in documents. If needed, request additional information or adjust the DGA income in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het DGA inkomen in de bestedingsruimte met de aangeleverde loonstro(o)k(en) en jaarrekeningen in documenten. Indien nodig, vraag extra informatie op of verander het DGA inkomen in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1356",
"$values": [
{
"$id": "1357",
"ID": 508,
"RuleID": 418,
"CoreRule": {
"$ref": "1355"
},
"Property": "Applicants[1].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "DGA",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1358",
"ID": 509,
"RuleID": 418,
"CoreRule": {
"$ref": "1355"
},
"Property": "Applicants[1].ActiveIncomes[*].SIV",
"Comparison": "Is",
"Value": "13",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1359",
"ID": 510,
"RuleID": 418,
"CoreRule": {
"$ref": "1355"
},
"Property": "Applicants[1].ActiveIncomes[*].SIV",
"Comparison": "Is",
"Value": "17",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1360",
"$values": [
{
"$id": "1361",
"ID": 96,
"RuleID": 418,
"CoreRule": {
"$ref": "1355"
},
"Operator1": "1 OR 2 OR 3",
"Update": 0
}
]
}
},
{
"$id": "1362",
"ID": 419,
"RuleName": "Applicant social security specification AOW needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager moet uitkeringsspecificatie AOW aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the AOW income with the provided social security specification(s) in documents. If needed, request additional information or adjust the AOW income in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het AOW inkomen in de bestedingsruimte met de aangeleverde uitkeringsspecificatie(s) in documenten. Indien nodig, vraag extra informatie op of verander het AOW inkomen in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1363",
"$values": [
{
"$id": "1364",
"ID": 511,
"RuleID": 419,
"CoreRule": {
"$ref": "1362"
},
"Property": "ManuallyProvidedSources[Applicant].Value",
"Comparison": "Contains",
"Value": "MPO",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1365",
"ID": 512,
"RuleID": 419,
"CoreRule": {
"$ref": "1362"
},
"Property": "ManuallyProvidedSources[Applicant].Value",
"Comparison": "Contains",
"Value": "VIA",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1366",
"ID": 513,
"RuleID": 419,
"CoreRule": {
"$ref": "1362"
},
"Property": "Applicants[0].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "StatePension",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1367",
"$values": [
{
"$id": "1368",
"ID": 97,
"RuleID": 419,
"CoreRule": {
"$ref": "1362"
},
"Operator1": "(1 OR 2) AND 3",
"Update": 0
}
]
}
},
{
"$id": "1369",
"ID": 420,
"RuleName": "Co-applicant social security specification AOW needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager moet uitkeringsspecificatie AOW aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the AOW income with the provided social security specification(s) in documents. If needed, request additional information or adjust the AOW income in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het AOW inkomen in de bestedingsruimte met de aangeleverde uitkeringsspecificatie(s) in documenten. Indien nodig, vraag extra informatie op of verander het AOW inkomen in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1370",
"$values": [
{
"$id": "1371",
"ID": 514,
"RuleID": 420,
"CoreRule": {
"$ref": "1369"
},
"Property": "ManuallyProvidedSources[CoApplicant].Value",
"Comparison": "Contains",
"Value": "MPO",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1372",
"ID": 515,
"RuleID": 420,
"CoreRule": {
"$ref": "1369"
},
"Property": "ManuallyProvidedSources[CoApplicant].Value",
"Comparison": "Contains",
"Value": "VIA",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1373",
"ID": 516,
"RuleID": 420,
"CoreRule": {
"$ref": "1369"
},
"Property": "Applicants[1].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "StatePension",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1374",
"$values": [
{
"$id": "1375",
"ID": 98,
"RuleID": 420,
"CoreRule": {
"$ref": "1369"
},
"Operator1": "(1 OR 2) AND 3",
"Update": 0
}
]
}
},
{
"$id": "1376",
"ID": 421,
"RuleName": "Applicant income specification pension needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager moet uitkeringsspecificatie pensioen aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the social security income with the provided social security specification(s) in documents. If needed, request additional information or adjust the social security income in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het inkomen uit uitkering in de bestedingsruimte met de aangeleverde uitkeringsspecificatie(s) in documenten. Indien nodig, vraag extra informatie op of verander het inkomen uit uitkering in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1377",
"$values": [
{
"$id": "1378",
"ID": 517,
"RuleID": 421,
"CoreRule": {
"$ref": "1376"
},
"Property": "ManuallyProvidedSources[Applicant].Value",
"Comparison": "Contains",
"Value": "MPO",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1379",
"ID": 518,
"RuleID": 421,
"CoreRule": {
"$ref": "1376"
},
"Property": "ManuallyProvidedSources[Applicant].Value",
"Comparison": "Contains",
"Value": "VIA",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1380",
"ID": 519,
"RuleID": 421,
"CoreRule": {
"$ref": "1376"
},
"Property": "Applicants[0].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "ElderlyPension",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1381",
"ID": 520,
"RuleID": 421,
"CoreRule": {
"$ref": "1376"
},
"Property": "Applicants[0].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "PartnerPension",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1382",
"$values": [
{
"$id": "1383",
"ID": 99,
"RuleID": 421,
"CoreRule": {
"$ref": "1376"
},
"Operator1": "(1 OR 2) AND (3 OR 4)",
"Update": 0
}
]
}
},
{
"$id": "1384",
"ID": 422,
"RuleName": "Co-applicant income specification pension needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager moet uitkeringsspecificatie pensioen aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the pension income with the provided income specification(s) in documents. If needed, request additional information or adjust the pension income in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het pensioeninkomen in de bestedingsruimte met de aangeleverde uitkeringsspecificatie(s) in documenten. Indien nodig, vraag extra informatie op of verander het pensioeninkomen in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1385",
"$values": [
{
"$id": "1386",
"ID": 521,
"RuleID": 422,
"CoreRule": {
"$ref": "1384"
},
"Property": "ManuallyProvidedSources[CoApplicant].Value",
"Comparison": "Contains",
"Value": "MPO",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1387",
"ID": 522,
"RuleID": 422,
"CoreRule": {
"$ref": "1384"
},
"Property": "ManuallyProvidedSources[CoApplicant].Value",
"Comparison": "Contains",
"Value": "VIA",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1388",
"ID": 523,
"RuleID": 422,
"CoreRule": {
"$ref": "1384"
},
"Property": "Applicants[1].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "ElderlyPension",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1389",
"ID": 524,
"RuleID": 422,
"CoreRule": {
"$ref": "1384"
},
"Property": "Applicants[1].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "PartnerPension",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1390",
"$values": [
{
"$id": "1391",
"ID": 100,
"RuleID": 422,
"CoreRule": {
"$ref": "1384"
},
"Operator1": "(1 OR 2) AND (3 OR 4)",
"Update": 0
}
]
}
},
{
"$id": "1392",
"ID": 423,
"RuleName": "Applicant life annuity policy or annual statement needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager moet polis of jaaroverzicht lijfrente aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the life annuity income with the provided policy or annual statement in documents. If needed, request additional information or adjust the life annuity income in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het lijfrente inkomen in de bestedingsruimte met de aangeleverde polis of jaaroverzicht in documenten. Indien nodig, vraag extra informatie op of verander het lijfrente in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1393",
"$values": [
{
"$id": "1394",
"ID": 525,
"RuleID": 423,
"CoreRule": {
"$ref": "1392"
},
"Property": "ManuallyProvidedSources[Applicant].Value",
"Comparison": "Contains",
"Value": "MPO",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1395",
"ID": 526,
"RuleID": 423,
"CoreRule": {
"$ref": "1392"
},
"Property": "ManuallyProvidedSources[Applicant].Value",
"Comparison": "Contains",
"Value": "VIA",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1396",
"ID": 527,
"RuleID": 423,
"CoreRule": {
"$ref": "1392"
},
"Property": "Applicants[0].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "LumpSumAnnuity",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1397",
"$values": [
{
"$id": "1398",
"ID": 101,
"RuleID": 423,
"CoreRule": {
"$ref": "1392"
},
"Operator1": "(1 OR 2) AND 3",
"Update": 0
}
]
}
},
{
"$id": "1399",
"ID": 424,
"RuleName": "Co-applicant life annuity policy or annual statement needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
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"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
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"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager moet polis of jaaroverzicht lijfrente aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
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"RuleExplanation": "Verify the life annuity income with the provided policy or annual statement in documents. If needed, request additional information or adjust the life annuity income in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het lijfrente inkomen in de bestedingsruimte met de aangeleverde polis of jaaroverzicht in documenten. Indien nodig, vraag extra informatie op of verander het lijfrente in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1400",
"$values": [
{
"$id": "1401",
"ID": 528,
"RuleID": 424,
"CoreRule": {
"$ref": "1399"
},
"Property": "ManuallyProvidedSources[CoApplicant].Value",
"Comparison": "Contains",
"Value": "MPO",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
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"ID": 529,
"RuleID": 424,
"CoreRule": {
"$ref": "1399"
},
"Property": "ManuallyProvidedSources[CoApplicant].Value",
"Comparison": "Contains",
"Value": "VIA",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1403",
"ID": 530,
"RuleID": 424,
"CoreRule": {
"$ref": "1399"
},
"Property": "Applicants[1].ActiveIncomes[*].Type",
"Comparison": "Is",
"Value": "LumpSumAnnuity",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1404",
"$values": [
{
"$id": "1405",
"ID": 102,
"RuleID": 424,
"CoreRule": {
"$ref": "1399"
},
"Operator1": "(1 OR 2) AND 3",
"Update": 0
}
]
}
},
{
"$id": "1406",
"ID": 425,
"RuleName": "Applicant social security specification needs to be provided",
"Source": "GovernmentData",
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"Blocked": false,
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"SuggestedResolution": null,
"TriggerReason": null,
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"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager moet uitkeringsspecificatie aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the social security income with the provided social security specification(s) in documents. If needed, request additional information or adjust the social security income in affordability. Review additional inputs to continue or reject the application",
"DutchRuleExplanation": "Controleer het inkomen uit uitkering in de bestedingsruimte met de aangeleverde uitkeringsspecificatie(s) in documenten. Indien nodig, vraag extra informatie op of verander het inkomen uit uitkering in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1407",
"$values": [
{
"$id": "1408",
"ID": 531,
"RuleID": 425,
"CoreRule": {
"$ref": "1406"
},
"Property": "ManuallyProvidedSources[Applicant].Value",
"Comparison": "Contains",
"Value": "UWV",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1409",
"ID": 532,
"RuleID": 425,
"CoreRule": {
"$ref": "1406"
},
"Property": "Applicants[0].ActiveIncomes[*].Type",
"Comparison": "Contains",
"Value": "Benefit",
"ValueIsProperty": false,
"ReturnCount": false,
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"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
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"$values": [
{
"$id": "1411",
"ID": 103,
"RuleID": 425,
"CoreRule": {
"$ref": "1406"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
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"ID": 426,
"RuleName": "Co-applicant social security specification needs to be provided",
"Source": "GovernmentData",
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"Blocked": false,
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"SuggestedResolution": null,
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"UseLastRecord": true,
"ApplicantType": "CoApplicant",
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"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager moet uitkeringsspecificatie aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the social security income with the provided social security specification(s) in documents. If needed, request additional information or adjust the social security income in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer het inkomen uit uitkering in de bestedingsruimte met de aangeleverde uitkeringsspecificatie(s) in documenten. Indien nodig, vraag extra informatie op of verander het inkomen uit uitkering in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1413",
"$values": [
{
"$id": "1414",
"ID": 533,
"RuleID": 426,
"CoreRule": {
"$ref": "1412"
},
"Property": "ManuallyProvidedSources[CoApplicant].Value",
"Comparison": "Contains",
"Value": "UWV",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1415",
"ID": 534,
"RuleID": 426,
"CoreRule": {
"$ref": "1412"
},
"Property": "Applicants[1].ActiveIncomes[*].Type",
"Comparison": "Contains",
"Value": "Benefit",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1416",
"$values": [
{
"$id": "1417",
"ID": 104,
"RuleID": 426,
"CoreRule": {
"$ref": "1412"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1418",
"ID": 427,
"RuleName": "Applicant driver license needs to be provided",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager moet rijbewijs aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the drivers license information in personal data with the provided copy of the drivers license in documents. If needed, request additional information or adjust the drivers license in personal data. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer de rijbewijsinformatie in persoonlijke gegevens met de aangeleverde kopie rijbewijs in documenten. Indien nodig, vraag extra informatie op of verander de rijbewijsinformatie in de persoonsgegevens. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1419",
"$values": [
{
"$id": "1420",
"ID": 535,
"RuleID": 427,
"CoreRule": {
"$ref": "1418"
},
"Property": "ManuallyProvidedSources[Applicant].Value",
"Comparison": "Contains",
"Value": "RBR",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1421",
"$values": []
}
},
{
"$id": "1422",
"ID": 428,
"RuleName": "Applicant bank transactions need to be provided",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager moet bankafschriften aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income and expenses in affordability with the provided bank statements in documents as well as the disbursal and direct debit IBAN. If needed, request additional information or adjust the income and expenses in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer de inkomen(s) en lasten in de bestedingsruimte met de aangeleverde bankafschriften in documenten en controleer de uitbetaal- en incassorekening. Indien nodig, vraag extra informatie op of verander de inkomen(s) en lasten in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1423",
"$values": [
{
"$id": "1424",
"ID": 536,
"RuleID": 428,
"CoreRule": {
"$ref": "1422"
},
"Property": "ManuallyProvidedSources[Applicant].Value",
"Comparison": "Contains",
"Value": "PSD2",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1425",
"$values": []
}
},
{
"$id": "1426",
"ID": 429,
"RuleName": "Co-applicant bank transactions need to be provided",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager moet bankafschriften aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income and expenses in affordability with the provided bank statements in documents as well as the disbursal and direct debit IBAN. If needed, request additional information or adjust the income and expenses in affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer de inkomen(s) en lasten in de bestedingsruimte met de aangeleverde bankafschriften in documenten en controleer de uitbetaal- en incassorekening. Indien nodig, vraag extra informatie op of verander de inkomen(s) en lasten in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1427",
"$values": [
{
"$id": "1428",
"ID": 537,
"RuleID": 429,
"CoreRule": {
"$ref": "1426"
},
"Property": "ManuallyProvidedSources[CoApplicant].Value",
"Comparison": "Contains",
"Value": "PSD2",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1429",
"$values": []
}
},
{
"$id": "1430",
"ID": 430,
"RuleName": "Co-applicant driver license or identification document needs to be provided",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager moet rijbewijs of identiteitsbewijs aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the personal data with the provided copy of the drivers license in documents. If needed, request additional information or adjust the personal data. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer persoonlijke gegevens met de aangeleverde kopie rijbewijs in documenten. Indien nodig, vraag extra informatie op of verander de persoonsgegevens. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1431",
"$values": [
{
"$id": "1432",
"ID": 538,
"RuleID": 430,
"CoreRule": {
"$ref": "1430"
},
"Property": "ManuallyProvidedSources[CoApplicant].Value",
"Comparison": "Contains",
"Value": "MOH",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1433",
"$values": []
}
},
{
"$id": "1434",
"ID": 431,
"RuleName": "Co-applicant residence permit and identification document needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "Nationality",
"DutchRuleName": "Medeaanvrager moet verblijfsdocument en identiteitsbewijs aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the personal data with the provided copy of the residence permit and identification document in documents. If needed, request additional information or adjust the personal data. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer persoonlijke gegevens met het aangeleverde verblijfsdocument en identiteitsbewijs in documenten. Indien nodig, vraag extra informatie op of verander de persoonsgegevens. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1435",
"$values": [
{
"$id": "1436",
"ID": 540,
"RuleID": 431,
"CoreRule": {
"$ref": "1434"
},
"Property": "Applicants[1].NationalityIsOutsideEU",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1437",
"$values": []
}
},
{
"$id": "1438",
"ID": 432,
"RuleName": "Applicant private lease agreement need to be provided",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager moet private lease overeenkomst aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the refinance in offer with the provided private lease agreement in documents. If needed, request additional information or adjust the refinance information in the offer. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer oversluiting in het aanbod met het aangeleverde private lease overeenkomst in documenten. Indien nodig, vraag extra informatie op of verander de oversluiting in het aanbod. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1439",
"$values": [
{
"$id": "1440",
"ID": 541,
"RuleID": 432,
"CoreRule": {
"$ref": "1438"
},
"Property": "DueDiligenceBKRAgreements[*].MarkedForRefinance",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1441",
"$values": []
}
},
{
"$id": "1442",
"ID": 433,
"RuleName": "Partner alimony expense in bank transactions",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Alimony",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Partneralimentatie in de banktransacties",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Partneralimentatie",
"RuleExplanation": "Verify the partner alimony expenses in the bank data (PSD2). If needed, request additional information or adjust the partner alimony income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van de partneralimentatie uitgaven in de rekeninginformatie (PSD2). Indien nodig, verander de partneralimentatie uitgaven in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1443",
"$values": [
{
"$id": "1444",
"ID": 542,
"RuleID": 433,
"CoreRule": {
"$ref": "1442"
},
"Property": "DeviationDetailsByCategory[Partner Alimony].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1445",
"$values": []
}
},
{
"$id": "1446",
"ID": 434,
"RuleName": "Partner alimony expense not regular",
"Source": "Transactions",
"DefaultThreshold": 5,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Alimony",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Partneralimentatie niet regelmatig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Partneralimentatie",
"RuleExplanation": "Verify the stability of the partner alimony expenses in the bank data (PSD2). If needed, adjust the partner alimony expenses in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bestendigheid van de partneralimentatie uitgaven in de rekeninginformatie (PSD2). Indien nodig, verander de partneralimentatie uitgaven in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1447",
"$values": [
{
"$id": "1448",
"ID": 543,
"RuleID": 434,
"CoreRule": {
"$ref": "1446"
},
"Property": "DeviationDetailsByCategory[Partner Alimony].SumDeviationAbsolute",
"Comparison": "GreaterThan",
"Value": "5",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1449",
"$values": []
}
},
{
"$id": "1450",
"ID": 435,
"RuleName": "Applicant has bank account that is under financial administration",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "BankAccountFinancialAdministration",
"DutchRuleName": "Aanvrager heeft bewindvoerdersrekening",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the bank accounts in personal data (VIA) and optionally in due diligence the CCBR. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bankrekeningen in persoonsgegevens (VIA) en optioneel in klantonderzoek het CCBR. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1451",
"$values": [
{
"$id": "1452",
"ID": 544,
"RuleID": 435,
"CoreRule": {
"$ref": "1450"
},
"Property": "Applicants[0].Assets[*].AssetType",
"Comparison": "Is",
"Value": "AllowanceAccount",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1453",
"$values": []
}
},
{
"$id": "1454",
"ID": 436,
"RuleName": "Co-applicant has bank account that is under financial administration",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": "BankAccountFinancialAdministration",
"DutchRuleName": "Medeaanvrager heeft bewindvoerdersrekening",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the bank accounts in personal data (VIA) and optionally in due diligence the CCBR. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de bankrekeningen in persoonsgegevens (VIA) en optioneel in klantonderzoek het CCBR. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1455",
"$values": [
{
"$id": "1456",
"ID": 545,
"RuleID": 436,
"CoreRule": {
"$ref": "1454"
},
"Property": "Applicants[1].Assets[*].AssetType",
"Comparison": "Is",
"Value": "AllowanceAccount",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1457",
"$values": []
}
},
{
"$id": "1458",
"ID": 437,
"RuleName": "Applicant has a partial CCBR hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een gedeeltelijke CCBR hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the CCBR hit in due diligence (Rechtspraak.nl). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de CCBR hit in klantonderzoek (Rechtspraak.nl). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1459",
"$values": [
{
"$id": "1460",
"ID": 546,
"RuleID": 437,
"CoreRule": {
"$ref": "1458"
},
"Property": "Applicants[0].DueDiligenceCCBRPublications[*].FullMatch",
"Comparison": "Is",
"Value": "False",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1461",
"$values": []
}
},
{
"$id": "1462",
"ID": 438,
"RuleName": "Co-applicant has a partial CCBR hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een gedeeltelijke CCBR hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the CCBR hit in due diligence (Rechtspraak.nl). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de CCBR hit in klantonderzoek (Rechtspraak.nl). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1463",
"$values": [
{
"$id": "1464",
"ID": 547,
"RuleID": 438,
"CoreRule": {
"$ref": "1462"
},
"Property": "Applicants[1].DueDiligenceCCBRPublications[*].FullMatch",
"Comparison": "Is",
"Value": "False",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1465",
"$values": []
}
},
{
"$id": "1466",
"ID": 439,
"RuleName": "Number of financial administrator payments exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Financial Administration",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal bewindvoeringsbetalingen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Bewindvoering",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1467",
"$values": [
{
"$id": "1468",
"ID": 549,
"RuleID": 439,
"CoreRule": {
"$ref": "1466"
},
"Property": "DeviationDetailsByCategory[Financial Administration].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1469",
"$values": []
}
},
{
"$id": "1470",
"ID": 440,
"RuleName": "Applicant has no income coming soon",
"Source": "Affordabillity",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager heeft geen inkomen",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income in the bank data (PSD2) and personal data (UWV). If needed, request additional information or add the income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het inkomen in de rekeninginformatie (PSD2) en de persoonlijke informatie (UWV). Indien nodig, vraag extra informatie op of voeg het inkomen toe in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1471",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1472",
"$values": []
}
},
{
"$id": "1473",
"ID": 441,
"RuleName": "Number of financial administrator payments greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 6,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Financial Administration",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal bewindvoeringsbetalingen is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Bewindvoering",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1474",
"$values": [
{
"$id": "1475",
"ID": 550,
"RuleID": 441,
"CoreRule": {
"$ref": "1473"
},
"Property": "DeviationDetailsByCategory[Financial Administration].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "6",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1476",
"$values": []
}
},
{
"$id": "1477",
"ID": 442,
"RuleName": "Number of crypto-related payments exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Crypto",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal crypto-gerelateerde betalingen is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Crypto",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1478",
"$values": [
{
"$id": "1479",
"ID": 551,
"RuleID": 442,
"CoreRule": {
"$ref": "1477"
},
"Property": "DeviationDetailsByCategory[Crypto].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1480",
"$values": []
}
},
{
"$id": "1481",
"ID": 443,
"RuleName": "Number of crypto-related payments greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 6,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": "Crypto",
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal crypto-gerelateerde betalingen is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Crypto",
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af. ",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1482",
"$values": [
{
"$id": "1483",
"ID": 552,
"RuleID": 443,
"CoreRule": {
"$ref": "1481"
},
"Property": "DeviationDetailsByCategory[Crypto].CountLastMonth",
"Comparison": "GreaterThan",
"Value": "6",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1484",
"$values": []
}
},
{
"$id": "1485",
"ID": 444,
"RuleName": "Applicant does not have a BKR score",
"Source": "Offer",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "ApplicantScore",
"DutchRuleName": "Aanvrager heeft geen BKR score",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the credit score in the offer. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de score in het aanbod. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1486",
"$values": [
{
"$id": "1487",
"ID": 553,
"RuleID": 444,
"CoreRule": {
"$ref": "1485"
},
"Property": "Applicants[0].DueDiligenceBkrpeople[*].Score",
"Comparison": "Is",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1488",
"$values": []
}
},
{
"$id": "1489",
"ID": 445,
"RuleName": "Co-applicant does not have a BKR score",
"Source": "Offer",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "CoApplicantScore",
"DutchRuleName": "Medeaanvrager heeft geen BKR score",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the credit score in the offer. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de score in het aanbod. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1490",
"$values": [
{
"$id": "1491",
"ID": 554,
"RuleID": 445,
"CoreRule": {
"$ref": "1489"
},
"Property": "Applicants[1].DueDiligenceBKRPeople[*].Score",
"Comparison": "Is",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1492",
"$values": []
}
},
{
"$id": "1493",
"ID": 446,
"RuleName": "Amount of payments that settled a negative balance exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 500,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag transacties ter aanvulling van negatief saldo is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1494",
"$values": [
{
"$id": "1495",
"ID": 555,
"RuleID": 446,
"CoreRule": {
"$ref": "1493"
},
"Property": "BankAccountSummaries[0].DebtSettlementSum",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1496",
"$values": []
}
},
{
"$id": "1497",
"ID": 447,
"RuleName": "Amount of payments that settled a negative balance greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 1000,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Bedrag transacties ter aanvulling van negatief saldo is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1498",
"$values": [
{
"$id": "1499",
"ID": 556,
"RuleID": 447,
"CoreRule": {
"$ref": "1497"
},
"Property": "BankAccountSummaries[0].DebtSettlementSum",
"Comparison": "GreaterThan",
"Value": "500",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1500",
"$values": []
}
},
{
"$id": "1501",
"ID": 448,
"RuleName": "Number of payments that settled a negative balance exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal transacties ter aanvulling van negatief saldo is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1502",
"$values": [
{
"$id": "1503",
"ID": 557,
"RuleID": 448,
"CoreRule": {
"$ref": "1501"
},
"Property": "BankAccountSummaries[0].DebtSettlementCount",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1504",
"$values": []
}
},
{
"$id": "1505",
"ID": 449,
"RuleName": "Number of payments that settled a negative balance greatly exceeds threshold",
"Source": "Transactions",
"DefaultThreshold": 2,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aantal transacties ter aanvulling van negatief saldo is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1506",
"$values": [
{
"$id": "1507",
"ID": 558,
"RuleID": 449,
"CoreRule": {
"$ref": "1505"
},
"Property": "BankAccountSummaries[0].DebtSettlementCount",
"Comparison": "GreaterThan",
"Value": "2",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1508",
"$values": []
}
},
{
"$id": "1509",
"ID": 450,
"RuleName": "Mortgage is not paid at consistent intervals",
"Source": "Transactions",
"DefaultThreshold": 3,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Hypotheek wordt niet op consistente momenten betaald",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1510",
"$values": [
{
"$id": "1511",
"ID": 559,
"RuleID": 450,
"CoreRule": {
"$ref": "1509"
},
"Property": "DeviationDetailsByCategory[Mortgages].MaximumDaysBetweenTransactions",
"Comparison": "GreaterThan",
"Value": "3",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1512",
"$values": []
}
},
{
"$id": "1513",
"ID": 451,
"RuleName": "Rent is not paid at consistent intervals",
"Source": "Transactions",
"DefaultThreshold": 3,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Huur wordt niet op consistente momenten betaald",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1514",
"$values": [
{
"$id": "1515",
"ID": 560,
"RuleID": 451,
"CoreRule": {
"$ref": "1513"
},
"Property": "DeviationDetailsByCategory[Rental].MaximumDaysBetweenTransactions",
"Comparison": "GreaterThan",
"Value": "3",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1516",
"$values": []
}
},
{
"$id": "1517",
"ID": 452,
"RuleName": "Car expenses without car owner",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "Autoverzekering",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "Autokosten zonder autoeigenaar",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "Autoverzekering",
"RuleExplanation": "Verify the car expenses in the bank data (PSD2). Car expenses might not be correctly categorized. If needed, request additional bank accounts. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de autokosten in de rekeninginformatie (PSD2). Mogelijk zijn de autokosten niet correct gecategoriseerd. Indien nodig, vraag extra bankrekeningen op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1518",
"$values": [
{
"$id": "1519",
"ID": 561,
"RuleID": 452,
"CoreRule": {
"$ref": "1517"
},
"Property": "AffordabilityInputs[$].CarOwner",
"Comparison": "IsNot",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1520",
"ID": 562,
"RuleID": 452,
"CoreRule": {
"$ref": "1517"
},
"Property": "BankTransactions[*].ContainsLicensePlate",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1521",
"ID": 563,
"RuleID": 452,
"CoreRule": {
"$ref": "1517"
},
"Property": "DeviationDetailsByCategory[Car / Motorcycle Insurance].SumLastMonth",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1522",
"$values": [
{
"$id": "1523",
"ID": 106,
"RuleID": 452,
"CoreRule": {
"$ref": "1517"
},
"Operator1": "1 AND (2 OR 3)",
"Update": 0
}
]
}
},
{
"$id": "1524",
"ID": 453,
"RuleName": "Joint bank account without co-applicant",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": false,
"ApplicantType": null,
"FilterOnClickthrough": "( en%2Fof | e%2Fo | eo | cj )",
"RunBeforeStatus": null,
"DisplaySection": "Transactions",
"WarningField": null,
"DutchRuleName": "Gezamenlijke bankrekening zonder mede-aanvrager",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": "( en%2Fof | e%2Fo | eo | cj )",
"RuleExplanation": "Verify the personal data and bank data. The data might still (partially) reflect the situation from before the divorce, leading to incomplete or incorrect data. If needed, request additional information or adjust the affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de persoonsgegevens en rekeninginformatie. De gegevens kunnen nog (gedeeltelijk) gebaseerd zijn op de situatie van voor de scheiding, waardoor deze niet correct of niet compleet zijn. Indien nodig, vraag extra informatie op of verander de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1525",
"$values": [
{
"$id": "1526",
"ID": 564,
"RuleID": 453,
"CoreRule": {
"$ref": "1524"
},
"Property": "AffordabilityInputs[$].FamilySituation",
"Comparison": "Contains",
"Value": "Single",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1527",
"ID": 565,
"RuleID": 453,
"CoreRule": {
"$ref": "1524"
},
"Property": "BankTransactionBeneficiaries[*].ContainsPotentialPartner",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1528",
"$values": [
{
"$id": "1529",
"ID": 107,
"RuleID": 453,
"CoreRule": {
"$ref": "1524"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1530",
"ID": 454,
"RuleName": "Score from payment behaviour score card is insufficient",
"Source": "Offer",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Score uit betalingsmoraliteitsmodel is onvoldoende",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the score in the offer. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de score in het aanbod. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1531",
"$values": [
{
"$id": "1532",
"ID": 566,
"RuleID": 454,
"CoreRule": {
"$ref": "1530"
},
"Property": "LowestScoreByScoreCardType[PaymentBehaviour].Value",
"Comparison": "LowerThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1533",
"$values": []
}
},
{
"$id": "1534",
"ID": 455,
"RuleName": "Score from risk score card is insufficient",
"Source": "Offer",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Score uit risicomodel is onvoldoende",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the score in the offer. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de score in het aanbod. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1535",
"$values": [
{
"$id": "1536",
"ID": 567,
"RuleID": 455,
"CoreRule": {
"$ref": "1534"
},
"Property": "LowestScoreByScoreCardType[RiskScore].Value",
"Comparison": "LowerThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1537",
"$values": []
}
},
{
"$id": "1538",
"ID": 456,
"RuleName": "Score from payment behaviour score card exceeds threshold",
"Source": "Offer",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Score uit betalingsmoraliteitsmodel is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the score in the offer. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de score in het aanbod. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1539",
"$values": [
{
"$id": "1540",
"ID": 568,
"RuleID": 456,
"CoreRule": {
"$ref": "1538"
},
"Property": "LowestScoreByScoreCardType[PaymentBehaviour].Value",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1541",
"$values": []
}
},
{
"$id": "1542",
"ID": 457,
"RuleName": "Score from risk score card exceeds threshold",
"Source": "Offer",
"DefaultThreshold": 0,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Score uit risicomodel is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the score in the offer. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de score in het aanbod. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
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"$values": [
{
"$id": "1544",
"ID": 569,
"RuleID": 457,
"CoreRule": {
"$ref": "1542"
},
"Property": "LowestScoreByScoreCardType[RiskScore].Value",
"Comparison": "GreaterThan",
"Value": "0",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
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"$id": "1545",
"$values": []
}
},
{
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"ID": 458,
"RuleName": "Applicant debt statement DUO needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager moet schuldoverzicht DUO aanleveren",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the DUO expenses in affordability with the provided copy of the debit statement DUO. If needed, request additional information or adjust the DUO expenses in the affordability. Review additional inputs to continue or reject the application.",
"DutchRuleExplanation": "Controleer DUO lasten in de bestedingsruimte met het aangeleverde schuldoverzicht DUO. Indien nodig, vraag extra informatie op of verander de DUO lasten in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
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"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1547",
"$values": [
{
"$id": "1548",
"ID": 570,
"RuleID": 458,
"CoreRule": {
"$ref": "1546"
},
"Property": "ManuallyProvidedSources[Applicant].Value",
"Comparison": "Contains",
"Value": "DUO",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1549",
"ID": 571,
"RuleID": 458,
"CoreRule": {
"$ref": "1546"
},
"Property": "Applicants[0].StudentLoans[0]",
"Comparison": "IsNot",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1550",
"$values": [
{
"$id": "1551",
"ID": 108,
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"CoreRule": {
"$ref": "1546"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
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"$id": "1552",
"ID": 459,
"RuleName": "Co-applicant debt statement DUO needs to be provided",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
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"ApplicantType": "CoApplicant",
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"RunBeforeStatus": null,
"DisplaySection": null,
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"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
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"DutchRuleExplanation": "Controleer DUO lasten in de bestedingsruimte met het aangeleverde schuldoverzicht DUO. Indien nodig, vraag extra informatie op of verander de DUO lasten in de bestedingsruimte. Beoordeel de gegevens om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1553",
"$values": [
{
"$id": "1554",
"ID": 572,
"RuleID": 459,
"CoreRule": {
"$ref": "1552"
},
"Property": "ManuallyProvidedSources[Applicant].Value",
"Comparison": "Contains",
"Value": "DUO",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1555",
"ID": 573,
"RuleID": 459,
"CoreRule": {
"$ref": "1552"
},
"Property": "Applicants[1].StudentLoans[0]",
"Comparison": "IsNot",
"Value": null,
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1556",
"$values": [
{
"$id": "1557",
"ID": 109,
"RuleID": 459,
"CoreRule": {
"$ref": "1552"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1558",
"ID": 460,
"RuleName": "Offer includes an external refinance",
"Source": "Offer",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanbod bevat een externe oversluiting",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the refinance details in the offer. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de gegevens van de oversluiting in het aanbod. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1559",
"$values": [
{
"$id": "1560",
"ID": 574,
"RuleID": 460,
"CoreRule": {
"$ref": "1558"
},
"Property": "DueDiligenceBKRAgreements[*].RefinanceType",
"Comparison": "Is",
"Value": "ExternalRefinance",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1561",
"$values": []
}
},
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"$id": "1562",
"ID": 461,
"RuleName": "Offer includes an internal refinance",
"Source": "Offer",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanbod bevat een interne oversluiting",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the refinance details in the offer. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de gegevens van de oversluiting in het aanbod. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1563",
"$values": [
{
"$id": "1564",
"ID": 575,
"RuleID": 461,
"CoreRule": {
"$ref": "1562"
},
"Property": "DueDiligenceBKRAgreements[*].RefinanceType",
"Comparison": "Is",
"Value": "InternalRefinance",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1565",
"$values": []
}
},
{
"$id": "1566",
"ID": 462,
"RuleName": "Random sample salary slip from employment",
"Source": "Transactions",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "Dashboard",
"WarningField": null,
"DutchRuleName": "Steekproef loonstrook uit dienstverband",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": null,
"DutchRuleExplanation": null,
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1567",
"$values": [
{
"$id": "1568",
"ID": 576,
"RuleID": 462,
"CoreRule": {
"$ref": "1566"
},
"Property": "RandomSample",
"Comparison": "LowerThanOrEqualTo",
"Value": "1",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": true,
"Update": 0
},
{
"$id": "1569",
"ID": 577,
"RuleID": 462,
"CoreRule": {
"$ref": "1566"
},
"Property": "Applicants[*].ActiveIncomes[*].IsEmployment",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1570",
"$values": [
{
"$id": "1571",
"ID": 110,
"RuleID": 462,
"CoreRule": {
"$ref": "1566"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1572",
"ID": 463,
"RuleName": "Applicant has AM hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
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"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een AM hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the AM hit in due diligence. If needed, request assistance from a user with permission to unblock. Unblock the application and accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de AM hit in klantonderzoek. Indien nodig, vraag ondersteuning van een gebruiker met permissie om te deblokkeren. Deblokkeer de aanvraag en accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1573",
"$values": [
{
"$id": "1574",
"ID": 578,
"RuleID": 463,
"CoreRule": {
"$ref": "1572"
},
"Property": "DueDiligencePeople[0].HasAMHit",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1575",
"$values": []
}
},
{
"$id": "1576",
"ID": 464,
"RuleName": "Co-applicant has AM hit",
"Source": "DueDiligence",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
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"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft een AM hit",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the AM hit in due diligence. If needed, request assistance from a user with permission to unblock. Unblock the application and accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de AM hit in klantonderzoek. Indien nodig, vraag ondersteuning van een gebruiker met permissie om te deblokkeren. Deblokkeer de aanvraag en accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1577",
"$values": [
{
"$id": "1578",
"ID": 579,
"RuleID": 464,
"CoreRule": {
"$ref": "1576"
},
"Property": "DueDiligencePeople[1].HasAMHit",
"Comparison": "Is",
"Value": "Yes",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1579",
"$values": []
}
},
{
"$id": "1580",
"ID": 465,
"RuleName": "Applicant marital status is unknown",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "ApplicantMaritalStatus",
"DutchRuleName": "Huwelijkse staat van de aanvrager is onbekend",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the marital status. If needed, request additional information or adjust the living situation in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de huwelijkse staat. Indien nodig, vraag extra informatie op of verander de woonsituatie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1581",
"$values": [
{
"$id": "1582",
"ID": 580,
"RuleID": 465,
"CoreRule": {
"$ref": "1580"
},
"Property": "Applicants[0].MaritalStatus",
"Comparison": "Is",
"Value": "Unknown",
"ValueIsProperty": false,
"ReturnCount": true,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1583",
"$values": []
}
},
{
"$id": "1584",
"ID": 466,
"RuleName": "Co-applicant marital status is unknown",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "CoApplicantMaritalStatus",
"DutchRuleName": "Huwelijkse staat van de medeaanvrager is onbekend",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the marital status. If needed, request additional information or adjust the living situation in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de huwelijkse staat. Indien nodig, vraag extra informatie op of verander de woonsituatie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1585",
"$values": [
{
"$id": "1586",
"ID": 581,
"RuleID": 466,
"CoreRule": {
"$ref": "1584"
},
"Property": "Applicants[1].MaritalStatus",
"Comparison": "Is",
"Value": "Unknown",
"ValueIsProperty": false,
"ReturnCount": true,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1587",
"$values": []
}
},
{
"$id": "1588",
"ID": 467,
"RuleName": "Applicant marital status is single",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "ApplicantMaritalStatus",
"DutchRuleName": "Huwelijkse staat van de aanvrager is alleenstaand",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the marital status. If needed, request additional information or adjust the living situation in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de huwelijkse staat. Indien nodig, vraag extra informatie op of verander de woonsituatie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1589",
"$values": [
{
"$id": "1590",
"ID": 582,
"RuleID": 467,
"CoreRule": {
"$ref": "1588"
},
"Property": "Applicants[0].MaritalStatus",
"Comparison": "Is",
"Value": "Single",
"ValueIsProperty": false,
"ReturnCount": true,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1591",
"$values": []
}
},
{
"$id": "1592",
"ID": 468,
"RuleName": "Co-applicant marital status is single",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "CoApplicantMaritalStatus",
"DutchRuleName": "Huwelijkse staat van de medeaanvrager is alleenstaand",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the marital status. If needed, request additional information or adjust the living situation in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de huwelijkse staat. Indien nodig, vraag extra informatie op of verander de woonsituatie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1593",
"$values": [
{
"$id": "1594",
"ID": 583,
"RuleID": 468,
"CoreRule": {
"$ref": "1592"
},
"Property": "Applicants[1].MaritalStatus",
"Comparison": "Is",
"Value": "Single",
"ValueIsProperty": false,
"ReturnCount": true,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1595",
"$values": []
}
},
{
"$id": "1596",
"ID": 469,
"RuleName": "Applicant marital status is living together",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "ApplicantMaritalStatus",
"DutchRuleName": "Huwelijkse staat van de aanvrager is samenwonend",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the marital status. If needed, request additional information or adjust the living situation in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de huwelijkse staat. Indien nodig, vraag extra informatie op of verander de woonsituatie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1597",
"$values": [
{
"$id": "1598",
"ID": 584,
"RuleID": 469,
"CoreRule": {
"$ref": "1596"
},
"Property": "Applicants[0].MaritalStatus",
"Comparison": "Is",
"Value": "LivingTogether",
"ValueIsProperty": false,
"ReturnCount": true,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1599",
"$values": []
}
},
{
"$id": "1600",
"ID": 470,
"RuleName": "Co-applicant marital status is living together",
"Source": "GovernmentData",
"DefaultThreshold": null,
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"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
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"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "CoApplicantMaritalStatus",
"DutchRuleName": "Huwelijkse staat van de medeaanvrager is samenwonend",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the marital status. If needed, request additional information or adjust the living situation in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de huwelijkse staat. Indien nodig, vraag extra informatie op of verander de woonsituatie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1601",
"$values": [
{
"$id": "1602",
"ID": 585,
"RuleID": 470,
"CoreRule": {
"$ref": "1600"
},
"Property": "Applicants[1].MaritalStatus",
"Comparison": "Is",
"Value": "LivingTogether",
"ValueIsProperty": false,
"ReturnCount": true,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1603",
"$values": []
}
},
{
"$id": "1604",
"ID": 471,
"RuleName": "Applicant marital status is registered partnership",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "ApplicantMaritalStatus",
"DutchRuleName": "Huwelijkse staat van de aanvrager is geregistreerd partnerschap",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the marital status. If needed, request additional information or adjust the living situation in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de huwelijkse staat. Indien nodig, vraag extra informatie op of verander de woonsituatie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1605",
"$values": [
{
"$id": "1606",
"ID": 586,
"RuleID": 471,
"CoreRule": {
"$ref": "1604"
},
"Property": "Applicants[0].MaritalStatus",
"Comparison": "Is",
"Value": "RegisteredPartnership",
"ValueIsProperty": false,
"ReturnCount": true,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1607",
"$values": []
}
},
{
"$id": "1608",
"ID": 472,
"RuleName": "Co-applicant marital status is registered partnership",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "CoApplicantMaritalStatus",
"DutchRuleName": "Huwelijkse staat van de medeaanvrager is geregistreerd partnerschap",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the marital status. If needed, request additional information or adjust the living situation in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de huwelijkse staat. Indien nodig, vraag extra informatie op of verander de woonsituatie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1609",
"$values": [
{
"$id": "1610",
"ID": 587,
"RuleID": 472,
"CoreRule": {
"$ref": "1608"
},
"Property": "Applicants[1].MaritalStatus",
"Comparison": "Is",
"Value": "RegisteredPartnership",
"ValueIsProperty": false,
"ReturnCount": true,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1611",
"$values": []
}
},
{
"$id": "1612",
"ID": 473,
"RuleName": "Applicant marital status is married",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "ApplicantMaritalStatus",
"DutchRuleName": "Huwelijkse staat van de aanvrager is gehuwd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the marital status. If needed, request additional information or adjust the living situation in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de huwelijkse staat. Indien nodig, vraag extra informatie op of verander de woonsituatie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1613",
"$values": [
{
"$id": "1614",
"ID": 588,
"RuleID": 473,
"CoreRule": {
"$ref": "1612"
},
"Property": "Applicants[0].MaritalStatus",
"Comparison": "Is",
"Value": "Married",
"ValueIsProperty": false,
"ReturnCount": true,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1615",
"$values": []
}
},
{
"$id": "1616",
"ID": 474,
"RuleName": "Co-applicant marital status is married",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "CoApplicantMaritalStatus",
"DutchRuleName": "Huwelijkse staat van de medeaanvrager is gehuwd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the marital status. If needed, request additional information or adjust the living situation in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de huwelijkse staat. Indien nodig, vraag extra informatie op of verander de woonsituatie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1617",
"$values": [
{
"$id": "1618",
"ID": 589,
"RuleID": 474,
"CoreRule": {
"$ref": "1616"
},
"Property": "Applicants[1].MaritalStatus",
"Comparison": "Is",
"Value": "Married",
"ValueIsProperty": false,
"ReturnCount": true,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1619",
"$values": []
}
},
{
"$id": "1620",
"ID": 475,
"RuleName": "Living situation is unknown",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Woonsituatie is onbekend",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the living situation. If needed, request additional information or adjust the living situation in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de woonsituatie. Indien nodig, vraag extra informatie op of verander de woonsituatie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1621",
"$values": [
{
"$id": "1622",
"ID": 590,
"RuleID": 475,
"CoreRule": {
"$ref": "1620"
},
"Property": "AffordabilityInputs[$].LivingSituation",
"Comparison": "Is",
"Value": "Unknown",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1623",
"$values": []
}
},
{
"$id": "1624",
"ID": 476,
"RuleName": "Living situation is rent",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Woonsituatie is huur",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the living situation. If needed, request additional information or adjust the living situation in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de woonsituatie. Indien nodig, vraag extra informatie op of verander de woonsituatie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1625",
"$values": [
{
"$id": "1626",
"ID": 591,
"RuleID": 476,
"CoreRule": {
"$ref": "1624"
},
"Property": "AffordabilityInputs[$].LivingSituation",
"Comparison": "Is",
"Value": "Rent",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1627",
"$values": []
}
},
{
"$id": "1628",
"ID": 477,
"RuleName": "Living situation is home owner",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": null,
"DutchRuleName": "Woonsituatie is huiseigenaar",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the living situation. If needed, request additional information or adjust the living situation in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de woonsituatie. Indien nodig, vraag extra informatie op of verander de woonsituatie in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1629",
"$values": [
{
"$id": "1630",
"ID": 592,
"RuleID": 477,
"CoreRule": {
"$ref": "1628"
},
"Property": "AffordabilityInputs[$].LivingSituation",
"Comparison": "Is",
"Value": "HomeOwner",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1631",
"$values": []
}
},
{
"$id": "1632",
"ID": 478,
"RuleName": "Applicant has recently moved",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "ApplicantAddresses",
"DutchRuleName": "Aanvrager is recent verhuisd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the personal data and bank data. The data might still (partially) reflect the situation from before the move, leading to incomplete or incorrect data. If needed, request additional information or adjust the affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de persoonsgegevens en rekeninginformatie. De gegevens kunnen nog (gedeeltelijk) gebaseerd zijn op de situatie van voor de verhuizing, waardoor deze niet correct of niet compleet zijn. Indien nodig, vraag extra informatie op of verander de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": null,
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1633",
"$values": [
{
"$id": "1634",
"ID": 593,
"RuleID": 478,
"CoreRule": {
"$ref": "1632"
},
"Property": "Applicants[0].Addresses[*].MonthsSinceStart",
"Comparison": "LowerThan",
"Value": "3",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": true,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1635",
"$values": []
}
},
{
"$id": "1636",
"ID": 479,
"RuleName": "Co-applicant has recently moved",
"Source": "GovernmentData",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": null,
"WarningField": "CoApplicantAddresses",
"DutchRuleName": "Medeaanvrager is recent verhuisd",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the personal data and bank data. The data might still (partially) reflect the situation from before the move, leading to incomplete or incorrect data. If needed, request additional information or adjust the affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de persoonsgegevens en rekeninginformatie. De gegevens kunnen nog (gedeeltelijk) gebaseerd zijn op de situatie van voor de verhuizing, waardoor deze niet correct of niet compleet zijn. Indien nodig, vraag extra informatie op of verander de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": null,
"Title": "",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1637",
"$values": [
{
"$id": "1638",
"ID": 594,
"RuleID": 479,
"CoreRule": {
"$ref": "1636"
},
"Property": "Applicants[1].Addresses[*].MonthsSinceStart",
"Comparison": "LowerThan",
"Value": "3",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": true,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1639",
"$values": []
}
},
{
"$id": "1640",
"ID": 480,
"RuleName": "Applicant has no income",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": true,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Aanvrager heeft geen inkomen",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income in the bank data (PSD2) and personal data (UWV). If needed, request additional information or add the income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het inkomen in de rekeninginformatie (PSD2) en de persoonlijke informatie (UWV). Indien nodig, vraag extra informatie op of voeg het inkomen toe in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3051,
"Title": "Applicant_No_Income",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1641",
"$values": [
{
"$id": "1642",
"ID": 439,
"RuleID": 480,
"CoreRule": {
"$ref": "1640"
},
"Property": "Applicants[0].ActiveIncomes[*]",
"Comparison": "Is",
"Value": "null",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1643",
"$values": []
}
},
{
"$id": "1644",
"ID": 481,
"RuleName": "Co-applicant has no income",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Medeaanvrager heeft geen inkomen",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income in the bank data (PSD2) and personal data (UWV). If needed, request additional information or add the income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het inkomen in de rekeninginformatie (PSD2) en de persoonlijke informatie (UWV). Indien nodig, vraag extra informatie op of voeg het inkomen toe in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3051,
"Title": "CoApplicant_No_Income",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1645",
"$values": [
{
"$id": "1646",
"ID": 440,
"RuleID": 481,
"CoreRule": {
"$ref": "1644"
},
"Property": " Applicants[0].ActiveIncomes[*]",
"Comparison": "Is",
"Value": "null",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1647",
"$values": []
}
},
{
"$id": "1648",
"ID": 482,
"RuleName": "Applicant has a temporarely contract",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een tijdelijk dienstverband",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income in the bank data (PSD2) and personal data (UWV). If needed, request additional information or add the income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het inkomen in de rekeninginformatie (PSD2) en de persoonlijke informatie (UWV). Indien nodig, vraag extra informatie op of voeg het inkomen toe in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3051,
"Title": "Applicant_Temporary_Contract",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1649",
"$values": [
{
"$id": "1650",
"ID": 448,
"RuleID": 482,
"CoreRule": {
"$ref": "1648"
},
"Property": " Applicants[0].ActiveIncomes[*].Income.Type",
"Comparison": "Is",
"Value": "Temporary",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1651",
"$values": []
}
},
{
"$id": "1652",
"ID": 483,
"RuleName": "Co-applicant\u00A0has a temporarely contract",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een tijdelijk dienstverband",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the income in the bank data (PSD2) and personal data (UWV). If needed, request additional information or add the income in affordability. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het inkomen in de rekeninginformatie (PSD2) en de persoonlijke informatie (UWV). Indien nodig, vraag extra informatie op of voeg het inkomen toe in de bestedingsruimte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3051,
"Title": "CoApplicant_Temporary_Contract",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1653",
"$values": [
{
"$id": "1654",
"ID": 449,
"RuleID": 483,
"CoreRule": {
"$ref": "1652"
},
"Property": " Applicants[1].ActiveIncomes[*].Income.Type",
"Comparison": "Is",
"Value": "Temporary",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1655",
"$values": []
}
},
{
"$id": "1656",
"ID": 484,
"RuleName": "Applicant Pension duration does not meet threshold",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Duur pensioen van aanvrager is lager dan drempelwaarde",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the the pension history in personal data (UWV). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het pensioenverleden in persoonsgegevens (UWV). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3051,
"Title": "Applicant_Pension_Duration_Threshold_Unmet",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1657",
"$values": [
{
"$id": "1658",
"ID": 450,
"RuleID": 484,
"CoreRule": {
"$ref": "1656"
},
"Property": " Applicants[0].ActiveIncomes[*].Income.IsPension",
"Comparison": "Is",
"Value": "True",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1659",
"ID": 451,
"RuleID": 484,
"CoreRule": {
"$ref": "1656"
},
"Property": " Applicants[0].ActiveIncomes[*].Income.Duration",
"Comparison": "LowerThan",
"Value": "3",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": true,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1660",
"$values": [
{
"$id": "1661",
"ID": 113,
"RuleID": 484,
"CoreRule": {
"$ref": "1656"
},
"Operator1": "1 AND 2",
"Update": 0
}
]
}
},
{
"$id": "1662",
"ID": 485,
"RuleName": "Co-applicant pension duration\u00A0 does not meet threshold",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Duur pensioen\u00A0van medeaanvrager is lager dan drempelwaarde",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the the pension history in personal data (UWV). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het pensioenverleden in persoonsgegevens (UWV). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3051,
"Title": "CoApplicant_Pension_Duration_Threshold_Unmet",
"Update": 0,
"Scope": "Application",
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"Update": 0,
"Scope": "Application",
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"Update": 0,
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"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Heeft op dit moment een HY,RO of ZO contract met bijzonderheidsmelding (code 1-3)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the BKR arrangement in due diligence. (BKR) Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de BKR registratie in het BKR. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3052,
"Title": "Applicant_BKR_Code_P2",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1729",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1730",
"$values": []
}
},
{
"$id": "1731",
"ID": 499,
"RuleName": "Co-Applicant has a P2 code on BKR\u00A0",
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"DefaultThreshold": null,
"Blocked": false,
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"SuggestedResolution": null,
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"ApplicantType": "CoApplicant",
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"DisplaySection": "GovernmentData",
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"RuleExplanation": "Verify the BKR arrangement in due diligence. (BKR) Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de BKR registratie in het BKR. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3052,
"Title": "CoApplicant_BKR_Code_P2",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1732",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1733",
"$values": []
}
},
{
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"ID": 500,
"RuleName": "Applicant has a P3 code on BKR\u00A0",
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"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
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"DutchSuggestedResolution": null,
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"RuleExplanation": "Verify the BKR arrangement in due diligence. (BKR)\u00A0Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de BKR registratie in het BKR. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3052,
"Title": "Applicant_BKR_Code_P3",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1735",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1736",
"$values": []
}
},
{
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"ID": 501,
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"SuggestedResolution": null,
"TriggerReason": null,
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"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
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"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the BKR arrangement in due diligence. (BKR)\u00A0Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de BKR registratie in het BKR. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3052,
"Title": "Applicant_BKR_Code_P4",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1738",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1739",
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}
},
{
"$id": "1740",
"ID": 502,
"RuleName": "Applicant has a P5 code on BKR\u00A0",
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"Blocked": false,
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"SuggestedResolution": null,
"TriggerReason": null,
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"ApplicantType": "Applicant",
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"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
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"RuleExplanation": "Verify the BKR arrangement in due diligence. (BKR)\u00A0Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de BKR registratie in het BKR. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3052,
"Title": "Applicant_BKR_Code_P5",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1741",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1742",
"$values": []
}
},
{
"$id": "1743",
"ID": 503,
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"SuggestedResolution": null,
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"ApplicantType": "Applicant",
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"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the BKR arrangement in due diligence. (BKR)\u00A0Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de BKR registratie in het BKR. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3052,
"Title": "Applicant_BKR_Code_P6",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1744",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1745",
"$values": []
}
},
{
"$id": "1746",
"ID": 504,
"RuleName": "Applicant has a P7 code on BKR\u00A0",
"Source": "Affordability",
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"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
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"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
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"DisplaySection": "GovernmentData",
"WarningField": null,
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"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the BKR arrangement in due diligence. (BKR)\u00A0Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de BKR registratie in het BKR. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3052,
"Title": "Applicant_BKR_Code_P7",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1747",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1748",
"$values": []
}
},
{
"$id": "1749",
"ID": 505,
"RuleName": "Applicant has a P8 code on BKR\u00A0",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
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"DutchRuleName": "Heeft op dit moment een TC of AK (Telecom)\u00A0contract\u00A0zonder herstelcode of\u00A0met bijzonderheidsmelding (code 1-3)",
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"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the BKR arrangement in due diligence. (BKR)\u00A0Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de BKR registratie in het BKR. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3052,
"Title": "Applicant_BKR_Code_P8",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1750",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1751",
"$values": []
}
},
{
"$id": "1752",
"ID": 506,
"RuleName": "The end of month balance is below\u00A0threshold",
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"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
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"DisplaySection": "GovernmentData",
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"DutchRuleName": "Het totale eindsaldo van de gedeelde\u00A0 rekeningen is te laag",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the transactions in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de transacties in rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3053,
"Title": "Acount_End_Of_Month_Balance_Threshold_Unmet",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1753",
"$values": [
{
"$id": "1754",
"ID": 604,
"RuleID": 506,
"CoreRule": {
"$ref": "1752"
},
"Property": " Applicants[0].BankTransactions[$].BalanceAfterTransaction",
"Comparison": "GreaterThan",
"Value": "-1000",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": true,
"Update": 0
}
]
},
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"$id": "1755",
"$values": []
}
},
{
"$id": "1756",
"ID": 507,
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"DisplaySection": "GovernmentData",
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"DutchRuleName": "Percentage transacties met \u00E9\u00E9n tegenpartij is hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the transactions in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de transacties in rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
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"Title": "Transactions_Percentage_Counterparty_Threshold_Unmet",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1757",
"$values": [
{
"$id": "1758",
"ID": 603,
"RuleID": 507,
"CoreRule": {
"$ref": "1756"
},
"Property": " Applicants[0].CounterpartyRate",
"Comparison": "GreaterThan",
"Value": "0.3",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": true,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1759",
"$values": []
}
},
{
"$id": "1760",
"ID": 508,
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"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
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"Title": "Applicant_Consecutive_Days_Without_Transactions_Threshold_Unmet",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1761",
"$values": [
{
"$id": "1762",
"ID": 600,
"RuleID": 508,
"CoreRule": {
"$ref": "1760"
},
"Property": " Applicants[0].DaysWithoutBankTransactions",
"Comparison": "GreaterThan",
"Value": "30",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": true,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1763",
"$values": []
}
},
{
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"ID": 509,
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"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
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"Title": "CoApplicant_Consecutive_Days_Without_Transactions_Threshold_Unmet",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1765",
"$values": [
{
"$id": "1766",
"ID": 601,
"RuleID": 509,
"CoreRule": {
"$ref": "1764"
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"Property": " Applicants[1].DaysWithoutBankTransactions",
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"Value": "30",
"ValueIsProperty": false,
"ReturnCount": false,
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"Update": 0
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]
},
"CoreRuleCriteriaOperators": {
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}
},
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"RuleExplanation": "Verify the payment behaviour in bank data (PSD2). Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het betaalgedrag in de rekeninginformatie (PSD2). Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3053,
"Title": "Applicants_Consecutive_Days_Without_Transactions_Threshold_Unmet",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1769",
"$values": [
{
"$id": "1770",
"ID": 602,
"RuleID": 510,
"CoreRule": {
"$ref": "1768"
},
"Property": " Applicants[*].DaysWithoutBankTransactions",
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"Value": "30",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": true,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1771",
"$values": []
}
},
{
"$id": "1772",
"ID": 511,
"RuleName": "Applicant has a product ",
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"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
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"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Aanvrager heeft een bestaand product",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the application. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de aanvraag. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3331,
"Title": "Applicant_Has_Product",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1773",
"$values": [
{
"$id": "1774",
"ID": 442,
"RuleID": 511,
"CoreRule": {
"$ref": "1772"
},
"Property": "Loans[*].ProductType",
"Comparison": "Is",
"Value": "PersonalLoan",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1775",
"ID": 447,
"RuleID": 511,
"CoreRule": {
"$ref": "1772"
},
"Property": null,
"Comparison": "Is",
"Value": "RevolvingCredit",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1776",
"$values": [
{
"$id": "1777",
"ID": 112,
"RuleID": 511,
"CoreRule": {
"$ref": "1772"
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"Operator1": "1 OR 2",
"Update": 0
}
]
}
},
{
"$id": "1778",
"ID": 512,
"RuleName": "Co-applicant has a product with ",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
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"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
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"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
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"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the application. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de aanvraag. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3331,
"Title": "Co_Applicant_Has_Product",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1779",
"$values": [
{
"$id": "1780",
"ID": 441,
"RuleID": 512,
"CoreRule": {
"$ref": "1778"
},
"Property": "Loans[*].ProductType",
"Comparison": "Is",
"Value": "PersonalLoan",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1781",
"ID": 444,
"RuleID": 512,
"CoreRule": {
"$ref": "1778"
},
"Property": "Loans[*].ProductType",
"Comparison": "Is",
"Value": "RevolvingCredit",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1782",
"$values": [
{
"$id": "1783",
"ID": 105,
"RuleID": 512,
"CoreRule": {
"$ref": "1778"
},
"Operator1": "1 OR 2",
"Update": 0
}
]
}
},
{
"$id": "1784",
"ID": 513,
"RuleName": "Applicant(s) have a product ",
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"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Aanvrager(s) hebben een bestaand product",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the application. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de aanvraag. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3331,
"Title": "Applicants_Have_Product",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1785",
"$values": [
{
"$id": "1786",
"ID": 445,
"RuleID": 513,
"CoreRule": {
"$ref": "1784"
},
"Property": "Loans[*].ProductType",
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"Value": "PersonalLoan",
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"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
},
{
"$id": "1787",
"ID": 446,
"RuleID": 513,
"CoreRule": {
"$ref": "1784"
},
"Property": "Loans[*].ProductType",
"Comparison": "Is",
"Value": "RevolvingCredit",
"ValueIsProperty": false,
"ReturnCount": false,
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"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1788",
"$values": [
{
"$id": "1789",
"ID": 111,
"RuleID": 513,
"CoreRule": {
"$ref": "1784"
},
"Operator1": "1 OR 2",
"Update": 0
}
]
}
},
{
"$id": "1790",
"ID": 516,
"RuleName": "Application stage Applicant",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "De aanvraag bevind zich in het offertestadium",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "The application is in the quote phase.",
"DutchRuleExplanation": "Controleer de offerte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3463,
"Title": "Application_Stage_Applicant",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1791",
"$values": [
{
"$id": "1792",
"ID": 607,
"RuleID": 516,
"CoreRule": {
"$ref": "1790"
},
"Property": "ApplicationType",
"Comparison": "Is",
"Value": "Offer",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1793",
"$values": []
}
},
{
"$id": "1794",
"ID": 524,
"RuleName": "Application stage Co-Applicant",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "De aanvraag bevind zich in het offertestadium",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "The application is in the quote phase.",
"DutchRuleExplanation": "Controleer de offerte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3463,
"Title": "Application_Stage_Co-Application",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1795",
"$values": [
{
"$id": "1796",
"ID": 608,
"RuleID": 524,
"CoreRule": {
"$ref": "1794"
},
"Property": "ApplicationType",
"Comparison": "Is",
"Value": "Offer",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1797",
"$values": []
}
},
{
"$id": "1798",
"ID": 530,
"RuleName": "Application stage Applicants",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "De aanvraag bevind zich in het offertestadium",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "The application is in the quote phase.",
"DutchRuleExplanation": "Controleer de offerte. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3463,
"Title": "Application_Stage_Applicants",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1799",
"$values": [
{
"$id": "1800",
"ID": 609,
"RuleID": 530,
"CoreRule": {
"$ref": "1798"
},
"Property": "ApplicationType",
"Comparison": "Is",
"Value": "Offer",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1801",
"$values": []
}
},
{
"$id": "1802",
"ID": 532,
"RuleName": "Applicant had a internal blocked contract for the last 12 months",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "De aanvrager had de afgelopen 12 maanden een geblokkeerd intern contract",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the excisiting contract. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het interne contract. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af",
"WorkItemId": 3330,
"Title": "Applicant_Block_Last_12months",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1803",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1804",
"$values": []
}
},
{
"$id": "1805",
"ID": 534,
"RuleName": "Co-applicant had a internal blocked contract for the last 12 months",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "De mede aanvrager had de afgelopen 12 maanden een geblokkeerd intern contract",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the excisiting contract. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het interne contract. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3330,
"Title": "Co-Applicant_Had_Block_Last_12months",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1806",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1807",
"$values": []
}
},
{
"$id": "1808",
"ID": 535,
"RuleName": "Applicants had a internal blocked contract for the last 12 months",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "De aanvragers had de afgelopen 12 maanden een geblokkeerd intern contract",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the excisiting contract. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer het interne contract. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3330,
"Title": "Applicants_Had_Block_Last_12months",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1809",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1810",
"$values": []
}
},
{
"$id": "1811",
"ID": 536,
"RuleName": "Applicant has no co-applicant",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Er is geen medeaanvrager aanwezig",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Verify the maritial status. If needed, request additional information. Accept the rule(s) to continue or reject the application.",
"DutchRuleExplanation": "Controleer de burgerlijke staat in persoonsgegevens. Indien nodig, vraag extra informatie op. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3330,
"Title": "Applicant_Has_No_Co-Applicant",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1812",
"$values": [
{
"$id": "1813",
"ID": 605,
"RuleID": 536,
"CoreRule": {
"$ref": "1811"
},
"Property": " Applicants[*]",
"Comparison": "Is",
"Value": "1",
"ValueIsProperty": false,
"ReturnCount": true,
"IsThresholdCriterium": false,
"Update": 1
},
{
"$id": "1814",
"ID": 606,
"RuleID": 536,
"CoreRule": {
"$ref": "1811"
},
"Property": " Applicants[0].MaritalStatus",
"Comparison": "IsNot",
"Value": "Married",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": false,
"Update": 1
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1815",
"$values": []
}
},
{
"$id": "1816",
"ID": 537,
"RuleName": "Applicant is BKR unknown.",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Aanvrager is onbekend bij het BKR.",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Conduct a due dilligence check on BKR results.",
"DutchRuleExplanation": "Voer een due diligence controle uit op de BKR-resultaten. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3261,
"Title": "Applicant_Has_No_BKR_Score",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1817",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1818",
"$values": []
}
},
{
"$id": "1819",
"ID": 538,
"RuleName": "Co-applicant is BKR unknown.",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Mede aanvrager is onbekend bij het BKR.",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Conduct a due dilligence check on BKR results.",
"DutchRuleExplanation": "oer een due diligence controle uit op de BKR-resultaten. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3261,
"Title": "Co-Applicant_Has_No_BKR_Score",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1820",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1821",
"$values": []
}
},
{
"$id": "1822",
"ID": 539,
"RuleName": "Applicant BKR alphabet score is insufficient",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "Applicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Contractant heeft onvoldoende bureau score (BKR)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Conduct a due dilligence check on BKR results.",
"DutchRuleExplanation": "Voer een due diligence controle uit op de BKR-resultaten. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3261,
"Title": "Applicant_Has_Insufficient_BKR_Score",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1823",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1824",
"$values": []
}
},
{
"$id": "1825",
"ID": 540,
"RuleName": "Co-Applicant BKR alphabet score is insufficient",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": "CoApplicant",
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Mede-Contractant heeft onvoldoende bureau score (BKR)",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "Conduct a due dilligence check on BKR results.",
"DutchRuleExplanation": "Voer een due diligence controle uit op de BKR-resultaten. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3261,
"Title": "Co-Applicant_Has_Insufficient_BKR_Score",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1826",
"$values": []
},
"CoreRuleCriteriaOperators": {
"$id": "1827",
"$values": []
}
},
{
"$id": "1828",
"ID": 542,
"RuleName": "Number of terms in arrear exceeds threshold",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Het aantal termijnen in achterstand is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "DueDilengenceTerms\r\nArrearsGreaterThen 3",
"DutchRuleExplanation": "Controleer het betaalverloop van de huidige lening. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3262,
"Title": "Arrears_Installments_Too_High",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1829",
"$values": [
{
"$id": "1830",
"ID": 610,
"RuleID": 542,
"CoreRule": {
"$ref": "1828"
},
"Property": "LoanArrears",
"Comparison": "GreaterThan",
"Value": "3",
"ValueIsProperty": false,
"ReturnCount": true,
"IsThresholdCriterium": true,
"Update": 1
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1831",
"$values": []
}
},
{
"$id": "1832",
"ID": 543,
"RuleName": "Amount of arrears exceeds threshold",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Het bedrag in achterstand is te hoog",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "DueDilengenceAmount\r\nArrearsGreaterThen 500 .",
"DutchRuleExplanation": "Controleer het betaalverloop van de huidige lening. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3262,
"Title": "Arrears_Threshold_Exceeded",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1833",
"$values": [
{
"$id": "1834",
"ID": 611,
"RuleID": 543,
"CoreRule": {
"$ref": "1832"
},
"Property": "LoanArrears[*].DelinquentAmount",
"Comparison": "GreaterThan",
"Value": "500",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": true,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1835",
"$values": []
}
},
{
"$id": "1836",
"ID": 544,
"RuleName": "Number of arrears exceeds threshold",
"Source": "Affordability",
"DefaultThreshold": null,
"Blocked": false,
"TriggersManualReview": false,
"SuggestedResolution": null,
"TriggerReason": null,
"UseLastRecord": true,
"ApplicantType": null,
"FilterOnClickthrough": null,
"RunBeforeStatus": null,
"DisplaySection": "GovernmentData",
"WarningField": null,
"DutchRuleName": "Het aantal keren in achterstand is te hoog.",
"DutchTriggerReason": null,
"DutchSuggestedResolution": null,
"DutchFilterOnClickthrough": null,
"RuleExplanation": "DueDilengenceNumberOf\r\nArrearsLast12MonthsGreaterThen 3.",
"DutchRuleExplanation": "Controleer het betaalverloop van de huidige lening. Accepteer de regel(s) om verder te gaan of wijs de aanvraag af.",
"WorkItemId": 3262,
"Title": "Arrears_Count_Threshold_Exceeded",
"Update": 0,
"Scope": "Application",
"CoreRuleCriteria": {
"$id": "1837",
"$values": [
{
"$id": "1838",
"ID": 612,
"RuleID": 544,
"CoreRule": {
"$ref": "1836"
},
"Property": "Arrear12MonthsCount",
"Comparison": "GreaterThan",
"Value": "3",
"ValueIsProperty": false,
"ReturnCount": false,
"IsThresholdCriterium": true,
"Update": 0
}
]
},
"CoreRuleCriteriaOperators": {
"$id": "1839",
"$values": []
}
}
]
}